LIFE EDUCATION TRUST Credit Check Report

Company Overview

Life Education Trust is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Tuesday 12 June 2012, so this is a well established company. Life Education Trust has been in business for 13 years and 9 months. The accounts status is full and the accounts are next due on Sunday 31 May 2026.

Registered Address

The Frances Bardsley Academy For Girls, Brentwood Road, Romford, Essex, RM1 2RR

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Companies House Data

Company Name	LIFE EDUCATION TRUST
Company Number	08102628
Registered Office Address	The Frances Bardsley Academy For Girls
	Brentwood Road
	RM1 2RR
Company Category	Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	12/06/2012
Accounting Reference Date Day	31
Accounting Reference Date Month	8
Accounts Next Due Date	31/05/2027
Accounts Last Made Up Date	31/08/2025
Accounts Account Category	FULL
Returns Next Due Date	10/07/2017
Returns Last Made Up Date	12/06/2016

Previous Company Name	Changed Date
THE FRANCES BARDSLEY ACADEMY FOR GIRLS	06 Jun 2016

Directors & Members

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	Robert Bristow - Director (British, 68 years old, born December 1958) Appointed 01 September 2019, Resigned 01 May 2025	Resigned
	Toni Burrowes-Cromwell - Director (British, 61 years old, born January 1965) Appointed 06 June 2016, Resigned 31 December 2020	Resigned
	Lorna Chapman - Director (British, 50 years old, born January 1976) Appointed 12 June 2012, Resigned 31 August 2014	Resigned
	Julie Chenery - Director (British, 60 years old, born April 1966) Appointed 12 June 2012, Resigned 06 June 2016	Resigned
	Mary Cherry - Director (British, 59 years old, born November 1967) Appointed 01 September 2018, Resigned 01 October 2025	Resigned
	Marilyn Clay - Director (British, 55 years old, born July 1971) Appointed 12 June 2012, Resigned 06 June 2016	Resigned
	Michael Debens - Director (British, 80 years old, born September 1946) Appointed 11 November 2014, Resigned 31 December 2020	Resigned
	David Denchfield - Director (British, 55 years old, born May 1971) Appointed 06 June 2016, Resigned 31 August 2018	Resigned
	Perninder Dhadwar - Director (British, 53 years old, born August 1973) Appointed 01 September 2023	Active
	Louise Douglas - Director (British, 59 years old, born August 1967) Appointed 06 June 2016	Active
	Julian Dutnall - Director (British, 55 years old, born July 1971) Appointed 01 July 2012	Active
	Penelope Green - Director (British, 68 years old, born October 1958) Appointed 12 June 2012, Resigned 31 August 2014	Resigned
	Paul Green - Director (British, 65 years old, born November 1961) Appointed 12 June 2012, Resigned 06 June 2016	Resigned
	Denise Green - Director (British, 57 years old, born September 1969) Appointed 04 November 2013, Resigned 06 June 2016	Resigned
	Pauline Harris - Director (Irish, 70 years old, born July 1956) Appointed 19 December 2025	Active
	Anna Hawkins - Director (British, 66 years old, born September 1960) Appointed 11 November 2014, Resigned 06 June 2016	Resigned
	Roderick Hingley - Director (British, 75 years old, born August 1951) Appointed 01 July 2012, Resigned 06 June 2016	Resigned
	Dean Jefferys - Director (British, 46 years old, born November 1980) Appointed 01 January 2021	Active
	Philip Kirkman - Director (British, 49 years old, born January 1977) Appointed 22 November 2024	Active
	Sophia Malik - Director (British, 47 years old, born February 1979) Appointed 12 June 2012	Active
	David Mansfield - Director (British, 67 years old, born July 1959) Appointed 01 September 2018, Resigned 31 August 2019	Resigned
	David Mansfield - Director (British, 67 years old, born July 1959) Appointed 01 September 2019, Resigned 02 September 2019	Resigned
	Nidhi Mittal - Director (British, 44 years old, born April 1982) Appointed 01 September 2025	Active
	Anthony Morgan - Director (British, 74 years old, born March 1952) Appointed 12 June 2012, Resigned 06 June 2016	Resigned
	Tony Morgan - Director (British, 74 years old, born March 1952) Appointed 03 June 2019	Active
	Lesley Nicholls - Director (British, 73 years old, born October 1953) Appointed 12 June 2012, Resigned 17 May 2014	Resigned
	Paul O'kelly - Director (British, 69 years old, born March 1957) Appointed 12 June 2012, Resigned 06 June 2016	Resigned
	Steve Odart - Director (British, 58 years old, born May 1968) Appointed 01 September 2018, Resigned 31 May 2019	Resigned
	Katherine Poluck - Director (Britsh, 64 years old, born May 1962) Appointed 17 May 2014, Resigned 06 June 2016	Resigned
	Christopher Seward - Director (British, 72 years old, born August 1954) Appointed 06 June 2016, Resigned 08 January 2017	Resigned
	Ann Smart - Director (British, 79 years old, born December 1947) Appointed 01 July 2012, Resigned 31 August 2018	Resigned
	Frederick Steel - Director (British, 71 years old, born October 1955) Appointed 06 June 2016, Resigned 06 June 2016	Resigned
	Tina Stockwell - Director (British, 63 years old, born September 1963) Appointed 12 June 2012, Resigned 31 August 2014	Resigned
	Maria Thompson - Director (British, 70 years old, born April 1956) Appointed 01 January 2017, Resigned 31 August 2018	Resigned

Secretaries

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	Elizabeth Burnett - Secretary Appointed 12 June 2012, Resigned 31 March 2015	Resigned

Other Company Directorships

Perninder Dhadwar
ASP HEALTH INNOVATION LIMITED
WM HEALTH TECHNOLOGIES CLUSTER LIMITED

Louise Douglas
GRAFFHAM GLOBAL LTD

Julian Dutnall
No companies found

Pauline Harris
No companies found

Dean Jefferys
THE ALBANY SCHOOL

Philip Kirkman
No companies found

Sophia Malik
No companies found

Nidhi Mittal
No companies found

Tony Morgan
No companies found

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around RM1 2RR

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