Company Overview
Gwa Cosec Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 16 April 2004, so this is a well established company. Gwa Cosec Ltd has been in business for 21 years and 11 months. The accounts status is dormant and the accounts are next due on Sunday 31 January 2027.
Registered Address

17 Walkergate, Berwick-Upon-Tweed, Northumberland, TD15 1DJ
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Companies House Data
Company NameGWA COSEC LTD
Company Number05103811
Registered Office Address17 Walkergate
 TD15 1DJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/04/2004
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryDORMANT
Returns Next Due Date14/05/2017
Returns Last Made Up Date16/04/2016
Directors & Members
Show Resigned
Stuart Allister - Director
(British, 57 years old, born November 1969)
Appointed 21 April 2004
 Active
Richard Ayre - Director
(British, 42 years old, born November 1984)
Appointed 01 April 2017
 Active
Roseanne Bennett - Director
(British, 46 years old, born October 1980)
Appointed 01 October 2009
 Active
John Coats - Director
(British, 63 years old, born December 1963)
Appointed 21 April 2004
 Active
Robert Dalgleish - Director
(British, 64 years old, born August 1962)
Appointed 21 April 2004
 Active
Stuart Faed - Director
(British, 62 years old, born December 1964)
Appointed 30 January 2006
 Active
Colin Frame - Director
(British, 57 years old, born May 1969)
Appointed 21 April 2004
 Active
Douglas Gould - Director
(British, 62 years old, born May 1964)
Appointed 22 May 2017
 Active
Carol Lindsay - Director
(British, 47 years old, born August 1979)
Appointed 16 February 2022
 Active
Craig Little - Director
(British, 48 years old, born November 1978)
Appointed 01 April 2007
 Active
Stuart Millar - Director
(British, 35 years old, born April 1991)
Appointed 16 February 2022
 Active
David Renton - Director
(British, 50 years old, born January 1976)
Appointed 05 April 2024
 Active
Secretaries
Show Resigned
Robert Dalgleish - Secretary
Appointed 02 April 2018
 Active
Other Company Directorships
Stuart Allister
GREAVES WEST & AYRE (BERWICK) LLP
GREAVES WEST & AYRE LIMITED
GWA ASSET MANAGEMENT LTD
GWA TRUSTEES LTD
MGTS QUALIS LIMITED
QUALIS ASSET MANAGEMENT LIMITED
THREE COUNTIES FINANCIAL MANAGEMENT HOLDINGS LIMITED
THREE COUNTIES LIMITED
THREE QUAY WALLS MANAGEMENT COMPANY LIMITED
Richard Ayre
8YRE PROPERTIES LIMITED
BERWICK RUGBY FOOTBALL CLUB (TRADING) LIMITED
BERWICK RUGBY FOOTBALL CLUB LIMITED
GREAVES WEST & AYRE LIMITED
GWA TRUSTEES LTD
THREE COUNTIES FINANCIAL MANAGEMENT HOLDINGS LIMITED
Roseanne Bennett
GREAVES WEST & AYRE (BERWICK) LLP
GREAVES WEST & AYRE LIMITED
GWA TRUSTEES LTD
SCOTTISH BORDERS CHAMBER OF COMMERCE C.I.C.
John Coats
DLG OPERATING COMPANY LIMITED
GREAVES WEST & AYRE (BERWICK) LLP
GREAVES WEST & AYRE LIMITED
GWA ASSET MANAGEMENT LTD
GWA TRUSTEES LTD
MGTS QUALIS LIMITED
PLUMLET AGRICULTURE LIMITED
QUALIS ASSET MANAGEMENT LIMITED
THREE COUNTIES FINANCIAL MANAGEMENT HOLDINGS LIMITED
THREE COUNTIES LIMITED
Robert Dalgleish
GREAVES WEST & AYRE (BERWICK) LLP
GREAVES WEST & AYRE LIMITED
GWA TRUSTEES LTD
THE ABBEYFIELD BERWICK SOCIETY LIMITED
THREE COUNTIES FINANCIAL MANAGEMENT HOLDINGS LIMITED
Stuart Faed
GREAVES WEST & AYRE (BERWICK) LLP
GREAVES WEST & AYRE LIMITED
GWA ASSET MANAGEMENT LTD
GWA TRUSTEES LTD
THE ABBEYFIELD BERWICK SOCIETY LIMITED
THREE COUNTIES FINANCIAL MANAGEMENT HOLDINGS LIMITED
THREE COUNTIES LIMITED
Colin Frame
BERWICK & DISTRICT RUGBY FOOTBALL FOUNDATION
BERWICK ACADEMY
BERWICK RUGBY FOOTBALL CLUB (TRADING) LIMITED
BERWICK RUGBY FOOTBALL CLUB LIMITED
GREAVES WEST & AYRE (BERWICK) LLP
GREAVES WEST & AYRE LIMITED
GWA ASSET MANAGEMENT LTD
GWA TRUSTEES LTD
THREE COUNTIES FINANCIAL MANAGEMENT HOLDINGS LIMITED
THREE COUNTIES LIMITED
Douglas Gould
GWA TRUSTEES LTD
THREE COUNTIES FINANCIAL MANAGEMENT HOLDINGS LIMITED
Carol Lindsay
GWA TRUSTEES LTD
Craig Little
GREAVES WEST & AYRE (BERWICK) LLP
GREAVES WEST & AYRE LIMITED
GWA TRUSTEES LTD
SCOTTISH BORDERS CHAMBER OF COMMERCE C.I.C.
THREE COUNTIES FINANCIAL MANAGEMENT HOLDINGS LIMITED
Stuart Millar
GWA TRUSTEES LTD
David Renton
GWA TRUSTEES LTD
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Balance Sheet
Fixed Assets - - 0
Current Assets 1 1 1
Creditors Due Within One Year - - 0
Working Cap - - 1
Total Assets Less Current Liabilities - - 1
Long-term Liabilities - - 0
Net Assets 1 1 1
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1 1 1
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Tangible Fixed Assets - - -
Fixed Assets - - 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - 100.0%
Creditors Due Within One Year - - 0.0%
Net Current Assets Liabilities - - 100.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - 100.0%
Capital Employed - - -
Total Assets Less Current Liabilities - - 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Liquidity Ratio 1.0 1.0 1.0
Solvency Ratio - - ∞
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Assets - - 1
Debt - - 0
Net Assets/Debt 1 1 1
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Director's details changed for Mr Stuart Patrick Millar on 26 June 2025
Confirmation statement made on 16 April 2025 with updates
Notification of Roseanne Marie Bennett as a person with significant control on 30 July 2024
Cessation of Alan James Patterson as a person with significant control on 30 July 2024
Director's details changed for Mrs Roseanne Marie Bennett on 11 October 2023
Confirmation statement made on 16 April 2024 with no updates
Termination of appointment of Alan James Patterson as a director on 5 April 2024
Appointment of Mr David James Renton as a director on 5 April 2024
Termination of appointment of Ewan Charles Millar as a director on 5 April 2024
Confirmation statement made on 16 April 2023 with no updates
Confirmation statement made on 16 April 2022 with no updates
Termination of appointment of Andrew Nicholas Ayre as a director on 31 March 2022
Appointment of Mr Stuart Patrick Millar as a director on 16 February 2022
Appointment of Mrs Carol Denise Lindsay as a director on 16 February 2022
Confirmation statement made on 16 April 2021 with no updates
Confirmation statement made on 16 April 2020 with no updates
Director's details changed for Mr Richard John Ayre on 1 October 2019
Director's details changed for Mr Stuart William Allister on 16 May 2019
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