Company Overview
Setfords Law Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 30 April 2015, so this is a well established company. Setfords Law Ltd has been in business for 10 years and 11 months. The accounts status is full and the accounts are next due on Tuesday 30 June 2026.
Registered Address

74 North Street, Guildford, GU1 4AW
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Companies House Data
Company NameSETFORDS LAW LTD
Company Number09568377
Registered Office Address74 North Street
 GU1 4AW
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/04/2015
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2027
Accounts Last Made Up Date30/09/2025
Accounts Account CategoryFULL
Returns Next Due Date28/05/2017
Returns Last Made Up Date30/04/2016
Directors & Members
Show Resigned
Susannah Blade - Director
(British, 45 years old, born July 1981)
Appointed 11 September 2025
 Active
John Brawley - Director
(British, 42 years old, born October 1984)
Appointed 11 November 2021
 Active
Angus McDowell - Director
(British, 41 years old, born May 1985)
Appointed 13 November 2024
 Active
Victoria Mellon - Director
(British, 55 years old, born June 1971)
Appointed 02 September 2025
 Active
Pearl Moses - Director
(English, 62 years old, born October 1964)
Appointed 28 May 2025
 Active
Antony O'loughlin - Director
(English, 45 years old, born June 1981)
Appointed 28 May 2025
 Active
Guy Setford - Director
(British, 51 years old, born December 1975)
Appointed 30 April 2015
 Active
Christopher Setford - Director
(British, 47 years old, born August 1979)
Appointed 30 April 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Susannah Blade
No companies found
John Brawley
ESTATE ADMINISTRATION LIMITED
SETFORDS GROUP LIMITED
SETFORDS MANAGEMENT SERVICES LIMITED
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Angus McDowell
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SETFORDS GROUP LIMITED
SETFORDS INTERCO LIMITED
SETFORDS MANAGEMENT SERVICES LIMITED
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SETFORDS TECHNOLOGY SOLUTIONS LTD
THE CO-MISSION INITIATIVE TRUST
TRUE BLUE RECRUIT HOLDINGS LIMITED
URBAN CONNECT LIMITED
VENATRIX LIMITED
Victoria Mellon
No companies found
Pearl Moses
No companies found
Antony O'loughlin
No companies found
Guy Setford
ALEXANDER LYONS SOLUTIONS LTD
DSS VENTURES LTD
ESTATE ADMINISTRATION LIMITED
HAIR AND WHISKERS LTD
SETFORDS GROUP LIMITED
SETFORDS INTERCO LIMITED
SETFORDS MANAGEMENT SERVICES LIMITED
SETFORDS MIDCO LIMITED
SETFORDS SOLICITORS CONSULTANTS LTD
SETFORDS TECHNOLOGY SOLUTIONS LTD
Christopher Setford
HAIR AND WHISKERS LTD
RCGHAIR LTD
Balance Sheet Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2019 30-Sep-2018
Balance Sheet
Fixed Assets 296,611 296,611 227,517
Current Assets 6,294,627 6,294,627 4,766,869
Creditors Due Within One Year 3,869,589 3,869,589 2,925,269
Working Cap 2,425,038 2,425,038 1,841,600
Total Assets Less Current Liabilities 2,721,649 2,721,649 2,069,117
Long-term Liabilities 2,581,463 2,581,463 2,280,632
Net Assets 140,186 140,186 -211,515
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 140,186 140,186 -211,515
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2019 30-Sep-2018
Tangible Fixed Assets - - -
Fixed Assets 4.5% 4.5% 4.6%
Stocks Inventory - - -
Debtors 85.7% 85.7% 92.8%
Cash Bank In Hand 9.8% 9.8% 2.6%
Current Assets 95.5% 95.5% 95.4%
Creditors Due Within One Year 58.7% 58.7% 58.6%
Net Current Assets Liabilities 36.8% 36.8% 36.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 2.1% 2.1% -4.2%
Capital Employed - - -
Total Assets Less Current Liabilities 41.3% 41.3% 41.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2019 30-Sep-2018
Liquidity Ratio 1.6 1.6 1.6
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 5
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2025 30-Sep-2019 30-Sep-2018
Assets 6,591,238 6,591,238 4,994,386
Debt 6,451,052 6,451,052 5,205,901
Net Assets/Debt 140,186 140,186 -211,515

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Registration of charge 095683770005, created on 21 November 2025
Appointment of Ms Susannah Mary Blade as a director on 11 September 2025
Appointment of Ms Victoria Mellon as a director on 2 September 2025
Confirmation statement made on 16 July 2025 with updates
Appointment of Ms Pearl Moses as a director on 28 May 2025
Appointment of Dr Antony Edward O'loughlin as a director on 28 May 2025
Confirmation statement made on 30 April 2025 with no updates
Appointment of Mr Angus James Mcdowell as a director on 13 November 2024
Registration of charge 095683770004, created on 5 November 2024
Satisfaction of charge 095683770002 in full
Satisfaction of charge 095683770003 in full
Confirmation statement made on 30 April 2024 with no updates
Director's details changed for Mr Guy Michael David Setford on 10 January 2024
Termination of appointment of David John Anthony Rogers as a director on 31 December 2023
Termination of appointment of Andrew Dennis Joseph as a director on 7 July 2023
Confirmation statement made on 30 April 2023 with no updates
Confirmation statement made on 30 April 2022 with updates
Change of details for Setfords Management Services Limited as a person with significant control on 16 December 2021
Registration of charge 095683770003, created on 1 December 2021
Change of details for Everly Bidco Limited as a person with significant control on 6 October 2021
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