Company Overview
J.M. Coles Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 03 February 2004, so this is a well established company. J.M. Coles Limited has been in business for 22 years and 1 month. The accounts status is unaudited abridged and the accounts are next due on Wednesday 31 December 2025.
Registered Address

4 King Square, Bridgwater, Somerset, TA6 3YF
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Companies House Data
Company NameJ.M. COLES LIMITED
Company Number05033002
Registered Office Address4 King Square
 Bridgwater
 TA6 3YF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/02/2004
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date03/03/2017
Returns Last Made Up Date03/02/2016
Directors & Members
Show Resigned
Allison Coles - Director
(British, 61 years old, born October 1965)
Appointed 03 February 2004
 Active
Jonathan Coles - Director
(British, 65 years old, born April 1961)
Appointed 03 February 2004
 Active
Secretaries
Show Resigned
Allison Coles - Secretary
(British)
Appointed 03 February 2004
 Active
Other Company Directorships
Allison Coles
No companies found
Jonathan Coles
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 9,120 9,120 3,484
Current Assets 238,914 238,914 184,318
Creditors Due Within One Year 166,248 166,248 116,921
Working Cap 72,666 72,666 67,397
Total Assets Less Current Liabilities 81,786 81,786 70,881
Long-term Liabilities 40,066 40,066 48,995
Net Assets 41,720 41,720 21,886
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 41,720 41,720 21,886
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 3.7% 3.7% 1.9%
Stocks Inventory - - -
Debtors 52.3% 52.3% 33.4%
Cash Bank In Hand 20.2% 20.2% 27.5%
Current Assets 96.3% 96.3% 98.1%
Creditors Due Within One Year 67.0% 67.0% 62.3%
Net Current Assets Liabilities 29.3% 29.3% 35.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 16.8% 16.8% 11.7%
Capital Employed - - -
Total Assets Less Current Liabilities 33.0% 33.0% 37.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.4 1.4 1.6
Solvency Ratio 1.2 1.2 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 248,034 248,034 187,802
Debt 206,314 206,314 165,916
Net Assets/Debt 41,720 41,720 21,886

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 3 February 2026 with no updates
Registered office address changed from Brent House Edingworth Road Edingworth Weston-Super-Mare BS24 0JA England to Brent House Farm Works Edingworth Road Edingworth Weston Super Mare Somerset BS24 0JA on 2 March 2026
Registered office address changed from 4 King Square Bridgwater Somerset TA6 3YF to Brent House Edingworth Road Edingworth Weston-Super-Mare BS24 0JA on 28 January 2026
Confirmation statement made on 3 February 2025 with updates
Confirmation statement made on 3 February 2024 with updates
Confirmation statement made on 3 February 2023 with updates
Confirmation statement made on 3 February 2022 with updates
Confirmation statement made on 3 February 2021 with updates
Confirmation statement made on 3 February 2020 with updates
Confirmation statement made on 3 February 2019 with updates
Confirmation statement made on 3 February 2018 with updates
Confirmation statement made on 3 February 2017 with updates
Director's details changed for Jonathan Mark Coles on 25 January 2017
Secretary's details changed for Allison Dawn Coles on 25 January 2017
Director's details changed for Allison Dawn Coles on 25 January 2017
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