Company Overview
Property Risk Inspection Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 04 July 2014, so this is a well established company. Property Risk Inspection Ltd has been in business for 11 years and 8 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

8 The Courtyards, Phoenix Square, Wyncolls Road, Severalls Business Park, Colchester, Essex, CO4 9PE
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Companies House Data
Company NamePROPERTY RISK INSPECTION LTD
Company Number09116918
Registered Office Address8 The Courtyards, Phoenix Square, Wyncolls Road
 Severalls Business Park
 CO4 9PE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/07/2014
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date01/08/2016
Returns Last Made Up Date04/07/2015
Directors & Members
Show Resigned
Laura Baines - Director
(British, 43 years old, born October 1983)
Appointed 24 October 2024
 Active
Thomas Harpin - Director
(British, 42 years old, born January 1984)
Appointed 24 October 2024
 Active
Michael Lawson - Director
(British, 62 years old, born July 1964)
Appointed 04 July 2014
 Active
Lorena Nichols - Director
(British, 48 years old, born September 1978)
Appointed 12 March 2020
 Active
Graeme Winser - Director
(British, 67 years old, born December 1959)
Appointed 24 October 2024
 Active
Secretaries
Lorena Nichols - Secretary
Appointed 11 May 2016
 Active
Other Company Directorships
Laura Baines
No companies found
Thomas Harpin
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GEO-CAD SERVICES LTD
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HARPIN & HOWARD LIMITED
HARPIN FAMILY HOLDINGS LTD
LAND SCIENCE LIMITED
LANDMARK SURVEYS (WALES) LIMITED
MWA ARBORICULTURE LIMITED
MY HOME NEEDS LTD
RATCLIFF LAND & ENGINEERING SURVEYS LTD
RON HOWARD GROUP LTD
SML CONSULTING (LEICESTER) LTD
SML GEOSPATIAL LTD
SML GEOTECHNICAL LTD
SML GROUP LIMITED
SML PAYROLL LIMITED
SML SUBSIDENCE LTD
SML SURVEYS LIMITED
SUBSIDENCE MONITORING LIMITED
SURVEYOR PLUS LIMITED
THE SURVEY STORE LTD
UK DRAINAGE CLAIMS LIMITED
UK PROPERTY RISK LIMITED
Michael Lawson
LOCUS INSIGHT LIMITED
UK PROPERTY RISK LIMITED
Lorena Nichols
UK PROPERTY RISK LIMITED
Graeme Winser
E4 STRATEGIC (UK) LTD
LOCUS INSIGHT LIMITED
PROPRIA LIMITED
UK PROPERTY RISK LIMITED
WINSER LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 322,022 322,022 343,096
Current Assets 1,472,440 1,472,440 1,545,836
Creditors Due Within One Year 436,569 436,569 375,422
Working Cap 1,035,871 1,035,871 1,170,414
Total Assets Less Current Liabilities 1,357,893 1,357,893 1,513,510
Long-term Liabilities 319,839 319,839 178,710
Net Assets 1,038,054 1,038,054 1,334,800
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,038,054 1,038,054 1,334,800
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 17.9% 17.9% 18.2%
Stocks Inventory - - -
Debtors 18.0% 18.0% 14.6%
Cash Bank In Hand 34.3% 34.3% 44.1%
Current Assets 82.1% 82.1% 81.8%
Creditors Due Within One Year 24.3% 24.3% 19.9%
Net Current Assets Liabilities 57.7% 57.7% 62.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 57.8% 57.8% 70.7%
Capital Employed - - -
Total Assets Less Current Liabilities 75.7% 75.7% 80.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 3.4 3.4 4.1
Solvency Ratio 2.4 2.4 3.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 1,794,462 1,794,462 1,888,932
Debt 756,408 756,408 554,132
Net Assets/Debt 1,038,054 1,038,054 1,334,800

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Director's details changed for Miss Lorena Elizabeth Nichols on 10 March 2026
Director's details changed for Mr Michael Lawson on 10 March 2026
Secretary's details changed for Miss Lorena Elizabeth Nichols on 10 March 2026
Change of details for Mr Michael Peter Lawson as a person with significant control on 10 March 2026
Registered office address changed from 2 the Courtyards, Phoenix Square Wyncolls Road Severalls Industrial Park Colchester Essex CO4 9PE England to 8 the Courtyards, Phoenix Square, Wyncolls Road Severalls Business Park Colchester Essex CO4 9PE on 10 March 2026
Confirmation statement made on 4 July 2025 with updates
Director's details changed for Michael Lawson on 31 March 2025
Change of details for Mr Michael Peter Lawson as a person with significant control on 31 March 2025
Resolutions
Memorandum and Articles of Association
Second filing for the appointment of Graeme Winser as a director
Notification of Sml Group Limited as a person with significant control on 24 October 2024
Change of details for Mr Michael Peter Lawson as a person with significant control on 24 October 2024
Appointment of Mr Graeme Winser as a director on 24 October 2024
Appointment of Laura May Baines as a director on 24 October 2024
Appointment of Mr Thomas Roy Harpin as a director on 24 October 2024
Cancellation of shares. Statement of capital on 1 January 2021
Satisfaction of charge 091169180004 in full
Confirmation statement made on 4 July 2024 with updates
Change of details for Mr Michael Peter Lawson as a person with significant control on 30 September 2023
Termination of appointment of Graeme Philip Winser as a director on 22 January 2024
Cancellation of shares. Statement of capital on 19 September 2023
Purchase of own shares.
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