Company Overview
Property Finance Capital Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 21 July 2010, so this is a well established company. Property Finance Capital Limited has been in business for 15 years and 8 months. The accounts status is medium and the accounts are next due on Tuesday 30 June 2026.
Registered Address

1St Floor Health Aid House, Marlborough Hill, Harrow, Middlesex, HA1 1UD
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NamePROPERTY FINANCE CAPITAL LIMITED
Company Number07320958
Registered Office Address1st Floor Health Aid House
 Marlborough Hill
 HA1 1UD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/07/2010
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryMEDIUM
Returns Next Due Date18/08/2016
Returns Last Made Up Date21/07/2015
Directors & Members
Show Resigned
Allan Kay - Director
(British, 63 years old, born December 1963)
Appointed 01 September 2020
 Active
Giovanni Losi - Director
(British, 78 years old, born October 1948)
Appointed 08 June 2015
 Active
Stephen Meller - Director
(British, 59 years old, born September 1967)
Appointed 21 July 2010
 Active
Melvin Robinson - Director
(British, 70 years old, born March 1956)
Appointed 08 June 2015
 Active
Brian Rubins - Director
(British, 87 years old, born December 1939)
Appointed 21 July 2010
 Active
Jonathan Rubins - Director
(British, 59 years old, born May 1967)
Appointed 21 July 2010
 Active
Secretaries
Show Resigned
Laxmi Sivasubramanian - Secretary
Appointed 05 August 2022
 Active
Other Company Directorships
Allan Kay
ALLIANCE GROUP (UK) LIMITED
ALTERNATIVE BRIDGING (UK 1) LIMITED
ALTERNATIVE BRIDGING (UK 2) LIMITED
ALTERNATIVE BRIDGING CORPORATION (CHEVAL) LIMITED
BENTLEY CONSULTANTS LIMITED
CHECKED LIMITED
CHEVAL BRIDGING FINANCE LIMITED
CHEVAL BRIDGING PARTNERS LIMITED
CHEVAL CAPITAL PARTNERS LIMITED
CHEVAL INSURANCE CONSULTANTS LIMITED
CHEVAL PROPERTY DEVELOPMENTS LTD
CHEVAL PROPERTY FINANCE PLC
CHEVAL SPECIALIST BRIDGING LIMITED
CLERMONT CONSULTANTS (UK) LIMITED
FC CONSUMER FINANCE LIMITED
FLEXINET LIMITED
MASTHAVEN FINANCE LIMITED
PROPERTY FINANCE CAPITAL (NO 2) LIMITED
PROPERTY FINANCE CAPITAL (NO 3) LIMITED
PROPERTY FINANCE NOMINEES (NO.3) LIMITED
SPRING PERSONAL LOANS LIMITED
THE BRIDGING & DEVELOPMENT LENDERS ASSOCIATION LIMITED
Giovanni Losi
AMEX ESTATES LIMITED
ANSEL INVESTMENTS LIMITED
BUMBLE 13 LTD
COLLERINO DEVELOPMENTS LTD
COLLERINO FLATS LIMITED
COUNTY WINSTON LTD
ELLESISI LTD
FAIRCHILD HOLDINGS LIMITED
LIQUIDCO LIMITED
MANOR GREEN ESHER LTD
MAYLANDS BROXHILL LTD
MEMORIAL GARDENS (BARNET) LTD
P WIN DEVELOPMENTS LIMITED
P WIN PROPERTIES (BUSHEY) LIMITED
P WIN PROPERTIES (DUDLEY) LIMITED
P WIN PROPERTIES (SOLIHULL) LIMITED
P WIN PROPERTIES (WALLINGTON) LIMITED
PROVIS ESTATES (MONMOUTH) LIMITED
