Company Overview
Ardonagh Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 22 December 2010, so this is a well established company. Ardonagh Services Limited has been in business for 15 years and 3 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

2 Minster Court, Mincing Lane, London, EC3R 7PD
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Companies House Data
Company NameARDONAGH SERVICES LIMITED
Company Number07476462
Registered Office Address2 Minster Court
 Mincing Lane
 EC3R 7PD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date22/12/2010
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date19/01/2017
Returns Last Made Up Date22/12/2015
Previous Company NameChanged Date
TOWERGATE INSURANCE LIMITED12 Apr 2019
TOWERGATE HOLDCO LIMITED13 May 2011
Directors & Members
Show Resigned
Diane Cougill - Director
(British, 63 years old, born September 1963)
Appointed 07 November 2018
 Active
Secretaries
Show Resigned
Other Company Directorships
Diane Cougill
ARACHAS TOPCO LIMITED
ARDONAGH ADVISORY PLATFORM HOLDINGS LIMITED
ARDONAGH GROUP HOLDINGS LIMITED
ARDONAGH IBERIA HOLDCO 1 LIMITED
ARDONAGH INTERNATIONAL LIMITED
ARDONAGH OVERSEAS INVESTMENTS LIMITED
ARDONAGH ROCKET INVESTMENT HOLDINGS LIMITED
B.I.B.U. ACQUISITIONS LIMITED
BROKER NETWORK HOLDINGS LIMITED
BROKER NETWORK INSURANCE BROKERS LIMITED
BROKERS EDUCATIONAL SUPPLY TEACHERS CLAIMS LIMITED
CASSIDY DAVIS UNDERWRITING AGENCY LIMITED
CHASE TEMPLETON GROUP LIMITED
CHASE TEMPLETON HOLDINGS LIMITED
DAWSON WHYTE LIMITED
GEO SERVICE SOLUTIONS LIMITED
LUTINE ASSURANCE SERVICES LIMITED
MASTERCOVER INSURANCE SERVICES LIMITED
MILLENNIUM INSURANCE BROKERS LIMITED
NEVADA EURO 1 LIMITED
NEVADA EURO 2 LIMITED
NEVADA PARTNERS LIMITED
PAYMENTSHIELD LIFE UNDERWRITING SERVICES LIMITED
PFP TAX SERVICES LIMITED
PROFESSIONAL FEE PROTECTION LIMITED
PSC INSURANCE (EUROPE) LIMITED
RDG MIDAS HOLDINGS (NI) LIMITED
TARA ADVISERS LIMITED
TARA NOMINEE COMPANY LIMITED
TOWERGATE FINANCIAL (EDINBURGH) LIMITED
TOWERGATE FINANCIAL (SCOTLAND) HOLDINGS LIMITED
TOWERGATE FINANCIAL (SCOTLAND) LIMITED
TOWNFROST LIMITED
URIS CENTRAL ADMINISTRATION LIMITED
URIS TOPCO LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 846,750,000 846,750,000 1,430,703,000
Current Assets 278,248,000 278,248,000 423,883,000
Creditors Due Within One Year 289,458,000 289,458,000 265,390,000
Working Cap -11,210,000 -11,210,000 158,493,000
Total Assets Less Current Liabilities 835,540,000 835,540,000 1,589,196,000
Long-term Liabilities 10,379,000 10,379,000 29,816,000
Net Assets 825,161,000 825,161,000 1,559,380,000
Share Capital & Reserves
Share Cap 1,407,307,000 1,407,307,000 1,406,099,000
Profit & Loss Reserves -700,125,000 -700,125,000 45,598,000
Other Reserves 117,979,000 117,979,000 107,683,000
Shareholders Funds 825,161,000 825,161,000 1,559,380,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets 75.3% 75.3% 77.1%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 3.3% 3.3% 2.1%
Cash Bank In Hand 17.7% 17.7% 11.2%
Current Assets 24.7% 24.7% 22.9%
Creditors Due Within One Year 25.7% 25.7% 14.3%
Net Current Assets Liabilities -1.0% -1.0% 8.5%
Creditors Due After One Year 0.9% 0.9% 1.6%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 73.3% 73.3% 84.1%
Called Up Share Capital 125.1% 125.1% 75.8%
Share Capital Allotted Called Up Paid 125.1% 125.1% 75.8%
Profit Loss Account Reserve -62.2% -62.2% 2.5%
Shareholder Funds 73.3% 73.3% 84.1%
Capital Employed - - -
Total Assets Less Current Liabilities 74.3% 74.3% 85.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Liquidity Ratio 1.0 1.0 1.6
Solvency Ratio 3.8 3.8 6.3
Reserves to Assets -0.6 -0.6 0.0
Secured Creditors Unlock full report
Mortgages Charges 21
Mortgages Outstanding 10
Mortgages Part Satisfied 0
Mortgages Satisfied 7
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Assets 1,124,998,000 1,124,998,000 1,854,586,000
Debt 299,837,000 299,837,000 295,206,000
Net Assets/Debt 825,161,000 825,161,000 1,559,380,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC3R 7PD
PFIH LIMITED
6TH FLOOR, 2 MINSTER COURT, MINCING LANE, LONDON, EC3R 7PD
PURELY INSURANCE LIMITED
6th Floor, 2, Minster Court Mincing Lane, London, EC3R 7PD
PRICE FORBES GROUP LIMITED
6TH FLOOR, 2, MINSTER COURT MINCING LANE, LONDON, EC3R 7PD
ARDONAGH SPECIALTY LIMITED
2 MINSTER COURT, MINCING LANE, LONDON, EC3R 7PD
Document Filings
Registration of charge 074764620022, created on 5 February 2026
Confirmation statement made on 22 December 2025 with updates
Change of details for Ardonagh Finco Plc as a person with significant control on 4 June 2024
Registration of charge 074764620021, created on 17 November 2025
Statement of capital following an allotment of shares on 21 August 2025
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Registration of charge 074764620020, created on 15 May 2025
Statement of capital following an allotment of shares on 11 October 2024
Statement of capital following an allotment of shares on 11 October 2024
All of the property or undertaking has been released and no longer forms part of charge 074764620015
All of the property or undertaking has been released and no longer forms part of charge 074764620016
All of the property or undertaking has been released and no longer forms part of charge 074764620010
All of the property or undertaking has been released and no longer forms part of charge 074764620019
Registration of charge 074764620018, created on 10 February 2025
Registration of charge 074764620019, created on 10 February 2025
Confirmation statement made on 22 December 2024 with no updates
Statement by Directors
Statement of capital on 17 December 2024
Solvency Statement dated 13/12/24
Resolutions
Consolidated accounts of parent company for subsidiary company period ending 31/12/23
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