Company Overview
Ripe Thinking Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 22 June 2015, so this is a well established company. Ripe Thinking Limited has been in business for 10 years and 9 months. The accounts status is group and the accounts are next due on Wednesday 30 September 2026.
Registered Address

The Royals, Altrincham Road, Manchester, M22 4BJ
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameRIPE THINKING LIMITED
Company Number09651089
Registered Office AddressThe Royals
 Altrincham Road
 M22 4BJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date22/06/2015
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryGROUP
Returns Next Due Date20/07/2017
Returns Last Made Up Date22/06/2016
Previous Company NameChanged Date
THE JRW GROUP LIMITED15 Jun 2017
AGHOCO 1322 LIMITED08 Jul 2015
Directors & Members
Show Resigned
Daniel Flueckiger - Director
(Swiss, 41 years old, born February 1985)
Appointed 21 April 2022
 Active
Laurel Powers-Freeling - Director
(British, 69 years old, born May 1957)
Appointed 12 May 2022
 Active
Robert Styring - Director
(British, 55 years old, born November 1971)
Appointed 22 July 2024
 Active
Alan Thomas - Director
(British, 50 years old, born May 1976)
Appointed 04 September 2024
 Active
Ignace Waesberghe - Director
(Dutch, 47 years old, born July 1979)
Appointed 21 April 2022
 Active
Paul Williams - Director
(British, 58 years old, born November 1968)
Appointed 01 October 2016
 Active
John Woosey - Director
(British, 57 years old, born September 1969)
Appointed 07 July 2015
 Active
Secretaries
Show Resigned
Other Company Directorships
Daniel Flueckiger
AQ BREEZE HOLDINGS LIMITED
AQ CROSSOVER HOLDINGS LTD
AQ HERACLIUS HOLDINGS LIMITED
AQ SPHERE HOLDINGS LIMITED
AQ SPHERE MIDCO LIMITED
ARMOUR RISK MANAGEMENT LIMITED
BREEZE UK MIDCO LIMITED
BREEZE UK TOPCO LIMITED
EVERFIELD HOLDINGS LTD
EVERFIELD MIDCO LTD
EVERFIELD UK LTD
IQUW SYNDICATE MANAGEMENT LIMITED
RIPE ORCHARD BIDCO LIMITED
RIPE ORCHARD MIDCO LIMITED
SETFORTH SOFTWARE LIMITED
VIRTUSLAB LTD
Laurel Powers-Freeling
No companies found
Robert Styring
CRAFTINSURE LIMITED
E-WARRANTY LIMITED
EXPACARE LIMITED
GREENFREE LIMITED
INGHAM & CO (LIABILITIES) LIMITED
INGHAM (HOLDINGS) LIMITED
KINGSBRIDGE GROUP LIMITED
KINGSBRIDGE PROFESSIONAL SOLUTIONS LIMITED
KINGSBRIDGE RISK SOLUTIONS LIMITED
LARSEN HOWIE LIMITED
M.P. BOLSHAW AND COMPANY LIMITED
PAVILION INSURANCE MANAGEMENT LIMITED
PAVILION INSURANCE NETWORK LIMITED
PIN FINANCE LIMITED
RIPE INSURANCE SERVICES LIMITED
RIPE THINKING TWO LIMITED
RISK MANAGEMENT SUPPORT LIMITED
THE GOLFERS CLUB U.K. LIMITED
THISTLE INSURANCE SERVICES LIMITED
THISTLE UNDERWRITERS LIMITED
TROOP CREATIVE DEVELOPMENT LTD
Alan Thomas
CRAFTINSURE LIMITED
GREENFREE LIMITED
RIPE INSURANCE SERVICES LIMITED
RIPE THINKING TWO LIMITED
SCHOFIELDS LIMITED
THE GOLFERS CLUB U.K. LIMITED
Ignace Waesberghe
No companies found
Paul Williams
BRIGHTSIDE GROUP LIMITED
BRIGHTSIDE INSURANCE SERVICES LIMITED
GROUP DIRECT MARKETING LIMITED
INJURY QED LIMITED
MMT CENTRE INVESTMENT LIMITED
PANACEA FINANCE LIMITED
RIPE INSURANCE SERVICES LIMITED
RIPE ORCHARD BIDCO LIMITED
RIPE ORCHARD MIDCO LIMITED
RIPE THINKING TWO LIMITED
THE GOLFERS CLUB U.K. LIMITED
THISTLE INSURANCE SERVICES LIMITED
John Woosey
BIRTHDAY BOUNCERS LTD
GREENFREE LIMITED
IMC DIRECT MARKETING LIMITED
INSURE4 LIMITED
JRW GROUP EVENTS LIMITED
JRW PRODUCTS LTD
LINKS INSURANCE SERVICES LIMITED
PLATINUM RESORT COLLECTION LIMITED
REWARDS4GOLF LIMITED
RIPE INSURANCE SERVICES LIMITED
RIPE THINKING TWO LIMITED