REDBOURNE (BILLERICAY) LIMITED
REDBOURNE (HARROW) LIMITED
REDBOURNE (HORNCHURCH) LTD
REDBOURNE BANSTEAD LIMITED
REDBOURNE DEVELOPMENTS LIMITED
REDBOURNE FINANCE LIMITED
SHIREHALL PROPERTIES LIMITED
SOLIHULL PROPERTIES (PWIN) LIMITED
TH PROVIS (MANAGEMENT) LIMITED
WG (ILFORD) LIMITED
WINELL PROPERTIES LIMITED
WINSET LTD
WINSTON (UPMINSTER) LIMITED
WINSTON DEVELOPMENTS LIMITED
WINSTON GROUP OF COMPANIES LIMITED
WINVESTCO LTD
Stephen Meller
ALTERNATIVE BRIDGING (MANAGEMENT) LIMITED
ALTERNATIVE BRIDGING (UK 1) LIMITED
ALTERNATIVE BRIDGING (UK 2) LIMITED
ALTERNATIVE BRIDGING CORPORATION (CHEVAL) LIMITED
ALTERNATIVE BRIDGING CORPORATION (HERTFORDSHIRE) LIMITED
ALTERNATIVE BRIDGING CORPORATION LIMITED
ALTERNATIVE DEVELOPMENT FINANCE LIMITED
ALTERNATIVE PROPERTY FINANCE LTD
BREDERO HOMES LIMITED
CAPITAL LEASE FUNDING LIMITED
CIC REAL ESTATE LIMITED
COMMERCIAL INVESTMENT CORPORATION LIMITED
EUROPROP FUNDING LIMITED
GLADEDALE (HOME COUNTIES) LIMITED
GLADEDALE (SOUTH WEST) LIMITED
GLADEDALE (STOCKTON) LIMITED
GLADEDALE (SURREY) LIMITED
HANNA LEE LIMITED
JAEGER ALTERNATIVE FINANCE CORPORATION LIMITED
MANAGEMENT CAPITAL LTD
PROPERTY FINANCE CAPITAL (NO 2) LIMITED
PROPERTY FINANCE CAPITAL (NO 3) LIMITED
PROPERTY FINANCE NOMINEES (NO.3) LIMITED
PROPERTY FINANCE NOMINEES (NO.4) LIMITED
PROPERTY FINANCE PARTNERS LIMITED
SOUTHERN FUNDING LIMITED
SOUTHERN GROUP LIMITED
SOUTHERN INSURANCE MANAGEMENT LIMITED
STAMFORD HOUSE SOLUTIONS LIMITED
STAMFORD PROPERTY INVESTMENTS LIMITED
STRATEGIC HOTEL PARTNERS LIMITED
Melvin Robinson
121-123 STATION ROAD HENDON (MANAGEMENT) LIMITED
BAYVILLE LIMITED
BUMBLE 13 LTD
COUNTY WINSTON LTD
FAIRCHILD HOLDINGS LIMITED
LIQUIDCO LIMITED
LRS INVESTMENTS LLP
MANOR GREEN ESHER LTD
MEMORIAL GARDENS (BARNET) LTD
P WIN (BYRON) LIMITED
P WIN QUADRANT LLP
PSP VISION HOMES LIMITED
PWS (SUTTON) LIMITED
REDBOURNE (BILLERICAY) LIMITED
REDBOURNE (HARROW) LIMITED
REDBOURNE (HORNCHURCH) LTD
REDBOURNE (LUTON) LIMITED
REDBOURNE BANSTEAD LIMITED
REDBOURNE DEVELOPMENTS LIMITED
REDBOURNE FINANCE LIMITED
REDBOURNE HOLDINGS LIMITED
REDBOURNE LEAF LIMITED
SHIREHALL PROPERTIES LIMITED
SOLIHULL PROPERTIES (PWIN) LIMITED
TH PROVIS (MANAGEMENT) LIMITED
UK ROOM LLP
WG (ILFORD) LIMITED
WINELL PROPERTIES LIMITED
WINSET LTD
WINSTON (UPMINSTER) LIMITED
WINSTON DEVELOPMENTS (CHESHAM) LIMITED
WINSTON DEVELOPMENTS LIMITED
WINSTON GROUP OF COMPANIES LIMITED
WINVESTCO LTD
Brian Rubins
ALTERNATIVE BRIDGING (UK 1) LIMITED
ALTERNATIVE BRIDGING (UK 2) LIMITED
ALTERNATIVE BRIDGING CORPORATION (CHEVAL) LIMITED
ALTERNATIVE BRIDGING CORPORATION LIMITED
ALTERNATIVE DEVELOPMENT FINANCE LIMITED
BELL MOOR MANAGEMENT LIMITED
BHUCHAR MCCAUSLAND (CLAPHAM) LIMITED
CAPITAL LEASE FUNDING LIMITED
GRAND OAKS CAPITAL LIMITED
GRAND OAKS NOMINEES LIMITED
JACKSONS (PICCADILLY BASIN) LIMITED
