HOME-START WATFORD AND THREE RIVERS Credit Check Report

Company Overview

Home-Start Watford And Three Rivers is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Tuesday 08 March 2005, so this is a well established company. Home-Start Watford And Three Rivers has been in business for 21 years. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.

Registered Address

The Lord-Lieutenant's Charity Hub Building 6, Hercules Way, Leavesden, Watford, WD25 7GS

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Companies House Data

Company Name	HOME-START WATFORD AND THREE RIVERS
Company Number	05385393
Registered Office Address	The Lord-Lieutenant's Charity Hub Building 6, Hercules Way
	Leavesden
	WD25 7GS
Company Category	Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	08/03/2005
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2026
Accounts Last Made Up Date	31/03/2025
Accounts Account Category	TOTAL EXEMPTION FULL
Returns Next Due Date	05/04/2017
Returns Last Made Up Date	08/03/2016

Directors & Members

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	Elisabeth Arrighi - Director (British, 78 years old, born June 1948) Appointed 08 March 2005, Resigned 22 September 2016	Resigned
	Fione Ayache - Director (British, 70 years old, born March 1956) Appointed 28 August 2008, Resigned 15 October 2012	Resigned
	Sharon Bailey - Director (British, 57 years old, born October 1969) Appointed 22 July 2024	Active
	Bhavini Bhatt - Director (Charity Fundraiser, 58 years old, born April 1968) Appointed 08 March 2005, Resigned 15 January 2015	Resigned
	Simon Boulcott - Director (British, 68 years old, born January 1958) Appointed 23 September 2014	Active
	Phillip Brading - Director (British, 76 years old, born October 1950) Appointed 17 March 2017, Resigned 23 September 2020	Resigned
	Susan Bradshaw - Director (British, 63 years old, born April 1963) Appointed 23 September 2014, Resigned 23 September 2020	Resigned
	Deborah Brady - Director (British, 70 years old, born October 1956) Appointed 08 March 2005, Resigned 19 October 2008	Resigned
	Claire Buckland - Director (British, 69 years old, born October 1957) Appointed 26 January 2022, Resigned 26 March 2025	Resigned
	Kemal Butt - Director (British, 63 years old, born April 1963) Appointed 06 February 2009, Resigned 29 September 2010	Resigned
	Lucy Clements - Director (British, 93 years old, born October 1933) Appointed 08 March 2005, Resigned 29 September 2006	Resigned
	Bernadette Coleman - Director (British, 61 years old, born February 1965) Appointed 25 November 2020, Resigned 26 March 2025	Resigned
	Simone Collins - Director (British, 66 years old, born October 1960) Appointed 26 September 2018, Resigned 23 October 2024	Resigned
	Allan Cook - Director (British, 53 years old, born September 1973) Appointed 30 September 2005, Resigned 09 February 2010	Resigned
	Lizzie Darby - Director (British, 59 years old, born May 1967) Appointed 01 November 2005, Resigned 21 October 2006	Resigned
	Keith Fletcher - Director (British, 73 years old, born September 1953) Appointed 22 September 2016, Resigned 16 May 2019	Resigned
	Keith Fletcher - Director (British, 73 years old, born July 1953) Appointed 14 December 2009, Resigned 29 November 2012	Resigned
	Doreen Garrett - Director (British, 91 years old, born June 1935) Appointed 08 March 2005, Resigned 04 September 2013	Resigned
	Tricia Halpin - Director (British, 63 years old, born March 1963) Appointed 30 May 2025	Active
	Susan Harverson - Director (British, 87 years old, born January 1939) Appointed 08 March 2005, Resigned 15 October 2012	Resigned
	Stephen Hewett - Director (British, 65 years old, born July 1961) Appointed 13 November 2019, Resigned 26 May 2021	Resigned
	Martin Holden - Director (British, 82 years old, born April 1944) Appointed 04 November 2006, Resigned 06 October 2011	Resigned
	Chisom Jide - Director (British, 43 years old, born February 1983) Appointed 18 July 2018, Resigned 25 September 2019	Resigned
	Kamaljit Johal - Director (British, 64 years old, born September 1962) Appointed 24 March 2021	Active
	Hugh Jones - Director (British, 92 years old, born April 1934) Appointed 08 March 2005, Resigned 06 October 2011	Resigned
	Sarah Joy - Director (British, 36 years old, born September 1990) Appointed 19 August 2022	Active
	Jacqueline Knott - Director (British, 68 years old, born September 1958) Appointed 06 October 2011, Resigned 22 September 2016	Resigned
	Anne Lawn - Director (British, 71 years old, born July 1955) Appointed 03 March 2024, Resigned 17 April 2024	Resigned
	Clare Leahy - Director (British, 48 years old, born March 1978) Appointed 23 May 2018, Resigned 20 March 2019	Resigned
	Sophie Linington - Director (British, 55 years old, born August 1971) Appointed 26 May 2021, Resigned 25 August 2022	Resigned
	Julian Lipton - Director (British, 57 years old, born July 1969) Appointed 26 September 2018, Resigned 21 September 2022	Resigned
	Catriona Middleton - Director (British, 47 years old, born November 1979) Appointed 22 September 2016, Resigned 10 January 2017	Resigned
	Nicola Millbery - Director (British, 59 years old, born April 1967) Appointed 01 January 2023, Resigned 28 September 2023	Resigned

