Company Overview
Rayner Spencer Mills Research Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 10 September 2004, so this is a well established company. Rayner Spencer Mills Research Limited has been in business for 21 years and 6 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

20 Ryefield Business Park Belton Road, Silsden, Keighley, West Yorkshire, BD20 0EE
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameRAYNER SPENCER MILLS RESEARCH LIMITED
Company Number05227656
Registered Office Address20 Ryefield Business Park Belton Road
 Silsden
 BD20 0EE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/09/2004
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date08/10/2016
Returns Last Made Up Date10/09/2015
Previous Company NameChanged Date
RAYNER SPENCER MILLS FINANCIAL CONSULTING LTD18 Feb 2016
Directors & Members
Show Resigned
Duncan Milliken - Director
(British, 52 years old, born July 1974)
Appointed 07 January 2025
 Active
Allan Mills - Director
(British, 75 years old, born September 1951)
Appointed 10 September 2004
 Active
Robin Minter-Kemp - Director
(British, 63 years old, born December 1963)
Appointed 01 January 2016
 Active
Kenneth Rayner - Director
(British, 61 years old, born July 1965)
Appointed 10 September 2004
 Active
David Thompson - Director
(British, 50 years old, born November 1976)
Appointed 07 January 2025
 Active
Matthew Timmins - Director
(British, 48 years old, born July 1978)
Appointed 07 January 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Duncan Milliken
ADV DATA HOLDING LIMITED
COMPETENT ADVISER LIMITED
COMPETENT ADVISER TRAINING LIMITED
FINTEL IQ LIMITED
FINTEL IQ SERVICES LIMITED
MARKET PRICING HOLDINGS LIMITED
MPN 2024 UK LTD
NEWDEZ LIMITED
OMNICORE INTERMEDIARY SOLUTIONS LIMITED
REGULUS BIDCO LIMITED
VOUCHEDFOR LTD
Allan Mills
ADDINGHAM GM LIMITED
AGM MARKETING LIMITED
GMI (PENSIONS) LTD
RSMR PORTFOLIO SERVICES LIMITED
Robin Minter-Kemp
RESPONSIBLE HOUSING REIT PLC
RIVER AND MERCANTILE GROUP LIMITED
RSMR PORTFOLIO SERVICES LIMITED
Kenneth Rayner
RSMR PORTFOLIO SERVICES LIMITED
David Thompson
ADV DATA HOLDING LIMITED
APS LEGAL & ASSOCIATES LIMITED
CAPITAL REWARD LIMITED
DD HUB LIMITED
DEFAQTO LTD
FINANCIAL INTERMEDIARY AND BROKER ASSOCIATION LIMITED
FINTEL CORPORATE SERVICES LIMITED
FINTEL GROUP HOLDINGS LIMITED
FINTEL GROUP LIMITED
FINTEL IQ SERVICES LIMITED
FINTEL SERVICES LIMITED
FINTEL SUPPORT LIMITED
GATEWAY SURVEYING SERVICES LIMITED
IKST LIMITED
JUMP TOPCO LIMITED
MARKET PRICING HOLDINGS LIMITED
MI CAPITAL RESEARCH LIMITED
MPN 2024 UK LTD
NEW MODEL BUSINESS ACADEMY LIMITED
NEWDEZ LIMITED
OMNI MORTGAGE CLUB LIMITED
OMNICORE SERVICES LIMITED
OWEN JAMES EVENTS LIMITED
PROFESSIONAL FINANCE BROKING LIMITED
PROJECT EIGHT NEWCO LIMITED
REGULUS BIDCO LIMITED
SIFA LIMITED
SIMPLY BIZ MORTGAGES LIMITED
SIMPLY BIZ SERVICES LIMITED
SIMPLYBIZ ASSET MANAGEMENT LIMITED
SIMPLYBIZ INVESTMENTS LIMITED
THREESIXTY SERVICES LIMITED
VERBATIM PORTFOLIO MANAGEMENT LIMITED
VOUCHEDFOR LTD
Matthew Timmins
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 77,870 77,870 82,558
Current Assets 831,718 831,718 1,033,699
Creditors Due Within One Year 642,701 642,701 810,899
Working Cap 189,017 189,017 222,800
Total Assets Less Current Liabilities 266,887 266,887 305,358