JAEGER ALTERNATIVE FINANCE CORPORATION LIMITED
MANAGEMENT CAPITAL LTD
MEZZANINE FACILITIES LIMITED
PROPERTY FINANCE CAPITAL (NO 2) LIMITED
PROPERTY FINANCE CAPITAL (NO 3) LIMITED
PROPERTY FINANCE NOMINEES (NO.3) LIMITED
PROPERTY FINANCE NOMINEES (NO.4) LIMITED
PROPERTY FINANCE PARTNERS LIMITED
ROBINSONS (MOSELEY) LIMITED
SOFA SHED LIMITED
SOUTHERN FUNDING LIMITED
SOUTHERN GROUP LIMITED
STAMFORD HOUSE SOLUTIONS LIMITED
STAMFORD PROPERTY INVESTMENTS LIMITED
STEPHEN HOWARD HOMES CHAFFORD HUNDRED LLP
STEPHEN HOWARD HOMES UPPER KING STREET LLP
THE BATH LEASE CO LIMITED
TWELVE CHARLES STREET (TENANTS) LIMITED
WEST HILL COURT MANAGEMENT CO. LIMITED
WIGMORE REAL ESTATE EQUITY MANAGEMENT LIMITED
Jonathan Rubins
ALTERNATIVE BRIDGING (MANAGEMENT) LIMITED
ALTERNATIVE BRIDGING (UK 1) LIMITED
ALTERNATIVE BRIDGING (UK 2) LIMITED
ALTERNATIVE BRIDGING CORPORATION (CHEVAL) LIMITED
ALTERNATIVE BRIDGING CORPORATION LIMITED
ALTERNATIVE DEVELOPMENT FINANCE LIMITED
BHUCHAR MCCAUSLAND (CLAPHAM) LIMITED
BIRDS HILL LETCHWORTH FREEHOLD LIMITED
BRAMFORD ROAD IPSWICH FREEHOLD LIMITED
CHAPMAN COURTYARD CHESHUNT FREEHOLD LIMITED
CHELTONIAN HOUSE ESHER FREEHOLD LIMITED
CLOCK HOUSE BECKENHAM FREEHOLD LIMITED
CLOCK HOUSE BECKENHAM ONE FREEHOLD LIMITED
CLOCK HOUSE BECKENHAM TWO FREEHOLD LIMITED
COOPERS YARD HITCHIN FREEHOLD LIMITED
DUALVIEW LIMITED
ESHER RESIDENTIAL LTD
HEATHSIDE COURT ROYSTON MANAGEMENT COMPANY LIMITED
KENTON ROAD (HARROW) MANAGEMENT COMPANY LIMITED
KENTON ROAD FREEHOLD LIMITED
MANAGEMENT CAPITAL LTD
MANOR WAY FINANCE LTD
PROPERTY FINANCE CAPITAL (NO 2) LIMITED
PROPERTY FINANCE CAPITAL (NO 3) LIMITED
RIVERSIDE COURT HITCHIN FREEHOLD LIMITED
SANDERS PLACE HITCHIN FREEHOLD LIMITED
SHH UNION ROAD CLAPHAM LIMITED
SOUTHERN INSURANCE MANAGEMENT LIMITED
STAMFORD HOUSE SOLUTIONS LIMITED
STEPHEN HOWARD HOMES (ESHER) LTD
STEPHEN HOWARD HOMES CHAFFORD HUNDRED LLP
STEPHEN HOWARD HOMES LETTINGS LIMITED
STEPHEN HOWARD HOMES STAMFORD YARD LLP
WIGMORE REAL ESTATE EQUITY MANAGEMENT LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 23,738,439 23,738,439 20,605,337
Creditors Due Within One Year 23,710,849 23,710,849 19,259,527
Working Cap 27,590 27,590 1,345,810
Total Assets Less Current Liabilities 27,590 27,590 1,345,810
Long-term Liabilities 6,310 6,310 1,324,650
Net Assets 21,280 21,280 21,160
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 21,280 21,280 21,160
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 99.6% 99.6% 99.4%
Cash Bank In Hand 0.4% 0.4% 0.6%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 99.9% 99.9% 93.5%
Net Current Assets Liabilities 0.1% 0.1% 6.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.1% 0.1% 0.1%
Capital Employed - - -
