Company Overview
The National Federation Of Occupational Pensioners is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Thursday 20 August 2009, so this is a well established company. The National Federation Of Occupational Pensioners has been in business for 16 years and 7 months. The accounts status is small and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Unit 6 Imperial Court, Laporte Way, Luton, Bedfordshire, LU4 8FE
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Companies House Data
Company NameTHE NATIONAL FEDERATION OF OCCUPATIONAL PENSIONERS
Company Number06996004
Registered Office AddressUnit 6 Imperial Court
 Laporte Way
 LU4 8FE
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/08/2009
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date17/09/2016
Returns Last Made Up Date20/08/2015
Previous Company NameChanged Date
UNITE FEDERATION18 May 2010
Directors & Members
Show Resigned
Alok Agrawal - Director
(British, 81 years old, born November 1945)
Appointed 11 May 2021
 Active
Kavita Gulati - Director
(British, 66 years old, born November 1960)
Appointed 13 May 2025
 Active
Paul Hands - Director
(British, 75 years old, born March 1951)
Appointed 20 August 2009
 Active
John Hearn - Director
(Irish,British, 80 years old, born August 1946)
Appointed 11 May 2021
 Active
Victor Jeffries - Director
(British, 81 years old, born May 1945)
Appointed 06 April 2016
 Active
Suraiya Kassamally - Director
(British, 79 years old, born December 1947)
Appointed 26 April 2017
 Active
James Nelson - Director
(British, 84 years old, born September 1942)
Appointed 23 May 2018
 Active
Steven Turner - Director
(British, 70 years old, born October 1956)
Appointed 30 April 2014
 Active
Secretaries
Show Resigned
Eamonn Donaghy - Secretary
Appointed 01 July 2020
 Active
Other Company Directorships
Alok Agrawal
454 BECONTREE AVENUE LIMITED
ENFIELD VOLUNTARY ACTION
NFOP MANAGEMENT LIMITED
Kavita Gulati
ENFIELD SAHELI
SPINLONDON HOMES LTD
Paul Hands
NFOP MANAGEMENT LIMITED
NFOP TRANSITIONS LIMITED
John Hearn
NFOP MANAGEMENT LIMITED
NFOP TRANSITIONS LIMITED
Victor Jeffries
NFOP MANAGEMENT LIMITED
NFOP TRANSITIONS LIMITED
Suraiya Kassamally
NFOP MANAGEMENT LIMITED
NFOP TRANSITIONS LIMITED
James Nelson
NFOP MANAGEMENT LIMITED
NFOP TRANSITIONS LIMITED
Steven Turner
HUMANITARIAN AID RELIEF TRUST
KENSAL COMMUNITY ASSOCIATION
NFOP MANAGEMENT LIMITED
NFOP TRANSITIONS LIMITED
RED TARGET INTERNATIONAL LTD
WAVELENGTH CHARITY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 21 21 21
Current Assets 1,330,329 1,330,329 1,403,727
Creditors Due Within One Year 56,628 56,628 64,249
Working Cap 1,273,701 1,273,701 1,339,478
Total Assets Less Current Liabilities 1,273,722 1,273,722 1,339,499
Long-term Liabilities 1,237,425 1,237,425 1,287,989
Net Assets 36,297 36,297 51,510
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 36,297 36,297 51,510
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 75.3% 75.3% 73.7%
Cash Bank In Hand 24.7% 24.7% 26.3%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 4.3% 4.3% 4.6%
Net Current Assets Liabilities 95.7% 95.7% 95.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 2.7% 2.7% 3.7%
Capital Employed - - -
Total Assets Less Current Liabilities 95.7% 95.7% 95.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 23.5 23.5 21.8
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 1,330,350 1,330,350 1,403,748
Debt 1,294,053 1,294,053 1,352,238
Net Assets/Debt 36,297 36,297 51,510

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 20 August 2025 with no updates
Resolutions
Memorandum and Articles of Association
Termination of appointment of Diana June Lee as a director on 13 May 2025
Appointment of Mrs Kavita Gulati as a director on 13 May 2025
Resolutions
Resolutions
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 20 August 2024 with no updates
Confirmation statement made on 20 August 2023 with no updates
Director's details changed for Miss Suraiya Kassamally on 26 January 2023
Director's details changed for Mr Steven John Turner on 26 January 2023
Director's details changed for Mrs Diana June Lee on 26 January 2023
Director's details changed for Miss Suraiya Kassamally on 26 January 2023
Director's details changed for Mr Victor Jeffries on 26 January 2023
Director's details changed for Mr Paul Frederick Hands on 26 January 2023
Confirmation statement made on 20 August 2022 with no updates
Confirmation statement made on 20 August 2021 with no updates
Appointment of Mr Alok Kumar Agrawal as a director on 11 May 2021
Appointment of Mr John Frederick Hearn as a director on 11 May 2021
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