Company Overview
Allcover Insurance Brokers Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 11 February 2004, so this is a well established company. Allcover Insurance Brokers Ltd has been in business for 22 years and 1 month. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

7Th Floor Corn Exchange, 55 Mark Lane, London, EC3R 7NE
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Companies House Data
Company NameALLCOVER INSURANCE BROKERS LTD
Company Number05040684
Registered Office Address7th Floor Corn Exchange
 55 Mark Lane
 EC3R 7NE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/02/2004
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date11/03/2017
Returns Last Made Up Date11/02/2016
Directors & Members
Show Resigned
Matthew Hartigan - Director
(British, 53 years old, born October 1973)
Appointed 01 February 2026
 Active
Secretaries
Show Resigned
Andrew Hunter - Secretary
Appointed 04 February 2019
 Active
Other Company Directorships
Matthew Hartigan
ADDINGSTONE GROUP LIMITED
ADDINGSTONE INSURANCE SOLUTIONS LTD
AMICUS INSURANCE SOLUTIONS LTD
BHK INSURANCE SERVICES LIMITED
BPW INSURANCE SERVICES LIMITED
BPW TOPCO LIMITED
BROWN & BROWN INSURANCE BROKERS (UK) LIMITED
FIRST BROKER SOLUTIONS LIMITED
HIGOS INSURANCE SERVICES LIMITED
PRESCOTT JONES LTD
PROFESSIONAL & MEDICAL INSURANCE SOLUTIONS LTD
R K SHIPMAN LIMITED
R. MCGEE INSURANCE BROKER LIMITED
SHEARWATER INSURANCE SERVICES LIMITED
THE INSURANCE GROUP LIMITED
UK SPECIAL RISKS LIMITED
WEB SHAW LTD
WGS (B&B) UK LIMITED
YOUR BUSINESS DEVELOPMENT LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2013 31-Mar-2012
Balance Sheet
Fixed Assets 40,195 40,195 45,398
Current Assets 34,697 34,697 73,399
Creditors Due Within One Year 9,466 9,466 20,502
Working Cap 25,231 25,231 52,897
Total Assets Less Current Liabilities 65,426 65,426 98,295
Long-term Liabilities 0 0 0
Net Assets 65,426 65,426 98,295
Share Capital & Reserves
Share Cap 50,000 50,000 50,000
Profit & Loss Reserves 15,426 15,426 48,295
Other Reserves 0 0 0
Shareholders Funds 65,426 65,426 98,295
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2013 31-Mar-2012
Tangible Fixed Assets - - -
Fixed Assets 53.7% 53.7% 38.2%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 13.4% 13.4% 50.1%
Cash Bank In Hand 33.0% 33.0% 11.7%
Current Assets 46.3% 46.3% 61.8%
Creditors Due Within One Year 12.6% 12.6% 17.3%
Net Current Assets Liabilities 33.7% 33.7% 44.5%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 87.4% 87.4% 82.7%
Called Up Share Capital 66.8% 66.8% 42.1%
Share Capital Allotted Called Up Paid 66.8% 66.8% 42.1%
Profit Loss Account Reserve 20.6% 20.6% 40.7%
Shareholder Funds 87.4% 87.4% 82.7%
Capital Employed - - -
Total Assets Less Current Liabilities 87.4% 87.4% 82.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2013 31-Mar-2012
Liquidity Ratio 3.7 3.7 3.6
Solvency Ratio 7.9 7.9 5.8
Reserves to Assets 0.2 0.2 0.4
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2013 31-Mar-2012
Assets 74,892 74,892 118,797
Debt 9,466 9,466 20,502
Net Assets/Debt 65,426 65,426 98,295

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC3R 7NE
NEWLINE INSURANCE COMPANY LIMITED
1 FEN COURT, LONDON, EC3R 7NE
NEWLINE UNDERWRITING LIMITED
1 FEN COURT, LONDON, EC3R 7NE
LA REUNION AERIENNE LONDON LIMITED
65 FENCHURCH STREET, LONDON, EC3R 7NE
TRANSRE LONDON SERVICES LIMITED
CORN EXCHANGE, 55 MARK LANE, LONDON, EC3R 7NE
FARADAY UNDERWRITING LIMITED
CORN EXCHANGE, 55 MARK LANE, LONDON, EC3R 7NE
TRANSRE LONDON LIMITED
CORN EXCHANGE, 55 MARK LANE, LONDON, EC3R 7NE
TRANSRE LONDON HOLDINGS LIMITED
Corn Exchange, 55 Mark Lane, London, EC3R 7NE
RW WENTWORTH UK LIMITED
5 MARKET YARD MEWS, 194-204 BERMONDSEY STREET, LONDON, EC3R 7NE
NEWLINE CORPORATE NAME LIMITED
1 FEN COURT, LONDON, EC3R 7NE
NEWLINE UNDERWRITING MANAGEMENT LIMITED
1 FEN COURT, LONDON, EC3R 7NE
Document Filings
Confirmation statement made on 11 February 2026 with no updates
Termination of appointment of Nicholas Gary Hatch as a director on 31 January 2026
Appointment of Mr Matthew James Hartigan as a director on 1 February 2026
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Termination of appointment of Stuart James Grieb as a director on 30 June 2025
Confirmation statement made on 11 February 2025 with no updates
Second filing for the appointment of Mr Nicholas Gary Hatch as a director
Appointment of Mr Nicholas Gary Hatch as a director on 11 October 2024
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
Notice of agreement to exemption from audit of accounts for period ending 31/12/23
Audit exemption statement of guarantee by parent company for period ending 31/12/23
Confirmation statement made on 11 February 2024 with no updates
Termination of appointment of Simon Lewer as a director on 22 December 2023
Consolidated accounts of parent company for subsidiary company period ending 31/12/22
Audit exemption statement of guarantee by parent company for period ending 31/12/22
Notice of agreement to exemption from audit of accounts for period ending 31/12/22
Termination of appointment of Derek George William Lyons as a director on 21 March 2023
Confirmation statement made on 11 February 2023 with no updates
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