Company Overview
Ethical Financial Planning Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 02 July 2007, so this is a well established company. Ethical Financial Planning Ltd has been in business for 18 years and 9 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Chantry House, 22 Upperton Road, Eastbourne, East Sussex, BN21 1BF
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Companies House Data
Company NameETHICAL FINANCIAL PLANNING LTD
Company Number06299609
Registered Office AddressChantry House
 22 Upperton Road
 BN21 1BF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date02/07/2007
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date30/07/2016
Returns Last Made Up Date02/07/2015
Directors & Members
Show Resigned
Andrew Sotiriou - Director
(British, 60 years old, born April 1966)
Appointed 02 July 2007
 Active
Secretaries
Andriana Sotiriou - Secretary
(British)
Appointed 02 July 2007
 Active
Other Company Directorships
Andrew Sotiriou
ORACLE CONSULTANTS LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 5,361 5,361 8,581
Current Assets 59,379 59,379 86,646
Creditors Due Within One Year 17,439 17,439 29,888
Working Cap 41,940 41,940 56,758
Total Assets Less Current Liabilities 47,301 47,301 65,339
Long-term Liabilities 392 392 606
Net Assets 46,909 46,909 64,733
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 46,909 46,909 64,733
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 8.3% 8.3% 9.0%
Stocks Inventory - - -
Debtors 2.8% 2.8% 7.6%
Cash Bank In Hand 88.9% 88.9% 83.4%
Current Assets 91.7% 91.7% 91.0%
Creditors Due Within One Year 26.9% 26.9% 31.4%
Net Current Assets Liabilities 64.8% 64.8% 59.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 72.5% 72.5% 68.0%
Capital Employed - - -
Total Assets Less Current Liabilities 73.1% 73.1% 68.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 3.4 3.4 2.9
Solvency Ratio 3.6 3.6 3.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 64,740 64,740 95,227
Debt 17,831 17,831 30,494
Net Assets/Debt 46,909 46,909 64,733

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 2 July 2025 with no updates
Confirmation statement made on 2 July 2024 with no updates
Confirmation statement made on 2 July 2023 with no updates
Confirmation statement made on 2 July 2022 with no updates
Director's details changed for Mr Andrew Sotiriou on 3 March 2022
Change of details for Mr Andrew Sotiriou as a person with significant control on 3 March 2022
Change of details for Mrs Andriana Sotiriou as a person with significant control on 3 March 2022
Secretary's details changed for Mrs Andriana Sotiriou on 3 March 2022
Registered office address changed from 1 Princes Court Royal Way Loughborough LE11 5XR England to Chantry House 22 Upperton Road Eastbourne East Sussex BN21 1BF on 8 March 2022
Confirmation statement made on 2 July 2021 with no updates
Confirmation statement made on 2 July 2020 with no updates
Confirmation statement made on 2 July 2019 with no updates
Confirmation statement made on 2 July 2018 with no updates
Termination of appointment of Andriana Sotiriou as a director on 11 April 2018
Registered office address changed from 45 Fallow Court Avenue London N12 0EA to 1 Princes Court Royal Way Loughborough LE11 5XR on 13 December 2017
Confirmation statement made on 2 July 2017 with no updates
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