Company Overview
Usay Business Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 04 January 2008, so this is a well established company. Usay Business Ltd has been in business for 18 years and 2 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Usay House, 5 Hercules Court Lakeside Business Park, Broadway Lane, South Cerney, Cirencester, Gloucestershire, GL7 5XZ
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameUSAY BUSINESS LTD
Company Number06463920
Registered Office AddressUsay House, 5 Hercules Court Lakeside Business Park
 Broadway Lane
 GL7 5XZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/01/2008
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date01/02/2017
Returns Last Made Up Date04/01/2016
Directors & Members
Show Resigned
Iain Laws - Director
(British, 58 years old, born October 1968)
Appointed 05 November 2021
 Active
James Yeandle - Director
(British, 43 years old, born May 1983)
Appointed 23 February 2024
 Active
Ardonagh Corporate Secretary Limited - Secretary
Appointed 22 February 2022
 Active
Secretaries
Show Resigned
Ardonagh Corporate Secretary Limited - Secretary
Appointed 22 February 2022
 Active
Other Company Directorships
Iain Laws
4C PLATFORM.COM LIMITED
BENEFIZ LIMITED
CHASE TEMPLETON GROUP LIMITED
CHASE TEMPLETON HOLDINGS LIMITED
CHASE TEMPLETON LIMITED
HEALTH AND PROTECTION SOLUTIONS LIMITED
HEALTH INSURANCE COMPARE LTD
NETWORK PROTECT UK OFFICE LIMITED
SOLUTIONS HEALTHCARE LIMITED
USAY GROUP LTD
James Yeandle
A M S INSURANCE SOLUTIONS LTD
ABACO INSURANCE BROKERS LIMITED
ABSOLUTE INSURANCE BROKERS LIMITED
AGRI FACILITIES LIMITED
ALP HOLDINGS (LIVERPOOL) LTD
ANDERSON & CO (HOLDINGS) LIMITED
ANDERSON & CO (INSURANCE BROKERS) LIMITED
BC UW LTD
BENEFIZ LIMITED
BEVIAN RISK MANAGEMENT LTD
C-ALL BUSINESS SERVICES (UK) LIMITED
EATON BROKERS LTD
INSURANCE TAILORS LIMITED
LETTON PERCIVAL LIMITED
MARIONETTE FACILITIES LTD.
MCN (SHROPSHIRE) LIMITED
MILLABER BROKERS LIMITED
OYSTER RISK SOLUTIONS LIMITED
PACE WARD LIMITED
PREMIUM GROUP LIMITED
PSC HOLDINGS RETAIL LIMITED
PSC UK HOLDINGS LIMITED
PSC UK INSURANCE BROKERS LIMITED
R. K. HENSHALL & CO. LIMITED
RK HENSHALL (HOLDINGS) LIMITED
ROLLINSON SMITH AND COMPANY LIMITED
ROLLINSON SMITH FINANCIAL SERVICES LTD
ROWETT INSURANCE BROKING LIMITED
SIB RISK MANAGEMENT LIMITED
SOLUTIONS HEALTHCARE LIMITED
SOUTHPORT INSURANCE BROKERS LIMITED
STANHOPE COOPER INSURANCE BROKERS LIMITED
TRUST INSURANCE SERVICES LIMITED
TURNER RAWLINSON & COMPANY LIMITED
WESTFIELD BROKERS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2021 31-Mar-2020
Balance Sheet
Fixed Assets 725,930 725,930 621,967
Current Assets 4,875,958 4,875,958 3,012,829
Creditors Due Within One Year 2,880,785 2,880,785 2,118,923
Working Cap 1,995,173 1,995,173 893,906
Total Assets Less Current Liabilities 2,721,103 2,721,103 1,515,873
Long-term Liabilities 2,703,103 2,703,103 1,497,873
Net Assets 18,000 18,000 18,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 18,000 18,000 18,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2021 31-Mar-2020
Tangible Fixed Assets - - -
Fixed Assets 13.0% 13.0% 17.1%
Stocks Inventory - - -
Debtors 46.1% 46.1% 62.1%
Cash Bank In Hand 40.9% 40.9% 20.8%
Current Assets 87.0% 87.0% 82.9%
Creditors Due Within One Year 51.4% 51.4% 58.3%
Net Current Assets Liabilities 35.6% 35.6% 24.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.3% 0.3% 0.5%
Capital Employed - - -
Total Assets Less Current Liabilities 48.6% 48.6% 41.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2021 31-Mar-2020
Liquidity Ratio 1.7 1.7 1.4
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2021 31-Mar-2020
Assets 5,601,888 5,601,888 3,634,796
Debt 5,583,888 5,583,888 3,616,796
Net Assets/Debt 18,000 18,000 18,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around GL7 5XZ
No other companies found in the same location
Document Filings
Confirmation statement made on 4 January 2026 with no updates
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Confirmation statement made on 4 January 2025 with no updates
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
Notice of agreement to exemption from audit of accounts for period ending 31/12/23
Audit exemption statement of guarantee by parent company for period ending 31/12/23
Termination of appointment of Robert Laurance Worrell as a director on 23 February 2024
Termination of appointment of Huw Scott Williams as a director on 23 February 2024
Appointment of Mr James Steven Yeandle as a director on 23 February 2024
Confirmation statement made on 4 January 2024 with updates
Statement of capital following an allotment of shares on 8 September 2023
Confirmation statement made on 4 January 2023 with no updates
Previous accounting period shortened from 31 March 2022 to 31 December 2021
Appointment of Ardonagh Corporate Secretary Limited as a secretary on 22 February 2022
Termination of appointment of Dean Clarke as a secretary on 22 February 2022
Confirmation statement made on 4 January 2022 with no updates
Termination of appointment of Kim Lisa Tomkins as a director on 5 November 2021
Termination of appointment of Andrew Mark Hall as a director on 5 November 2021
Termination of appointment of Lee Samuels as a director on 5 November 2021
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free