Total Assets Less Current Liabilities 0.1% 0.1% 6.5%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio 1.0 1.0 1.1
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Assets 23,738,439 23,738,439 20,605,337
Debt 23,717,159 23,717,159 20,584,177
Net Assets/Debt 21,280 21,280 21,160

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around HA1 1UD
YR ID UK LIMITED
1st Floor, Healthaid House, Marlborough Hill, Harrow, Middlesex, HA1 1UD
MW&L PARTNERS LIMITED
1st Floor Healthaid House, Marlborough Hill, Harrow, Middlesex, HA1 1UD
POCKET LAW SOLUTIONS LTD
1st Floor Healthaid House, Marlborough Hill, Harrow, Middlesex, HA1 1UD
MAXUS GROUP (UK) LIMITED
SECOND FLOOR, KIRKLAND HOUSE, 11-15 PETERBOROUGH ROAD, HARROW, MIDDLESEX, HA1 1UD
DOCTOR ROBERT LIMITED
C/O EXPERTAX LIMITED, 42-44 CLARENDON ROAD, WATFORD, HERTFORDSHIRE, HA1 1UD
EAST MIDLANDS SPINE LIMITED
5th Floor 167-169 Great Portland Street, London, HA1 1UD
DOVEDONS LIMITED
SECOND FLOOR, KIRKLAND HOUSE, 11-15 PETERBOROUGH ROAD, HARROW, MIDDLESEX, HA1 1UD
A JOYCE UROLOGY LIMITED
1st Floor Healthaid House, Marlborough Hill, Harrow, Middlesex, HA1 1UD
SWARA MANAGEMENT CENTRE LIMITED
LYNWOOD HOUSE, 373-375 STATION ROAD, HARROW, MIDDLESEX, HA1 1UD
ALTERNATIVE BRIDGING CORPORATION (HERTFORDSHIRE) LIMITED
1st Floor Health Aid House, Marlborough Hill, Harrow, Middlesex, HA1 1UD
Document Filings
Registered office address changed from 1st Floor Health Aid House Marlborough Hill Harrow Middlesex HA1 1UD to 2 Imperial Place Maxwell Road Borehamwood Hertfordshire WD6 1JN on 25 September 2025
Confirmation statement made on 21 July 2025 with updates
Statement of capital following an allotment of shares on 12 August 2025
Statement of capital following an allotment of shares on 12 August 2025
Statement of capital following an allotment of shares on 14 October 2024
Statement of capital following an allotment of shares on 8 August 2024
Confirmation statement made on 21 July 2024 with updates
Statement of capital following an allotment of shares on 19 February 2024
Statement of capital following an allotment of shares on 18 October 2023
Statement of capital following an allotment of shares on 18 August 2023
Statement of capital following an allotment of shares on 31 July 2023
Resolutions
Purchase of own shares.
Resolutions
Confirmation statement made on 21 July 2023 with updates
Statement of capital following an allotment of shares on 6 June 2023
Statement of capital following an allotment of shares on 20 April 2023
Statement of capital following an allotment of shares on 19 April 2023
Statement of capital following an allotment of shares on 6 March 2023
Cancellation of shares. Statement of capital on 7 December 2022
Confirmation statement made on 21 July 2022 with updates
Resolutions
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free