Secretaries

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	Vivienne Davies - Secretary (British) Appointed 08 March 2005, Resigned 31 December 2011	Resigned
	Sophie Linington - Secretary Appointed 26 July 2022, Resigned 12 February 2024	Resigned

Other Company Directorships

Sharon Bailey
BANOFFEE LIMITED
COACHANDGO LIMITED
RETAILTHERAPY (ECOMMERCE) LTD

Simon Boulcott
AIB COMMERCIAL FINANCE LIMITED
AIB G.P. NO.1 LIMITED
AIB GROUP LIMITED
AIB HOLDINGS (U.K.) LIMITED
AIB INSURANCE AGENCIES LIMITED
AIB INSURANCE CONSULTANTS LIMITED
AIB INTERNATIONAL CONSULTANTS LIMITED
AIB JOINT VENTURES LIMITED
AIB LIMITED
AIB MORTGAGE SERVICES LIMITED
AIB PENSION SERVICES LIMITED
AIB PENSIONS UK LIMITED
AIB UK LOAN MANAGEMENT LIMITED
ALLIED IRISH BANKS INDEPENDENT FINANCIAL SERVICES LIMITED
ALLIED IRISH LIMITED
HOME-START HERTFORDSHIRE
HR BUSINESS ALLIANCE UK LIMITED
MIDTOWN HOLDINGS LIMITED
ZEN DOG CONSULTING LTD

Tricia Halpin
AIB DC PENSIONS (UK) LIMITED
T H R SOLUTIONS LIMITED

Kamaljit Johal
KOBALT CONSULTANTS LTD

Sarah Joy
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Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

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	UNIMETAL INDUSTRIES LIMITED GROVE HOUSE, 2 WOODBERRY GROVE, LONDON, WD25 7GS
	MILLWALL INGOT METALS LIMITED(THE) GROVE HOUSE, 2 WOODBERRY GROVE, LONDON, WD25 7GS
	THE AUDIO PROFESSIONALS LIMITED Leavesden Park Suite 1, 5 Hercules Way, Watford, Hertfordshire, WD25 7GS
	67 CORNWALL GARDENS LIMITED LEAVESDEN PARK SUITE 1, 5 HERCULES WAY, WATFORD, HERTFORDSHIRE, WD25 7GS
	WEMBLEY PRINTING COMPANY LIMITED(THE) Hayes House, 6 Hayes Road, Bromley, Kent, WD25 7GS
	BIRCHILL MUSIC (OVERSEAS) LIMITED LEAVESDEN PARK SUITE 1, 5 HERCULES WAY, WATFORD, HERTFORDSHIRE, WD25 7GS
	OCTONET LTD Leavesden Park Suite 1, 5 Hercules Way, Watford, Hertfordshire, WD25 7GS
	14 NASCOT ROAD LIMITED 14 NASCOT ROAD, WATFORD, WD25 7GS

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