THE GOLFERS CLUB U.K. LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 14,813,591 14,813,591 12,501,978
Current Assets 1,684,945 1,684,945 46,944
Creditors Due Within One Year 4,943,137 4,943,137 3,156,268
Working Cap -3,258,192 -3,258,192 -3,109,324
Total Assets Less Current Liabilities 11,555,399 11,555,399 9,392,654
Long-term Liabilities 5,766,683 5,766,683 3,455,070
Net Assets 5,788,716 5,788,716 5,937,584
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,788,716 5,788,716 5,937,584
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 89.8% 89.8% 99.6%
Stocks Inventory - - -
Debtors 9.9% 9.9% 13.5%
Cash Bank In Hand 0.3% 0.3% 0.4%
Current Assets 10.2% 10.2% 0.4%
Creditors Due Within One Year 30.0% 30.0% 25.2%
Net Current Assets Liabilities -19.7% -19.7% -24.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 35.1% 35.1% 47.3%
Capital Employed - - -
Total Assets Less Current Liabilities 70.0% 70.0% 74.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 0.3 0.3 0.0
Solvency Ratio 1.5 1.5 1.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 16,498,536 16,498,536 12,548,922
Debt 10,709,820 10,709,820 6,611,338
Net Assets/Debt 5,788,716 5,788,716 5,937,584

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around M22 4BJ
THREESIXTY SERVICES 2 LLP
2ND FLOOR THE ROYALS, ALTRINCHAM ROAD, SHARSTON, MANCHESTER, M22 4BJ
THREESIXTY SUPPORT LLP
2nd Floor The Royals,, Altrincham Road, Sharston, Manchester, M22 4BJ
DATA SHEPHERD LIMITED
THE ROYALS, 353 ALTRINCHAM ROAD, MANCHESTER, M22 4BJ
ULTRASOUND NOW LIMITED
THE ROYALS, 353 ALTRINCHAM ROAD, MANCHESTER, M22 4BJ
JRW GROUP EVENTS LIMITED
The Royals, Altrincham Road, Manchester, M22 4BJ
GREENFREE LIMITED
THE ROYALS, ALTRINCHAM ROAD, MANCHESTER, M22 4BJ
MONT BLANC FILMS LIMITED
2nd Floor, The Royals, Altrincham Road, Manchester, M22 4BJ
EXCELL ULTRASOUND LIMITED
353 ALTRINCHAM ROAD, MANCHESTER, M22 4BJ
REC HOLDINGS LTD
6 WOODLAND RISE, POYNTON, STOCKPORT, M22 4BJ
RIPE INSURANCE SERVICES LIMITED
THE ROYALS, ALTRINCHAM ROAD, MANCHESTER, M22 4BJ
Document Filings
Statement of capital following an allotment of shares on 31 December 2025
Registered office address changed from The Royals Altrincham Road Manchester M22 4BJ to One Stockport Exchange Railway Road Stockport SK1 3SW on 18 December 2025
Termination of appointment of Jason Stockwood as a director on 6 September 2025
Confirmation statement made on 14 June 2025 with updates
Director's details changed for Ignace Van Waesberghe on 1 May 2024
Statement of capital following an allotment of shares on 9 April 2025
Second filing for the appointment of Ignace Van Waesberghe as a director
Appointment of Mr Jason Stockwood as a director on 30 September 2024
Appointment of Mr Alan Thomas as a director on 4 September 2024
Appointment of Mr Robert Alan Styring as a director on 22 July 2024
Confirmation statement made on 14 June 2024 with no updates
Confirmation statement made on 25 March 2024 with updates
Statement of capital following an allotment of shares on 23 September 2016
Resolutions
Statement of capital following an allotment of shares on 28 September 2023
Confirmation statement made on 25 March 2023 with no updates
Appointment of Mrs Laurel Powers-Freeling as a director on 12 May 2022
Registration of charge 096510890002, created on 18 May 2022
Appointment of Mr Daniel Pascal Flueckiger as a director on 21 April 2022
Appointment of Mr Ignace Van Waesberghe as a director on 19 April 2022
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free