Company Overview
Fairstone Financial Management Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 26 September 2005, so this is a well established company. Fairstone Financial Management Limited has been in business for 20 years and 6 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

8 Camberwell Way, Doxford International Business Park, Sunderland, SR3 3XN
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Companies House Data
Company NameFAIRSTONE FINANCIAL MANAGEMENT LIMITED
Company Number05574120
Registered Office Address8 Camberwell Way
 Doxford International Business Park
 SR3 3XN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/09/2005
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date24/10/2016
Returns Last Made Up Date26/09/2015
Previous Company NameChanged Date
MONEYGATE FINANCIAL SERVICES LIMITED08 Jul 2013
DERWENT FINANCIAL SOLUTIONS LTD30 Mar 2010
Directors & Members
Show Resigned
Russell Bignall - Director
(British, 52 years old, born January 1974)
Appointed 21 February 2025
Active
Lee Hartley - Director
(British, 50 years old, born March 1976)
Appointed 05 January 2015
Active
David Hickey - Director
(British, 71 years old, born July 1955)
Appointed 23 April 2021
Active
Tom Taylor - Director
(British, 58 years old, born December 1968)
Appointed 19 March 2019
Active
Simon Wilson - Director
(British, 52 years old, born February 1974)
Appointed 26 January 2024
Active
Secretaries
Show Resigned
Other Company Directorships
Russell Bignall
ABERDEEN PORTFOLIO SOLUTIONS LIMITED
FAIRSTONE CORPORATE MANAGEMENT LIMITED
FAIRSTONE WEALTH MANAGEMENT LIMITED
Lee Hartley
ADVESTRA LIMITED
ANGELA MURFITT FINANCIAL LIMITED
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BELASIS IFA LIMITED
BRETT & RANDALL CLIENT SERVICES LIMITED
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BUILDFIRST LIMITED
CHILLI FINANCIAL LIMITED
DHD WEALTH MANAGEMENT LTD
FAIRSTONE CAPITAL INVESTMENT LIMITED
FAIRSTONE CORPORATE SOLUTIONS LIMITED
FAIRSTONE EXECUTIVE MANAGEMENT LIMITED
FAIRSTONE HOLDINGS (IRELAND) LTD
FAIRSTONE HOLDINGS LIMITED
FAIRSTONE MORTGAGE SOLUTIONS LIMITED
FAIRSTONE WEALTH MANAGEMENT LIMITED
HAMLYN FINANCIAL SERVICES LIMITED
HAMMOND MCNULTY WEALTH MANAGEMENT LIMITED
HARPENDEN PENSIONS AND WEALTH MANAGEMENT LIMITED
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David Hickey
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DIXON MOTORS LIMITED
FAIRSTONE CAPITAL INVESTMENT LIMITED
FAIRSTONE GROUP LIMITED
FAIRSTONE MORTGAGE SOLUTIONS LIMITED
FAIRSTONE PRIVATE WEALTH LIMITED
FAIRSTONE WEALTH MANAGEMENT LIMITED
GENERAL CAPITAL GROUP PLC
HENDERSON CROSTHWAITE INSTITUTIONAL BROKERS LIMITED
INVESTEC BANK PLC
INVESTEC INVESTMENTS (UK) LIMITED
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Tom Taylor
ANDREW COHEN ASSOCIATES LIMITED
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BRETT & RANDALL CLIENT SERVICES LIMITED
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CHILLI FINANCIAL LIMITED
CHILTERN HOUSE LIMITED
CLEARWORKS LIMITED
COMPLETE FINANCIAL PLANNING LTD
CUBE FINANCIAL PLANNING LIMITED
DYNAMIC WEALTH LIMITED
FAIRSTONE CAPITAL INVESTMENT LIMITED
FAIRSTONE CORPORATE SOLUTIONS LIMITED
FAIRSTONE EXECUTIVE MANAGEMENT LIMITED
FAIRSTONE FINANCIAL MANAGEMENT (NI) LTD
FAIRSTONE GROUP LIMITED
FAIRSTONE HOLDINGS LIMITED
FAIRSTONE MORTGAGE SOLUTIONS LIMITED
FAIRSTONE PRIVATE WEALTH LIMITED
FAIRSTONE WEALTH MANAGEMENT LIMITED
HAMLYN FINANCIAL SERVICES LIMITED
HARPENDEN PENSIONS AND WEALTH MANAGEMENT LIMITED
J D WHITEHEAD VENTURES LIMITED
LOFTHOUSE GATE LTD
MARK THOMAS MORTGAGE SERVICES LIMITED
MCPARLAND & PARTNERS LIMITED
MRDK LTD
OCTAGON WEALTH MANAGEMENT LIMITED
PAUL PELOPIDA LIMITED
PENSIONS & WEALTH MANAGEMENT SERVICES LIMITED
QUAY INVESTMENTS & PENSIONS LIMITED
SOUTH WEST FINANCIAL PLANNING LIMITED
TYNTESFIELD LIMITED
WAGSTAFFS WEALTH MANAGEMENT LIMITED
Simon Wilson
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ANGUS ASSET MANAGEMENT LIMITED
BELLEGROVE MORTGAGE SERVICES LIMITED
CITY GATE ABERDEEN LIMITED
CLEARWORKS LIMITED
EXECUTIVE WEALTH MANAGEMENT LIMITED
FAIRSTONE CAPITAL INVESTMENT LIMITED
FAIRSTONE CORPORATE MANAGEMENT LIMITED
FAIRSTONE CORPORATE SOLUTIONS LIMITED
FAIRSTONE EXECUTIVE MANAGEMENT LIMITED
FAIRSTONE GROUP LIMITED
FAIRSTONE HOLDINGS LIMITED
FAIRSTONE WEALTH MANAGEMENT LIMITED
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Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Balance Sheet
Fixed Assets 0 0 0
Current Assets 2,354,755 2,354,755 1,282,813
Creditors Due Within One Year 800,433 800,433 399,895
Working Cap 1,554,322 1,554,322 882,918
Total Assets Less Current Liabilities 1,554,322 1,554,322 882,918
Long-term Liabilities 260,751 260,751 318,689
Net Assets 1,293,571 1,293,571 564,229
Share Capital & Reserves
Share Cap 10 10 10
Profit & Loss Reserves 1,293,561 1,293,561 564,219
Other Reserves 0 0 0
Shareholders Funds 1,293,571 1,293,571 564,229
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 6.4% 6.4% 0.5%
Cash Bank In Hand 13.5% 13.5% 11.9%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 34.0% 34.0% 31.2%
Net Current Assets Liabilities 66.0% 66.0% 68.8%
Creditors Due After One Year 11.1% 11.1% 24.8%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 54.9% 54.9% 44.0%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 54.9% 54.9% 44.0%
Shareholder Funds 54.9% 54.9% 44.0%
Capital Employed - - -
Total Assets Less Current Liabilities 66.0% 66.0% 68.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Liquidity Ratio 2.9 2.9 3.2
Solvency Ratio 2.2 2.2 1.8
Reserves to Assets 0.5 0.5 0.4
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Assets 2,354,755 2,354,755 1,282,813
Debt 1,061,184 1,061,184 718,584
Net Assets/Debt 1,293,571 1,293,571 564,229

