PEOPLE FIRST INDEPENDENT ADVOCACY Credit Check Report

Company Overview

People First Independent Advocacy is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Thursday 28 April 2005, so this is a well established company. People First Independent Advocacy has been in business for 20 years and 11 months. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.

Registered Address

People First Conference Centre, Milbourne Street, Carlisle, Cumbria, CA2 5XB

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Companies House Data

Company Name	PEOPLE FIRST INDEPENDENT ADVOCACY
Company Number	05438407
Registered Office Address	People First Conference Centre
	Milbourne Street
	CA2 5XB
Company Category	Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	28/04/2005
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2026
Accounts Last Made Up Date	31/03/2025
Accounts Account Category	FULL
Returns Next Due Date	26/05/2017
Returns Last Made Up Date	28/04/2016

Previous Company Name	Changed Date
WEST CUMBRIA PEOPLE FIRST	08 Apr 2010
WEST CUMBRIA PEOPLE FIRST LIMITED	30 Mar 2010

Directors & Members

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	Carl Armstrong - Director (British, 43 years old, born April 1983) Appointed 06 May 2005, Resigned 15 July 2011	Resigned
	Fiona Bell - Director (British, 60 years old, born September 1966) Appointed 06 May 2005, Resigned 15 July 2011	Resigned
	Richard Bewsher - Director (British, 65 years old, born March 1961) Appointed 06 May 2005, Resigned 15 July 2011	Resigned
	Elaine Chambers - Director (British, 59 years old, born October 1967) Appointed 28 May 2024	Active
	Ted Cole - Director (British, 76 years old, born February 1950) Appointed 23 September 2022, Resigned 19 January 2024	Resigned
	Steven Corlett - Director (British, 44 years old, born November 1982) Appointed 15 July 2011, Resigned 31 May 2024	Resigned
	Adam Couling - Director (British, 41 years old, born July 1985) Appointed 15 July 2011, Resigned 20 July 2013	Resigned
	Michael Deans - Director (British, 56 years old, born May 1970) Appointed 29 September 2023	Active
	John Dias - Director (British, 69 years old, born January 1957) Appointed 15 July 2011, Resigned 08 August 2014	Resigned
	Clarence Eardley - Director (British, 73 years old, born August 1953) Appointed 15 July 2011, Resigned 08 August 2014	Resigned
	John Fell - Director (British, 79 years old, born February 1947) Appointed 23 February 2021, Resigned 23 September 2022	Resigned
	Elizabeth Harkness - Director (British, 76 years old, born September 1950) Appointed 15 July 2011, Resigned 14 December 2021	Resigned
	Helen Horne - Director (British, 81 years old, born April 1945) Appointed 03 August 2018, Resigned 09 July 2021	Resigned
	Paul Irving - Director (British, 51 years old, born April 1975) Appointed 20 July 2013, Resigned 15 June 2017	Resigned
	Susan McCauley - Director (British, 54 years old, born May 1972) Appointed 20 July 2013, Resigned 15 June 2017	Resigned
	Paul McLachlan - Director (British, 67 years old, born March 1959) Appointed 06 May 2005, Resigned 23 February 2007	Resigned
	John Mills - Director (British, 69 years old, born July 1957) Appointed 05 July 2017, Resigned 09 May 2024	Resigned
	Chris Miron - Director (British, 77 years old, born July 1949) Appointed 06 May 2005, Resigned 15 July 2011	Resigned
	Maria Murray - Director (British, 61 years old, born June 1965) Appointed 06 May 2005, Resigned 20 July 2013	Resigned
	Nicola Murray - Director (British, 47 years old, born January 1979) Appointed 28 May 2024	Active
	Stephen Newton - Director (British, 66 years old, born March 1960) Appointed 15 July 2011, Resigned 20 July 2013	Resigned
	Catherine Osbourne - Director (British, 41 years old, born July 1985) Appointed 20 July 2013, Resigned 15 June 2017	Resigned
	Mark Pannone - Director (British, 57 years old, born October 1969) Appointed 29 September 2023	Active
	Ian Pattison - Director (British, 73 years old, born October 1953) Appointed 15 July 2011, Resigned 15 June 2017	Resigned
	Julie Pickard - Director (British, 50 years old, born May 1976) Appointed 15 July 2011, Resigned 31 July 2013	Resigned
	William Reay - Director (British, 61 years old, born January 1965) Appointed 06 May 2005, Resigned 15 July 2011	Resigned
	Stephen Rigby - Director (British, 73 years old, born October 1953) Appointed 25 June 2019, Resigned 26 April 2022	Resigned
	Mark Sykes - Director (British, 57 years old, born February 1969) Appointed 06 May 2005, Resigned 23 September 2022	Resigned
	Louise Townson - Director (British, 56 years old, born July 1970) Appointed 03 September 2014, Resigned 18 March 2025	Resigned
	Kevin Twigg - Director (British, 65 years old, born November 1961) Appointed 06 May 2005, Resigned 15 June 2017	Resigned
	Martin Walkingshaw - Director (British, 60 years old, born August 1966) Appointed 24 March 2026	Active
	Kristine Ward - Director (British, 40 years old, born July 1986) Appointed 29 September 2023	Active
	Carolyn Watson - Director (British, 74 years old, born February 1952) Appointed 15 July 2011, Resigned 20 July 2013	Resigned

Secretaries

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	David Blacklock - Secretary Appointed 20 July 2017, Resigned 23 October 2018	Resigned
	Mark Sykes - Secretary (British) Appointed 06 May 2005, Resigned 05 July 2017	Resigned

Other Company Directorships

Elaine Chambers
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Michael Deans
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CONSUMER CREDIT TRADE ASSOCIATION
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Nicola Murray
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Mark Pannone
QUEEN ELIZABETH GRAMMAR SCHOOL PENRITH

Martin Walkingshaw
CARER SUPPORT WEST CUMBRIA LIMITED
NUCLEAR WASTE SERVICES LIMITED
RADIOACTIVE WASTE MANAGEMENT LIMITED

Kristine Ward
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Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around CA2 5XB

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