Company Overview
L M Finance (Uk) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 05 December 2005, so this is a well established company. L M Finance (Uk) Limited has been in business for 20 years and 3 months. The accounts status is total exemption full and the accounts are next due on Tuesday 30 September 2025.
Registered Address

30 Grove End Road, London, NW8 9LJ
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Companies House Data
Company NameL M FINANCE (UK) LIMITED
Company Number05644069
Registered Office Address30 Grove End Road
 London
 NW8 9LJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date05/12/2005
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2025
Accounts Last Made Up Date31/12/2023
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date02/01/2017
Returns Last Made Up Date05/12/2015
Directors & Members
Show Resigned
Gillian Marsh - Director
(British, 77 years old, born January 1949)
Appointed 01 October 2021
 Active
Secretaries
Show Resigned
Gillian Marsh - Secretary
(British)
Appointed 07 December 2005
 Active
Other Company Directorships
Gillian Marsh
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 439,268 439,268 444,941
Creditors Due Within One Year 375,129 375,129 381,044
Working Cap 64,139 64,139 63,897
Total Assets Less Current Liabilities 64,139 64,139 63,897
Long-term Liabilities 0 0 0
Net Assets 64,139 64,139 63,897
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 64,139 64,139 63,897
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 31.2% 31.2% 56.4%
Cash Bank In Hand 68.8% 68.8% 43.6%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 85.4% 85.4% 85.6%
Net Current Assets Liabilities 14.6% 14.6% 14.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 14.6% 14.6% 14.4%
Capital Employed - - -
Total Assets Less Current Liabilities 14.6% 14.6% 14.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.2 1.2 1.2
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Assets 439,268 439,268 444,941
Debt 375,129 375,129 381,044
Net Assets/Debt 64,139 64,139 63,897

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NW8 9LJ
THE LARCHES DEVELOPMENT COMPANY LIMITED
1 Rectory Lane, Edgware, NW8 9LJ
LAURIE MARSH (CONSULTANTS) LTD
30 Grove End Road, London, NW8 9LJ
BRIDGEWEAVE LIMITED
34 GROVE END ROAD, LONDON, NW8 9LJ
Document Filings
Registered office address changed from 30 Grove End Road London NW8 9LJ to 197 Kingston Road Epsom Surrey KT19 0AB on 25 November 2025
Appointment of a voluntary liquidator
Resolutions
Declaration of solvency
Termination of appointment of Andrew Darren Samuels as a director on 28 October 2025
Termination of appointment of a director
Confirmation statement made on 5 December 2024 with no updates
Confirmation statement made on 5 December 2023 with updates
Change of details for Mrs Gillian Sarah Marsh as a person with significant control on 12 June 2023
Director's details changed for Mrs Gillian Sarah Marsh on 12 June 2023
Confirmation statement made on 5 December 2022 with no updates
Change of details for Mrs Gillian Sarah Marsh as a person with significant control on 10 September 2021
Director's details changed for Mr Andrew Darren Samuels on 17 February 2022
Confirmation statement made on 5 December 2021 with updates
Cessation of Laurie Peter Marsh as a person with significant control on 10 September 2021
Termination of appointment of Laurie Peter Marsh as a director on 10 September 2021
Appointment of Mrs Gillian Sarah Marsh as a director on 1 October 2021
Confirmation statement made on 5 December 2020 with no updates
Confirmation statement made on 5 December 2019 with no updates
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