Company Overview
Optima-Life Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 09 July 2007, so this is a well established company. Optima-Life Limited has been in business for 18 years and 8 months. The accounts status is micro entity and the accounts are next due on Sunday 28 February 2027.
Registered Address

14 Waverley Road, St. Albans, Hertfordshire, AL3 5PA
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Companies House Data
Company NameOPTIMA-LIFE LIMITED
Company Number06306099
Registered Office Address14 Waverley Road
 AL3 5PA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/07/2007
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2027
Accounts Last Made Up Date31/05/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date29/07/2016
Returns Last Made Up Date01/07/2015
Previous Company NameChanged Date
CENTRAL HEALTH TRAINING LIMITED19 Aug 2010
Directors & Members
Show Resigned
Simon Shepard - Director
(British, 61 years old, born December 1965)
Appointed 10 July 2007
 Active
Secretaries
Show Resigned
Other Company Directorships
Simon Shepard
CENTRAL HEALTH AT WORK LIMITED
CENTRAL HEALTH EDUCATION LIMITED
CENTRAL HEALTH LIMITED
OPTIMA-LIFE THERAPIES LIMITED
PHYSIOTHERAPY CONSULTANTS LIMITED
SHEPARD PRICE LIMITED
SIMON SHEPARD LIMITED
Balance Sheet Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Balance Sheet
Fixed Assets 87,489 87,489 87,810
Current Assets 187,976 187,976 184,701
Creditors Due Within One Year 19,087 19,087 27,811
Working Cap 168,889 168,889 156,890
Total Assets Less Current Liabilities 256,378 256,378 244,700
Long-term Liabilities 0 0 14,090
Net Assets 256,378 256,378 230,610
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 256,378 256,378 230,610
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Tangible Fixed Assets - - -
Fixed Assets 31.8% 31.8% 32.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 68.2% 68.2% 67.8%
Creditors Due Within One Year 6.9% 6.9% 10.2%
Net Current Assets Liabilities 61.3% 61.3% 57.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 93.1% 93.1% 84.6%
Capital Employed - - -
Total Assets Less Current Liabilities 93.1% 93.1% 89.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Liquidity Ratio 9.8 9.8 6.6
Solvency Ratio 14.4 14.4 6.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Assets 275,465 275,465 272,511
Debt 19,087 19,087 41,901
Net Assets/Debt 256,378 256,378 230,610

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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FB RESOLUTIONS LIMITED
SUNNYBANK, 26 WAVERLEY ROAD, ST. ALBANS, HERTS, AL3 5PA
OPTIMA-LIFE THERAPIES LIMITED
14 WAVERLEY ROAD, ST. ALBANS, HERTFORDSHIRE, AL3 5PA
JONATHAN FREEDMAN LIMITED
24 WAVERLEY ROAD, ST. ALBANS, HERTFORDSHIRE, AL3 5PA
SHEPARD PRICE LIMITED
14 WAVERLEY ROAD, ST. ALBANS, HERTFORDSHIRE, AL3 5PA
SIMON SHEPARD LIMITED
14 Waverley Road, St. Albans, Hertfordshire, AL3 5PA
NE CONSULTING SERVICES LIMITED
10 WAVERLEY ROAD, ST. ALBANS, HERTFORDSHIRE, AL3 5PA
Document Filings
Notification of Simon Guy Mccurdie Shepard as a person with significant control on 8 December 2025
Director's details changed for Simon Guy Shepard on 8 December 2025
Cessation of Simon Guy Mccurdie Shepard as a person with significant control on 8 December 2025
Confirmation statement made on 1 July 2025 with no updates
Confirmation statement made on 1 July 2024 with updates
Confirmation statement made on 1 July 2023 with no updates
Confirmation statement made on 1 July 2022 with no updates
Confirmation statement made on 1 July 2021 with no updates
Confirmation statement made on 1 July 2020 with no updates
Termination of appointment of Timothy Martin Wright as a director on 28 January 2020
Termination of appointment of Daniel Haydn Withers Poulson as a director on 23 September 2019
Confirmation statement made on 1 July 2019 with updates
Confirmation statement made on 1 July 2018 with no updates
Confirmation statement made on 1 July 2017 with no updates
Confirmation statement made on 1 July 2016 with updates
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