Company Overview
Lazaro Homes Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 05 September 2007, so this is a well established company. Lazaro Homes Limited has been in business for 18 years and 6 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Freedman House Christopher Wren Yard, 117 High Street, Croydon, Surrey, CR0 1QG
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Companies House Data
Company NameLAZARO HOMES LIMITED
Company Number06362574
Registered Office AddressFreedman House Christopher Wren Yard
 117 High Street
 CR0 1QG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date05/09/2007
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date03/10/2016
Returns Last Made Up Date05/09/2015
Previous Company NameChanged Date
SILVER HOMES (PROPERTY) LIMITED22 Jul 2008
Directors & Members
Show Resigned
Richard Lazaro-Silver - Director
(British, 65 years old, born February 1961)
Appointed 05 September 2007
 Active
Jane Lazaro-Silver - Director
(British, 56 years old, born April 1970)
Appointed 22 January 2016
 Active
Secretaries
Show Resigned
Jane Lazaro-Silver - Secretary
(British)
Appointed 05 September 2007
 Active
Other Company Directorships
Richard Lazaro-Silver
BADGERS COPSE (COPTHORNE) MANAGEMENT COMPANY LIMITED
BAT GARDENS MAINTENANCE LIMITED
BOXGATE ROAD MANAGEMENT LIMITED
LAZARO HOMES (CRAWLEY DOWN) LIMITED
LAZARO HOMES (CROWBOROUGH) LIMITED
MONDIAL DEVELOPMENTS (NIGHTINGALE) LIMITED
MONDIAL DEVELOPMENTS (PARK ROAD) LIMITED
MONDIAL DEVELOPMENTS LTD
NORTHWOOD APARTMENTS LTD
RAGIS LTD
SILVER HOMES (DEVELOPMENTS) LIMITED
SILVER HOMES (GORING) LIMITED
SILVER HOMES (GROVE HILL) LTD
SILVER HOMES (HOVE) LIMITED
SILVER HOMES (MAYFIELD ROAD) LIMITED
SILVER HOMES (NORTHWOOD) LIMITED
SILVER HOMES (OLD MALDEN 2) LTD
SILVER HOMES (OLD MALDEN) LTD
SILVER HOMES (SEABROOK) LTD
SILVER HOMES (SURREY) LIMITED
SILVER HOMES (SUTTON VALENCE 2) LTD
SILVER HOMES (SUTTON VALENCE) LTD
SILVER HOMES (THE DRIVE) LTD
SILVER HOMES (WARMLAKE) LTD
SILVER HOMES (WOODCOTE GROVE) LTD
SILVER HOMES CONTRACTING LTD
SILVER HOMES IDG (95 SEABROOK) LTD
SILVER HOMES IDG (WOODCOTE GROVE) LTD
SILVER HOMES PROJECTS LTD
SILVER HOMES RESIDENTIAL LTD
SILVER PLANT HIRE LLP
WESTOW RESOURCES LTD
Jane Lazaro-Silver
JLS INTERIORS LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 2,853 2,853 1,810
Current Assets 583,958 583,958 161,604
Creditors Due Within One Year 298,131 298,131 74,086
Working Cap 285,827 285,827 87,518
Total Assets Less Current Liabilities 288,680 288,680 89,328
Long-term Liabilities 39,660 39,660 50,630
Net Assets 249,020 249,020 38,698
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 249,020 249,020 38,698
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.5% 0.5% 1.1%
Stocks Inventory - - -
Debtors 24.4% 24.4% 97.3%
Cash Bank In Hand 75.1% 75.1% 1.6%
Current Assets 99.5% 99.5% 98.9%
Creditors Due Within One Year 50.8% 50.8% 45.3%
Net Current Assets Liabilities 48.7% 48.7% 53.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 42.4% 42.4% 23.7%
Capital Employed - - -
Total Assets Less Current Liabilities 49.2% 49.2% 54.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 2.0 2.0 2.2
Solvency Ratio 1.7 1.7 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 586,811 586,811 163,414
Debt 337,791 337,791 124,716
Net Assets/Debt 249,020 249,020 38,698

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 5 September 2025 with updates
Registered office address changed from 67 Westow Street London SE19 3RW to Freedman House Christopher Wren Yard 117 High Street Croydon Surrey CR0 1QG on 28 February 2025
Confirmation statement made on 5 September 2024 with updates
Satisfaction of charge 063625740001 in full
Satisfaction of charge 063625740002 in full
Confirmation statement made on 5 September 2023 with updates
Confirmation statement made on 5 September 2022 with updates
Secretary's details changed for Jane Lazar0-Silver on 18 August 2022
Confirmation statement made on 5 September 2021 with updates
Confirmation statement made on 5 September 2020 with updates
Confirmation statement made on 5 September 2019 with updates
Confirmation statement made on 5 September 2018 with updates
Registration of charge 063625740002, created on 29 March 2018
Confirmation statement made on 5 September 2017 with updates
Registration of charge 063625740001, created on 16 August 2017
Confirmation statement made on 5 September 2016 with updates
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