Company Overview
A To Z Insurance Services Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 12 April 2012, so this is a well established company. A To Z Insurance Services Ltd has been in business for 13 years and 11 months. The accounts status is micro entity and the accounts are next due on Tuesday 31 March 2026.
Registered Address

15 West End, Llanelli, Carmarthenshire, SA15 3DN
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Companies House Data
Company NameA TO Z INSURANCE SERVICES LTD
Company Number08028761
Registered Office Address15 West End
 SA15 3DN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/04/2012
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date10/05/2017
Returns Last Made Up Date12/04/2016
Previous Company NameChanged Date
ZAIN IKRAM LIMITED16 Jan 2014
Directors & Members
Zain Ikram - Director
(British, 35 years old, born January 1991)
Appointed 12 April 2012
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Zain Ikram
BLUE STAR INCORPORATIONS LIMITED
IKRAM DEVELOPMENTS LTD
PEGASUS MARKETING SERVICES LIMITED
SIMBA DESIGN AND BUILD LIMITED
WILLIAMS ELECTRICAL (WALES) LTD
Z1R LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 384,989 384,989 394,051
Current Assets 177,934 177,934 229,675
Creditors Due Within One Year 28,058 28,058 59,475
Working Cap 149,876 149,876 170,200
Total Assets Less Current Liabilities 534,865 534,865 564,251
Long-term Liabilities 158,866 158,866 172,960
Net Assets 375,999 375,999 391,291
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 375,999 375,999 391,291
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 68.4% 68.4% 63.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 31.6% 31.6% 36.8%
Creditors Due Within One Year 5.0% 5.0% 9.5%
Net Current Assets Liabilities 26.6% 26.6% 27.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 66.8% 66.8% 62.7%
Capital Employed - - -
Total Assets Less Current Liabilities 95.0% 95.0% 90.5%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 6.3 6.3 3.9
Solvency Ratio 3.0 3.0 2.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Assets 562,923 562,923 623,726
Debt 186,924 186,924 232,435
Net Assets/Debt 375,999 375,999 391,291

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SA15 3DN
FOXCONGO LIMITED
8 West End, Llanelli, Carmarthenshire, SA15 3DN
S.ASTON INVESTMENTS LTD
63 Charles Street, Milford Haven, Pembrokeshire, SA15 3DN
CLEAN CRAFT SERVICES (WALES) LTD
15a West End, Llanelli, Carmarthenshire, SA15 3DN
MY CLAIM GROUP LIMITED
Unit 5 West End Yard, West End, Llanelli, SA15 3DN
LUSSO LONDON LTD
10a Great North Road, Milford Haven, Pembrokeshire, SA15 3DN
Document Filings
Confirmation statement made on 7 April 2025 with no updates
Confirmation statement made on 7 April 2024 with no updates
Confirmation statement made on 7 April 2023 with no updates
Change of details for Mr Zain Aamir Ikram as a person with significant control on 23 May 2022
Director's details changed for Mr Zain Aamir Ikram on 23 May 2022
Confirmation statement made on 7 April 2022 with no updates
Confirmation statement made on 7 April 2021 with no updates
Confirmation statement made on 7 April 2020 with no updates
Confirmation statement made on 13 April 2019 with no updates
Amended micro company accounts made up to 30 June 2017
Confirmation statement made on 17 April 2018 with no updates
Confirmation statement made on 12 April 2018 with no updates
Registration of charge 080287610002, created on 6 December 2017
Registered office address changed from 1 New Road Llanelli Sir Gaerfyrddin SA15 3DP to 15 West End Llanelli Carmarthenshire SA15 3DN on 16 July 2017
Confirmation statement made on 12 April 2017 with updates
Registration of charge 080287610001, created on 3 February 2017
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