Company Overview
Top Finance Services Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 22 September 2014, so this is a well established company. Top Finance Services Ltd has been in business for 11 years and 6 months. The accounts status is micro entity and the accounts are next due on Wednesday 10 June 2026.
Registered Address

St Georges House, 2-4 Eastern Road, Romford, RM1 3PJ
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Companies House Data
Company NameTOP FINANCE SERVICES LTD
Company Number09227838
Registered Office AddressSt Georges House
 2-4 Eastern Road
 RM1 3PJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date22/09/2014
Accounting Reference Date Day10
Accounting Reference Date Month9
Accounts Next Due Date10/06/2026
Accounts Last Made Up Date10/09/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date20/10/2016
Returns Last Made Up Date22/09/2015
Previous Company NameChanged Date
HUGOTRANS LT LIMITED13 Dec 2016
Directors & Members
Show Resigned
Laima Jurevice - Director
(Lithuanian, 51 years old, born August 1975)
Appointed 10 September 2023
 Active
Secretaries
Indre Laurusonyte - Secretary
Appointed 10 September 2023
 Active
Other Company Directorships
Laima Jurevice
L&E FINANCE SERVICES LTD
LAURUTRANS LTD
Balance Sheet Unlock full report
Accounts Date 10-Sep-2024 10-Sep-2023 10-Sep-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 66,152 66,152 54,936
Creditors Due Within One Year 60,061 60,061 53,078
Working Cap 6,091 6,091 1,858
Total Assets Less Current Liabilities 6,091 6,091 1,858
Long-term Liabilities 0 0 0
Net Assets 6,091 6,091 1,858
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 6,091 6,091 1,858
Common Size Financial Analysis Unlock full report
Accounts Date 10-Sep-2024 10-Sep-2023 10-Sep-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 90.8% 90.8% 96.6%
Net Current Assets Liabilities 9.2% 9.2% 3.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 9.2% 9.2% 3.4%
Capital Employed - - -
Total Assets Less Current Liabilities 9.2% 9.2% 3.4%
Financial Ratio Analysis Unlock full report
Accounts Date 10-Sep-2024 10-Sep-2023 10-Sep-2022
Liquidity Ratio 1.1 1.1 1.0
Solvency Ratio 1.1 1.1 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 10-Sep-2024 10-Sep-2023 10-Sep-2022
Assets 66,152 66,152 54,936
Debt 60,061 60,061 53,078
Net Assets/Debt 6,091 6,091 1,858

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Previous accounting period extended from 10 September 2025 to 30 September 2025
Confirmation statement made on 11 January 2026 with no updates
Notification of Vaiva Laurusonyte as a person with significant control on 1 November 2025
Cessation of Indre Laurusonyte as a person with significant control on 1 January 2025
Confirmation statement made on 11 January 2025 with updates
Confirmation statement made on 25 June 2024 with updates
Previous accounting period shortened from 30 September 2023 to 10 September 2023
Appointment of Miss Indre Laurusonyte as a secretary on 10 September 2023
Confirmation statement made on 10 September 2023 with updates
Notification of Indre Laurusonyte as a person with significant control on 10 September 2023
Notification of Laima Jurevice as a person with significant control on 10 September 2023
Termination of appointment of Sandra Paukste as a director on 10 September 2023
Cessation of Sandra Paukste as a person with significant control on 10 September 2023
Appointment of Mrs Laima Jurevice as a director on 10 September 2023
Director's details changed for Miss Sandra Laurusonyte on 10 August 2023
Change of details for Miss Sandra Laurusonyte as a person with significant control on 10 August 2023
Confirmation statement made on 27 April 2023 with no updates
Confirmation statement made on 27 April 2022 with updates
Confirmation statement made on 2 January 2022 with no updates
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