Company Overview
Abacus Car Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 15 September 2014, so this is a well established company. Abacus Car Finance Limited has been in business for 11 years and 6 months. The accounts status is micro entity and the accounts are next due on Tuesday 30 June 2026.
Registered Address

15 Kingsyard Rope Street, Stoke-On-Trent, Staffordshire, ST4 6DJ
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Companies House Data
Company NameABACUS CAR FINANCE LIMITED
Company Number09217414
Registered Office Address15 Kingsyard Rope Street
 ST4 6DJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/09/2014
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date13/10/2016
Returns Last Made Up Date15/09/2015
Directors & Members
Show Resigned
Julie Owen - Director
(British, 68 years old, born August 1958)
Appointed 16 September 2015
 Active
Simon Pilkington - Director
(British, 43 years old, born October 1983)
Appointed 16 September 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Julie Owen
2MD LIMITED
2MHD LIMITED
ABORAN STUDENT SUPPORT LIMITED
AP FRANCHISES LIMITED
AP SALONS LIMITED
AP SHAREHOLDERS LIMITED
ARTHUR LEONARD LIMITED
CHARALLE LIMITED
CLUBHOUSE COLLECTIVE LIMITED
COMPUTERS 4 HOME LIMITED
EMOTION AUTOMOTIVE SOLUTIONS LIMITED
EXPEDITED LIMITED
FIRST BERKELEY ESTATES LIMITED
GCG CONSULTANCY SERVICES LIMITED
INRITUS LIMITED
KYTE GROUP LIMITED
NEW HAVEN DIVERSIFIED LIMITED
NOSTRO VOSTRO NV 2 LIMITED
NOSTRO VOSTRO NV7 LIMITED
NOSTRO VOSTRO NV9 LIMITED
PADDOCK LIFE LIMITED
POTIOR INVESTMENTS LIMITED
PREMIER HOUSE UK LIMITED
ROBERT BENJAMIN LIMITED
ST JUDE'S CONSULTANCY LIMITED
ST. DOMINIC'S INDEPENDENT JUNIOR SCHOOL TRUST LIMITED
STAFFORDSHIRE SPRAYBOOTHS LIMITED
THE RAINBOW RECLAMATION TRUST
UNJUMBLE IT LIMITED
VERITAS SINGULARIS LIMITED
VERITATIS CONSULTANCY LIMITED
W A PLUMBING & HEATING LIMITED
Simon Pilkington
EMOTION AUTOMOTIVE SOLUTIONS LIMITED
HIXON GROUP LIMITED
NOSTRO VOSTRO NV7 LIMITED
PADDOCK LIFE LIMITED
ST JUDE'S CONSULTANCY LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets -1 -1 -1
Current Assets 84 84 124
Creditors Due Within One Year -382 -382 -237
Working Cap 466 466 361
Total Assets Less Current Liabilities 465 465 360
Long-term Liabilities 764 764 474
Net Assets 465 465 360
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 465 465 360
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets -1.2% -1.2% -0.8%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 101.2% 101.2% 100.8%
Creditors Due Within One Year -460.2% -460.2% -192.7%
Net Current Assets Liabilities 561.4% 561.4% 293.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 560.2% 560.2% 292.7%
Capital Employed - - -
Total Assets Less Current Liabilities 560.2% 560.2% 292.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio -0.2 -0.2 -0.5
Solvency Ratio 0.2 0.2 0.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Assets 83 83 123
Debt 382 382 237
Net Assets/Debt 465 465 360

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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NOSTRO VOSTRO NV7 LIMITED
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NOSTRO VOSTRO NV9 LIMITED
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PAUL SMART PRINT COMPANY LIMITED
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W A PLUMBING & HEATING LIMITED
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Document Filings
Confirmation statement made on 15 September 2025 with no updates
Confirmation statement made on 15 September 2024 with no updates
Confirmation statement made on 15 September 2023 with no updates
Confirmation statement made on 15 September 2022 with no updates
Confirmation statement made on 15 September 2021 with no updates
Confirmation statement made on 15 September 2020 with no updates
Confirmation statement made on 15 September 2019 with no updates
Confirmation statement made on 15 September 2018 with no updates
Confirmation statement made on 15 September 2017 with updates
Registered office address changed from Unit 3, Carlton House Registry Street Stoke-on-Trent Staffordshire ST4 1JP England to 15 Kingsyard Rope Street Stoke-on-Trent Staffordshire ST4 6DJ on 20 December 2016
Confirmation statement made on 15 September 2016 with updates
Registered office address changed from The Old Registry 2 Cemetery Road Shelton Stoke-on-Trent Staffordshire ST4 2DL to Unit 3, Carlton House Registry Street Stoke-on-Trent Staffordshire ST4 1JP on 28 January 2016
Annual return made up to 15 September 2015 with full list of shareholders
Appointment of Mrs Julie Ann Owen as a director on 16 September 2015
Appointment of Mr Simon Mark Pilkington as a director on 16 September 2015
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