Company Overview
Changing Lives Housing Trust is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Saturday 08 August 2009, so this is a well established company. Changing Lives Housing Trust has been in business for 16 years and 7 months. The accounts status is small and the accounts are next due on Sunday 31 May 2026.
Registered Address

45 Hare Street, London, SE18 6NE
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameCHANGING LIVES HOUSING TRUST
Company Number06985746
Registered Office Address45 Hare Street
 SE18 6NE
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/08/2009
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2027
Accounts Last Made Up Date31/08/2025
Accounts Account CategorySMALL
Returns Next Due Date03/10/2016
Returns Last Made Up Date05/09/2015
Previous Company NameChanged Date
INIGO HOUSING TRUST27 Mar 2013
GREENWICH CONNEXION LTD02 Mar 2011
Directors & Members
Show Resigned
Natalie Rompski - Director
(British, 37 years old, born June 1989)
Appointed 01 August 2024
 Active
Patricia Songhurst - Director
(British, 64 years old, born May 1962)
Appointed 23 September 2010
 Active
Wesley Tom - Director
(British, 27 years old, born June 1999)
Appointed 01 August 2020
 Active
Danielle Tumler - Director
(German, 64 years old, born August 1962)
Appointed 08 August 2009
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Natalie Rompski
No companies found
Patricia Songhurst
AVES HOUSING
Wesley Tom
No companies found
Danielle Tumler
ADM HOUSING CIC
AJK PROPERTY SERVICES LIMITED
BELLE (BEX) LTD
CARE LEAVERS INCLUSIVE SUPPORT SERVICES LIMITED
GREENWICH HOUSING LTD
GREENWICH HOUSING SERVICES LTD
HELP THE HOMELESS ADVICE & HOUSING SERVICES LIMITED
MAMMA AFRIKKA LTD
SPORTS CONEXIO LTD
SPOXIO LTD
Balance Sheet Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2017 31-Aug-2016
Balance Sheet
Fixed Assets 11,653 11,653 4,818
Current Assets 175,567 175,567 59,662
Creditors Due Within One Year 40,594 40,594 12,641
Working Cap 134,973 134,973 47,021
Total Assets Less Current Liabilities 146,626 146,626 51,839
Long-term Liabilities 0 0 0
Net Assets 146,626 146,626 51,839
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 146,626 146,626 51,839
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2017 31-Aug-2016
Tangible Fixed Assets - - -
Fixed Assets 6.2% 6.2% 7.5%
Stocks Inventory - - -
Debtors 10.5% 10.5% 5.0%
Cash Bank In Hand 83.2% 83.2% 87.6%
Current Assets 93.8% 93.8% 92.5%
Creditors Due Within One Year 21.7% 21.7% 19.6%
Net Current Assets Liabilities 72.1% 72.1% 72.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 78.3% 78.3% 80.4%
Capital Employed - - -
Total Assets Less Current Liabilities 78.3% 78.3% 80.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2017 31-Aug-2016
Liquidity Ratio 4.3 4.3 4.7
Solvency Ratio 4.6 4.6 5.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2017 31-Aug-2016
Assets 187,220 187,220 64,480
Debt 40,594 40,594 12,641
Net Assets/Debt 146,626 146,626 51,839

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SE18 6NE
RICDEV CARE LIMITED
Flat 1 27a Hare Street, Woolwich, London, SE18 6NE
REPCO SUPPORT LIMITED
12 HATHERLEY ROAD, SIDCUP, KENT, SE18 6NE
W S MENSWEAR LTD T/A NOIR LTD
13 HARE STREET, WOOLWICH, LONDON, SE18 6NE
GREENCO TYRE LIMITED
29 Hare Street, Woolwich, London, SE18 6NE
ROSAL LIMITED
59-61 Hare Street Woolwich, London, SE18 6NE
HAZAN LIMITED
59-61 Hare Street High Street, Woolwich, London, SE18 6NE
Document Filings
Confirmation statement made on 5 September 2025 with no updates
Termination of appointment of Festus Osawaru as a director on 1 April 2025
Confirmation statement made on 5 September 2024 with no updates
Director's details changed for Ms Natalie Ann Lauren on 1 August 2024
Appointment of Ms Natalie Ann Lauren as a director on 1 August 2024
Confirmation statement made on 5 September 2023 with no updates
Registered office address changed from 29 Wrottesley Road London SE18 3EW to 45 Hare Street London SE18 6NE on 21 October 2022
Confirmation statement made on 5 September 2022 with no updates
Appointment of Mr Festus Osawaru as a director on 1 August 2021
Confirmation statement made on 5 September 2021 with no updates
Termination of appointment of Osahon Andrew Okungbowa as a director on 31 August 2020
Appointment of Mr Wesley Joshua James Tom as a director on 1 August 2020
Confirmation statement made on 5 September 2020 with no updates
Registration of charge 069857460002, created on 27 November 2019
Confirmation statement made on 5 September 2019 with no updates
Registration of charge 069857460001, created on 25 July 2019
Appointment of Mr Osahon Andrew Okungbowa as a director on 1 December 2018
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free