Company Overview
Payplus Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 10 July 2008, so this is a well established company. Payplus Limited has been in business for 17 years and 8 months. The accounts status is audit exemption subsidiary and the accounts are next due on Saturday 31 January 2026.
Registered Address

4Th Floor, Heathrow Approach, 470 London Road, Slough, Berkshire, SL3 8QY
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Companies House Data
Company NamePAYPLUS LIMITED
Company Number06642764
Registered Office Address4th Floor, Heathrow Approach
 470 London Road
 SL3 8QY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/07/2008
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2026
Accounts Last Made Up Date30/04/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date07/08/2016
Returns Last Made Up Date10/07/2015
Previous Company NameChanged Date
VIRTUAL BUSINESS SOURCE LTD27 Feb 2021
Directors & Members
Show Resigned
Stephanie Kelly - Director
(British, 55 years old, born May 1971)
Appointed 14 August 2025
 Active
Robert Strudwick - Director
(British, 63 years old, born April 1963)
Appointed 15 January 2026
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stephanie Kelly
CORNISH CASK LIMITED
ELEMENTS BIDCO LIMITED
Robert Strudwick
ELEMENTS BIDCO LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2024 31-Dec-2020 31-Dec-2019
Balance Sheet
Fixed Assets 45,085 45,085 35,780
Current Assets 352,506 352,506 333,904
Creditors Due Within One Year 297,781 297,781 231,242
Working Cap 54,725 54,725 102,662
Total Assets Less Current Liabilities 99,810 99,810 138,442
Long-term Liabilities 23,402 23,402 77,078
Net Assets 76,408 76,408 61,364
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 76,408 76,408 61,364
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2024 31-Dec-2020 31-Dec-2019
Tangible Fixed Assets - - -
Fixed Assets 11.3% 11.3% 9.7%
Stocks Inventory - - -
Debtors 63.8% 63.8% 49.4%
Cash Bank In Hand 24.8% 24.8% 40.9%
Current Assets 88.7% 88.7% 90.3%
Creditors Due Within One Year 74.9% 74.9% 62.6%
Net Current Assets Liabilities 13.8% 13.8% 27.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 19.2% 19.2% 16.6%
Capital Employed - - -
Total Assets Less Current Liabilities 25.1% 25.1% 37.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2024 31-Dec-2020 31-Dec-2019
Liquidity Ratio 1.2 1.2 1.4
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2024 31-Dec-2020 31-Dec-2019
Assets 397,591 397,591 369,684
Debt 321,183 321,183 308,320
Net Assets/Debt 76,408 76,408 61,364

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SL3 8QY
No other companies found in the same location
Document Filings
Termination of appointment of Michael David Cox as a director on 15 January 2026
Appointment of Mr Robert Henry Strudwick as a director on 15 January 2026
Consolidated accounts of parent company for subsidiary company period ending 30/04/25
Notice of agreement to exemption from audit of accounts for period ending 30/04/25
Audit exemption statement of guarantee by parent company for period ending 30/04/25
Confirmation statement made on 10 July 2025 with no updates
Appointment of Mrs Stephanie Ann Kelly as a director on 14 August 2025
Termination of appointment of David James Lockie as a director on 31 May 2025
Consolidated accounts of parent company for subsidiary company period ending 30/04/24
Audit exemption statement of guarantee by parent company for period ending 30/04/24
Notice of agreement to exemption from audit of accounts for period ending 30/04/24
Termination of appointment of Elona Mortimer-Zhika as a director on 20 December 2024
Confirmation statement made on 10 July 2024 with no updates
Termination of appointment of Kevin Peter Dady as a director on 30 April 2024
Consolidated accounts of parent company for subsidiary company period ending 30/04/23
Audit exemption statement of guarantee by parent company for period ending 30/04/23
Notice of agreement to exemption from audit of accounts for period ending 30/04/23
Confirmation statement made on 10 July 2023 with no updates
Consolidated accounts of parent company for subsidiary company period ending 30/04/22
Notice of agreement to exemption from audit of accounts for period ending 30/04/22
Audit exemption statement of guarantee by parent company for period ending 30/04/22
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