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Michael Slater as a director on 31 December 2024
Appointment of Mr Russell Craig Bignall as a director on 21 February 2025
Confirmation statement made on 26 September 2025 with no updates
Confirmation statement made on 26 September 2024 with no updates
Appointment of Mr Simon Levick Garth Wilson as a director on 26 January 2024
Confirmation statement made on 26 September 2023 with no updates
Registered office address changed from 1 the Bulrushes Boldon Business Park Boldon Colliery Tyne & Wear NE35 9PF to 8 Camberwell Way Doxford International Business Park Sunderland SR3 3XN on 19 September 2023
Change of details for Fairstone Holdings Limited as a person with significant control on 19 September 2023
Termination of appointment of Anna Louise Pollins as a director on 31 May 2023
Termination of appointment of Iain Alexander Jamieson as a secretary on 19 July 2023
Termination of appointment of Iain Alexander Jamieson as a director on 19 July 2023
Rectified The form AP01 was removed from the public register on 28/11/2023 as it was invalid or ineffective
Termination of appointment of Tom Taylor as a director on 30 March 2023
Confirmation statement made on 26 September 2022 with no updates
Termination of appointment of Karina Jane Parsons as a director on 20 September 2022
Termination of appointment of Scott Hopkinson as a director on 31 January 2022
Confirmation statement made on 26 September 2021 with no updates
Appointment of Karina Jane Parsons as a director on 23 April 2021
Termination of appointment of Ursula Sweis as a director on 23 April 2021
Appointment of Anna Louise Pollins as a director on 23 April 2021

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