Company Overview
Apex Loan Agency Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 10 April 2014, so this is a well established company. Apex Loan Agency Limited has been in business for 11 years and 11 months. The accounts status is micro entity and the accounts are next due on Wednesday 30 September 2026.
Registered Address

4Th Floor, 140 Aldersgate Street, London, EC1A 4HY
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Companies House Data
Company NameAPEX LOAN AGENCY LIMITED
Company Number08989781
Registered Office Address4th Floor, 140 Aldersgate Street
 EC1A 4HY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/04/2014
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date08/05/2017
Returns Last Made Up Date10/04/2016
Previous Company NameChanged Date
AGENSYND LIMITED16 Jan 2023
Directors & Members
Show Resigned
Stephen Geddes - Director
(British, 57 years old, born June 1969)
Appointed 29 February 2024
 Active
Sean Martin - Director
(British, 61 years old, born February 1965)
Appointed 03 August 2023
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stephen Geddes
24HAYMARKET (MNL NOMINEES) LIMITED
APEX (ADU) NOMINEES LIMITED
APEX (EDB) NOMINEES LIMITED
APEX CORPORATE AND BUSINESS SERVICES UK LIMITED
APEX CORPORATE TRUSTEES (UK) LIMITED
APEX GROUP CAYMAN HOLDINGS LIMITED
APEX GROUP COMPANY SERVICES (UK) LIMITED
APEX GROUP FIDUCIARY SERVICES (UK) LIMITED
APEX GROUP HOLD CO (UK) LIMITED
APEX GROUP SECRETARIES (UK) LIMITED
APEX GROUP SERVICES (UK) LIMITED
APEX GROUP TRUSTEE COMPANY (UK) LIMITED
APEX LSEG NOMINEES LIMITED
AUL (BBI ASCENSION) NOMINEES LIMITED
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FARLEIGH SCHOOL TRUST LIMITED
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MNL (BBI HAATCH) NOMINEES LIMITED
MNL (BBI) NOMINEES LIMITED
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MNL (EIGHTEEN48) NOMINEES LIMITED
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MNL (FRONTLINE) NOMINEES LIMITED
MNL (HAMBRO PERKS) NOMINEES LIMITED
MNL (MERCIA) NOMINEES LIMITED
MNL (MOLTEN) NOMINEES LIMITED
MNL (OXFORD CAPITAL) NOMINEES LIMITED
MNL (PARKWALK) NOMINEES LIMITED
MNL (SUPERSEED) NOMINEES LIMITED
MNL (TREBLE PEAK) NOMINEES LIMITED
MNL (TRUFFLE) NOMINEES LIMITED
Sean Martin
1 THEOBALD'S COURT PARTNERCO LIMITED
ADRIATIC LAND 13 (GR1) LIMITED
ADRIATIC LAND 13 (GR2) LIMITED
APEX GROUP NOMINEES 1 (UK) LIMITED
APEX GROUP SECRETARIES (UK) LIMITED
APEX TRUSTEE SERVICES LIMITED
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USAF ISSUER HOLDINGS II LIMITED
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Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2018 31-Dec-2017
Balance Sheet
Fixed Assets 1,175 1,175 237
Current Assets 155,533 155,533 212,288
Creditors Due Within One Year 62,913 62,913 134,111
Working Cap 92,620 92,620 78,177
Total Assets Less Current Liabilities 93,795 93,795 78,414
Long-term Liabilities 223 223 80
Net Assets 93,572 93,572 78,334
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 93,572 93,572 78,334
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2018 31-Dec-2017
Tangible Fixed Assets - - -
Fixed Assets 0.7% 0.7% 0.1%
Stocks Inventory - - -
Debtors 69.2% 69.2% 78.2%
Cash Bank In Hand 30.1% 30.1% 21.6%
Current Assets 99.3% 99.3% 99.9%
Creditors Due Within One Year 40.1% 40.1% 63.1%
Net Current Assets Liabilities 59.1% 59.1% 36.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 59.7% 59.7% 36.9%
Capital Employed - - -
Total Assets Less Current Liabilities 59.9% 59.9% 36.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2018 31-Dec-2017
Liquidity Ratio 2.5 2.5 1.6
Solvency Ratio 2.5 2.5 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2018 31-Dec-2017
Assets 156,708 156,708 212,525
Debt 63,136 63,136 134,191
Net Assets/Debt 93,572 93,572 78,334

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC1A 4HY
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140 Aldersgate Street, London, EC1A 4HY
TRAVELPAY LIMITED
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CITY ROAD DEVELOPMENTS HOLDCO LIMITED
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PW GROWTH FINANCE LIMITED
140 Aldersgate Street, London, EC1A 4HY
NEWABLE DIGITAL LIMITED
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MOUNT ANVIL NEW HOLDINGS LIMITED
140 ALDERSGATE STREET, LONDON, EC1A 4HY
LONDON BUSINESS LOANS (WHOLESALE) LIMITED
140 Aldersgate Street, London, EC1A 4HY
ACCOUNTING TECHNICIANS (SERVICES) LIMITED
30 CHURCHILL PLACE, LONDON, EC1A 4HY
MOBILEPAY LIMITED
140 Aldersgate Street, London, EC1A 4HY
NEWABLE INTERNATIONAL CONSULTING LIMITED
140 ALDERSGATE STREET, LONDON, EC1A 4HY
Document Filings
Confirmation statement made on 10 April 2025 with no updates
Registered office address changed from 6th Floor 125 London Wall London EC2Y 5AS England to 4th Floor, 140 Aldersgate Street London EC1A 4HY on 9 December 2024
Confirmation statement made on 10 April 2024 with no updates
Appointment of Mr. Stephen George Geddes as a director on 29 February 2024
Termination of appointment of Keith David Miller as a director on 29 February 2024
Appointment of Mr Sean Peter Martin as a director on 3 August 2023
Termination of appointment of Christopher Michael Warnes as a director on 3 August 2023
Termination of appointment of Coral Suzanne Bidel as a director on 3 August 2023
Appointment of Mr Keith David Miller as a director on 3 August 2023
Confirmation statement made on 10 April 2023 with updates
Certificate of change of name
Notification of a person with significant control statement
Cessation of Sanne Group Plc as a person with significant control on 18 November 2022
Confirmation statement made on 10 April 2022 with no updates
Termination of appointment of Beejadhursingh Mahen Surnam as a director on 9 June 2021
Confirmation statement made on 10 April 2021 with no updates
Register(s) moved to registered office address 6th Floor 125 London Wall London EC2Y 5AS
Registered office address changed from 15 Old Bailey London EC4M 7EF United Kingdom to 6th Floor 125 London Wall London EC2Y 5AS on 11 August 2020
Appointment of Mr Christopher Michael Warnes as a director on 5 June 2020
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