Company Overview
Jmg Employee Benefits Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 16 October 2015, so this is a well established company. Jmg Employee Benefits Limited has been in business for 10 years and 5 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Elmwood House Ghyll Royd, Guiseley, Leeds, West Yorkshire, LS20 9LT
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Companies House Data
Company NameJMG EMPLOYEE BENEFITS LIMITED
Company Number09828000
Registered Office AddressElmwood House Ghyll Royd
 Guiseley
 LS20 9LT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/10/2015
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date13/11/2016
Previous Company NameChanged Date
J.M. GLENDINNING (INSURANCE BROKERS) PROFESSIONAL RISKS LIMITED30 Sep 2021
Directors & Members
Show Resigned
Charles Fox - Director
(British, 49 years old, born September 1977)
Appointed 01 April 2016
 Active
Marc Smith - Director
(British, 47 years old, born October 1979)
Appointed 15 October 2021
 Active
Secretaries
Show Resigned
Other Company Directorships
Charles Fox
ALDERSON INVESTCO LIMITED
ALDERSON INVESTCO PROPERTIES LIMITED
CROWNFORD CONSULTING LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) CORPORATE LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) MIDLANDS LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) NORTH WEST LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) NORTH YORKSHIRE LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) SOUTH YORKSHIRE LIMITED
J.M. GLENDINNING COMMUNITY RISK SOLUTIONS LIMITED
J.M. GLENDINNING GROUP LIMITED
JMG GI3 LIMITED
JMG INSURANCE BROKERS LIMITED
JMG RMS LIMITED
NEW ERA INSURANCE SERVICES LIMITED
S ALLSOP LIMITED
Marc Smith
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Balance Sheet
Fixed Assets 1,636 1,636 2,371
Current Assets 264,045 264,045 192,361
Creditors Due Within One Year 158,010 158,010 138,182
Working Cap 106,035 106,035 54,179
Total Assets Less Current Liabilities 107,671 107,671 56,550
Long-term Liabilities 278 278 68,403
Net Assets 107,393 107,393 -11,853
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 107,393 107,393 -11,853
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Tangible Fixed Assets - - -
Fixed Assets 0.6% 0.6% 1.2%
Stocks Inventory - - -
Debtors 21.7% 21.7% 29.6%
Cash Bank In Hand 77.7% 77.7% 69.2%
Current Assets 99.4% 99.4% 98.8%
Creditors Due Within One Year 59.5% 59.5% 71.0%
Net Current Assets Liabilities 39.9% 39.9% 27.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 40.4% 40.4% -6.1%
Capital Employed - - -
Total Assets Less Current Liabilities 40.5% 40.5% 29.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Liquidity Ratio 1.7 1.7 1.4
Solvency Ratio 1.7 1.7 0.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Assets 265,681 265,681 194,732
Debt 158,288 158,288 206,585
Net Assets/Debt 107,393 107,393 -11,853

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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