Long-term Liabilities 266,864 266,864 305,335
Net Assets 23 23 23
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 23 23 23
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 8.6% 8.6% 7.4%
Stocks Inventory - - -
Debtors 7.3% 7.3% 16.6%
Cash Bank In Hand 84.2% 84.2% 76.0%
Current Assets 91.4% 91.4% 92.6%
Creditors Due Within One Year 70.7% 70.7% 72.6%
Net Current Assets Liabilities 20.8% 20.8% 20.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 29.3% 29.3% 27.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.3 1.3 1.3
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 909,588 909,588 1,116,257
Debt 909,565 909,565 1,116,234
Net Assets/Debt 23 23 23

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BD20 0EE
THINK OFFICE SUPPLIES LIMITED
30 St Pauls Square, Birmingham, West Midlands, BD20 0EE
THE ECOLOGY BUILDING SOCIETY FOUNDATION
7 Belton Road, Silsden, Keighley, West Yorkshire, BD20 0EE
RETRA OWN LABEL LIMITED
Units B&C, Orbital Forty Six, The Ridgeway Trading Estate, Iver, Buckinghamshire, BD20 0EE
RETRA BRAND LICENSING LIMITED
Number 8 Belton Road, Silsden, Keighley, West Yorkshire, BD20 0EE
ULTIMATE FIT OUT FURNITURE & DESIGN LTD
8 SKELTON ROAD, CROSS HILLS, KEIGHLEY, BD20 0EE
ULTIMATE OFFICE SOLUTIONS (NW) LIMITED
8 Skelton Road, Cross Hills, Keighley, BD20 0EE
BADGEQUO LIMITED
UNITS B&C ORBITAL FORTY SIX, THE RIDGEWAY TRADING ESTATE, IVER, BUCKINGHAMSHIRE, BD20 0EE
BRENMOOR LTD
18 RYEFIELD BUSINESS PARK BELTON ROAD, SILSDEN, KEIGHLEY, WEST YORKSHIRE, BD20 0EE
ULTIMATE (COMMERCIAL INTERIORS) LIMITED
8 SKELTON ROAD, CROSS HILLS, KEIGHLEY, BD20 0EE
RSMR PORTFOLIO SERVICES LIMITED
20 RYEFIELD BUSINESS PARK BELTON ROAD, SILSDEN, KEIGHLEY, WEST YORKSHIRE, BD20 0EE
Document Filings
Confirmation statement made on 26 September 2025 with updates
Registration of charge 052276560002, created on 23 July 2025
Resolutions
Memorandum and Articles of Association
Registration of charge 052276560001, created on 21 February 2025
Particulars of variation of rights attached to shares
Change of share class name or designation
Resolutions
Memorandum and Articles of Association
Appointment of Mr Matthew Lloyd Timmins as a director on 7 January 2025
Notification of Regulus Bidco Limited as a person with significant control on 7 January 2025
Cessation of Benchmark Capital Limited as a person with significant control on 7 January 2025
Cessation of Kenneth Andrew Rayner as a person with significant control on 7 January 2025
Appointment of Mr Duncan John Andrew Milliken as a director on 7 January 2025
Appointment of Mr David Thompson as a director on 7 January 2025
Termination of appointment of Robin Kinchin as a director on 7 January 2025
Termination of appointment of Edward Dymott as a director on 7 January 2025
Confirmation statement made on 26 September 2024 with no updates
Appointment of Mr Robin Kinchin as a director on 1 February 2024
Appointment of Mr Edward Dymott as a director on 1 February 2024
Termination of appointment of Ross William Wilson as a director on 1 February 2024
Termination of appointment of David Jason White as a director on 1 February 2024
Confirmation statement made on 26 September 2023 with no updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free