Company Overview
Creditsure Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 16 January 2006, so this is a well established company. Creditsure Limited has been in business for 20 years and 2 months. The accounts status is total exemption full and the accounts are next due on Thursday 30 April 2026.
Registered Address

Archwood Accountants 46-48 Long Street, Middleton, Manchester, M24 6UQ
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Companies House Data
Company NameCREDITSURE LIMITED
Company Number05675767
Registered Office AddressArchwood Accountants 46-48 Long Street
 Middleton
 M24 6UQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/01/2006
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/01/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date13/02/2017
Returns Last Made Up Date16/01/2016
Directors & Members
Show Resigned
Marc Curtis Smith - Director
(British, 51 years old, born December 1975)
Appointed 16 January 2006
 Active
Secretaries
Show Resigned
Other Company Directorships
Marc Curtis Smith
CURTIS SMITH & ASSOCIATES LIMITED
FEDERAL CIVIL ENFORCEMENT & BAILIFFS(UK) LIMITED
FEDERAL MANAGEMENT DEBT COLLECTION SERVICES LTD
FEDERAL MANAGEMENT LTD
IKON DIGITAL MARKETING LTD
TAN & BEAUTY CENTRES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2024 31-Jan-2023 31-Jan-2022
Balance Sheet
Fixed Assets 957 957 1,276
Current Assets 47,170 47,170 63,819
Creditors Due Within One Year 36,337 36,337 26,095
Working Cap 10,833 10,833 37,724
Total Assets Less Current Liabilities 11,790 11,790 39,000
Long-term Liabilities 60,665 60,665 38,998
Net Assets -48,875 -48,875 2
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -48,875 -48,875 2
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2024 31-Jan-2023 31-Jan-2022
Tangible Fixed Assets - - -
Fixed Assets 2.0% 2.0% 2.0%
Stocks Inventory - - -
Debtors 58.4% 58.4% 14.9%
Cash Bank In Hand 39.6% 39.6% 83.2%
Current Assets 98.0% 98.0% 98.0%
Creditors Due Within One Year 75.5% 75.5% 40.1%
Net Current Assets Liabilities 22.5% 22.5% 58.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -101.6% -101.6% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 24.5% 24.5% 59.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2024 31-Jan-2023 31-Jan-2022
Liquidity Ratio 1.3 1.3 2.4
Solvency Ratio 0.5 0.5 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2024 31-Jan-2023 31-Jan-2022
Assets 48,127 48,127 65,095
Debt 97,002 97,002 65,093
Net Assets/Debt -48,875 -48,875 2

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Previous accounting period extended from 31 January 2025 to 31 July 2025
Confirmation statement made on 3 September 2025 with updates
Confirmation statement made on 14 July 2025 with no updates
Compulsory strike-off action has been discontinued
Confirmation statement made on 14 July 2024 with no updates
Compulsory strike-off action has been suspended
First Gazette notice for compulsory strike-off
Registered office address changed from Suite 3, Preference House 101 King Street Knutsford Cheshire WA16 6EQ England to Archwood Accountants 46-48 Long Street Middleton Manchester M24 6UQ on 23 April 2024
Change of details for Mr Marc Anthony Curtis-Smith as a person with significant control on 28 February 2024
Confirmation statement made on 14 July 2023 with updates
Confirmation statement made on 14 July 2022 with no updates
Termination of appointment of Pamela Dawn Bamber as a director on 28 March 2022
Cessation of Pamela Dawn Bamber as a person with significant control on 28 March 2022
Registered office address changed from Unit 1C Maple Court Maple View Whitemoss Business Park Skelmersdale Lancashire WN8 9TW to Suite 3, Preference House 101 King Street Knutsford Cheshire WA16 6EQ on 18 February 2022
Confirmation statement made on 14 July 2021 with no updates
Confirmation statement made on 14 July 2020 with updates
Confirmation statement made on 16 January 2020 with no updates
Director's details changed for Ms Pamela Dawn Prescott on 15 June 2019
Change of details for Ms Pamela Dawn Prescott as a person with significant control on 15 June 2019
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