Company Overview
S.P. & M.L. Neal Consultancy Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 20 September 2011, so this is a well established company. S.P. & M.L. Neal Consultancy Limited has been in business for 14 years and 6 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Cornerstone Tresowes Green, Ashton, Helston, TR13 9SY
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameS.P. & M.L. NEAL CONSULTANCY LIMITED
Company Number07780069
Registered Office AddressCornerstone Tresowes Green
 Ashton
 TR13 9SY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/09/2011
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date18/10/2016
Returns Last Made Up Date20/09/2015
Directors & Members
Stephen Neal - Director
(British, 69 years old, born May 1957)
Appointed 20 September 2011
 Active
Marie Neal - Director
(British, 56 years old, born November 1970)
Appointed 20 September 2011
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stephen Neal
BAREPTA COVE LIMITED
BAREPTA COVE MANAGEMENT COMPANY LIMITED
IBSN LIMITED
PENTOWAN COURT MANAGEMENT COMPANY LIMITED
PICTRONIC LIMITED
THE CARBIS BEACH APARTMENTS MANAGEMENT COMPANY LIMITED
THE LEADLEY AND NEAL DEVELOPMENT COMPANY LIMITED
Marie Neal
WALTERS WAY MANAGEMENT COMPANY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 1,229 1,229 1,536
Current Assets 54,181 54,181 16,578
Creditors Due Within One Year 55,076 55,076 15,230
Working Cap -895 -895 1,348
Total Assets Less Current Liabilities 334 334 2,884
Long-term Liabilities - - -
Net Assets - - -
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds - - -
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 2.2% 2.2% 8.5%
Stocks Inventory - - -
Debtors 97.5% 97.5% 87.5%
Cash Bank In Hand 0.3% 0.3% 4.0%
Current Assets 97.8% 97.8% 91.5%
Creditors Due Within One Year 99.4% 99.4% 84.1%
Net Current Assets Liabilities -1.6% -1.6% 7.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities 0.6% 0.6% 15.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.0 1.0 1.1
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 55,410 55,410 18,114
Debt - - -
Net Assets/Debt - - -

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TR13 9SY
INDEPENDENT ENERGY MANAGEMENT SERVICES LIMITED
Greycot Tresowes, Ashton, Helston, Cornwall, TR13 9SY
JUST BEAUTIFUL MEDIA LTD
Tresowes Farm Tresowes, Ashton, Helston, Cornwall, TR13 9SY
Document Filings
Confirmation statement made on 20 September 2025 with no updates
Confirmation statement made on 20 September 2024 with no updates
Confirmation statement made on 20 September 2023 with no updates
Confirmation statement made on 20 September 2022 with no updates
Confirmation statement made on 20 September 2021 with no updates
Director's details changed for Mr Stephen Peter Neal on 8 March 2021
Director's details changed for Mrs Marie Louise Neal on 8 March 2021
Change of details for Mr Stephen Peter Neal as a person with significant control on 8 March 2021
Change of details for Mrs Marie Louise Neal as a person with significant control on 8 March 2021
Registered office address changed from Sundance Tresowes Ashton Helston TR13 9SY England to Cornerstone Tresowes Green Ashton Helston TR13 9SY on 8 March 2021
Confirmation statement made on 20 September 2020 with no updates
Confirmation statement made on 20 September 2019 with no updates
Registered office address changed from 1a Berkeley Vale Berkeley Court Falmouth Cornwall TR11 3PB to Sundance Tresowes Ashton Helston TR13 9SY on 18 June 2019
Confirmation statement made on 20 September 2018 with no updates
Confirmation statement made on 20 September 2017 with no updates
Confirmation statement made on 20 September 2016 with updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free