Company Overview
Overwater Design And Marketing Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 05 August 2011, so this is a well established company. Overwater Design And Marketing Limited has been in business for 14 years and 7 months. The accounts status is micro entity and the accounts are next due on Monday 29 December 2025.
Registered Address

Overwater Atlas Works, Nelson Street, Carlisle, Cumbria, CA2 5NB
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameOVERWATER DESIGN AND MARKETING LIMITED
Company Number07730541
Registered Office AddressOverwater Atlas Works
 Nelson Street
 CA2 5NB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date05/08/2011
Accounting Reference Date Day29
Accounting Reference Date Month3
Accounts Next Due Date29/12/2025
Accounts Last Made Up Date29/03/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date29/08/2016
Returns Last Made Up Date01/08/2015
Directors & Members
Kirsty Cowe - Director
(British, 59 years old, born June 1967)
Appointed 01 April 2015
 Active
Christopher May - Director
(British, 75 years old, born May 1951)
Appointed 05 August 2011
 Active
Secretaries
Christopher May - Secretary
Appointed 05 August 2011
 Active
Other Company Directorships
Kirsty Cowe
No companies found
Christopher May
No companies found
Balance Sheet Unlock full report
Accounts Date 29-Mar-2024 29-Mar-2022 29-Mar-2021
Balance Sheet
Fixed Assets 3,421 3,421 4,058
Current Assets -132,633 -132,633 -118,132
Creditors Due Within One Year -102,650 -102,650 -101,087
Working Cap -29,983 -29,983 -17,045
Total Assets Less Current Liabilities -26,562 -26,562 -12,987
Long-term Liabilities - - -
Net Assets - - -
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds - - -
Common Size Financial Analysis Unlock full report
Accounts Date 29-Mar-2024 29-Mar-2022 29-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets -2.6% -2.6% -3.6%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 102.6% 102.6% 103.6%
Creditors Due Within One Year 79.4% 79.4% 88.6%
Net Current Assets Liabilities 23.2% 23.2% 14.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities 20.6% 20.6% 11.4%
Financial Ratio Analysis Unlock full report
Accounts Date 29-Mar-2024 29-Mar-2022 29-Mar-2021
Liquidity Ratio 1.3 1.3 1.2
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 29-Mar-2024 29-Mar-2022 29-Mar-2021
Assets -129,212 -129,212 -114,074
Debt - - -
Net Assets/Debt - - -

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CA2 5NB
UGLEE BETTIES LTD
Unit 1a Atlas Works, Nelson Street, Carlisle, Cumbria, CA2 5NB
LONGTOWN SKIP HIRE LIMITED
UNIT 2 ATLAS WORKS NELSON STREET, DENTON HOLME, CARLISLE, CUMBRIA, CA2 5NB
THE UNIFORM SHOP LIMITED
Sterling House 3 Wavell Drive, Rosehill Industrial Estate, Carlisle, Cumbria, CA2 5NB
CHUNKY WOMBAT MEDIA LTD.
Unit 6a 1st Floor Atlas Works, Nelson Street, Carlisle, Cumbria, CA2 5NB
GRUMPY KOALA PROPERTY MANAGEMENT LIMITED
ATLAS WORKS, NELSON STREET, CARLISLE, CA2 5NB
Document Filings
Confirmation statement made on 2 August 2025 with no updates
Confirmation statement made on 2 August 2024 with no updates
Confirmation statement made on 2 August 2023 with no updates
Confirmation statement made on 2 August 2022 with no updates
Confirmation statement made on 12 August 2021 with no updates
Change of details for Ms Kirsty Anne Rennie Cowe as a person with significant control on 12 August 2021
Director's details changed for Mr Christopher Eric May on 12 August 2021
Change of details for Mr Christopher Eric May as a person with significant control on 12 August 2021
Confirmation statement made on 29 October 2020 with updates
Director's details changed for Christopher Eric May on 29 October 2020
Secretary's details changed for Christopher Eric May on 29 October 2020
Change of details for Mr Christopher Eric May as a person with significant control on 1 April 2018
Confirmation statement made on 1 August 2020 with no updates
Previous accounting period shortened from 30 March 2019 to 29 March 2019
Confirmation statement made on 1 August 2019 with no updates
Director's details changed for Christopher Eric May on 17 February 2014
Secretary's details changed for Christopher Eric May on 17 February 2014
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free