Company Overview
Aum Savings Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 26 November 2015, so this is a well established company. Aum Savings Ltd has been in business for 10 years and 4 months. The accounts status is micro entity and the accounts are next due on Monday 31 August 2026.
Registered Address

Suite 130, Prospect House 2 Athenaeum Road, London, N20 9AE
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Companies House Data
Company NameAUM SAVINGS LTD
Company Number09890438
Registered Office AddressSuite 130, Prospect House 2 Athenaeum Road
 N20 9AE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/11/2015
Accounting Reference Date Day30
Accounting Reference Date Month11
Accounts Next Due Date31/08/2026
Accounts Last Made Up Date30/11/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date24/12/2016
Directors & Members
Show Resigned
Nirav Khiroya - Director
(British, 56 years old, born April 1970)
Appointed 26 November 2015
 Active
Anita Khiroya - Director
(British, 55 years old, born February 1971)
Appointed 13 August 2025
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Nirav Khiroya
AUM VENTURES LTD
BASKERVILLE PROPERTY LTD
CROCUS FIELD LTD
Anita Khiroya
GIFT ANGELS & CAKES LTD.
Balance Sheet Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Balance Sheet
Fixed Assets 359 359 434
Current Assets 151 151 22
Creditors Due Within One Year 6,202 6,202 4,717
Working Cap -6,051 -6,051 -4,695
Total Assets Less Current Liabilities -5,692 -5,692 -4,261
Long-term Liabilities 480 480 435
Net Assets -6,172 -6,172 -4,696
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -6,172 -6,172 -4,696
Common Size Financial Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Tangible Fixed Assets - - -
Fixed Assets 70.4% 70.4% 95.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 29.6% 29.6% 4.8%
Creditors Due Within One Year 1216.1% 1216.1% 1034.4%
Net Current Assets Liabilities -1186.5% -1186.5% -1029.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -1210.2% -1210.2% -1029.8%
Capital Employed - - -
Total Assets Less Current Liabilities -1116.1% -1116.1% -934.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio 0.1 0.1 0.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Assets 510 510 456
Debt 6,682 6,682 5,152
Net Assets/Debt -6,172 -6,172 -4,696

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Mrs Anita Khiroya as a director on 13 August 2025
Termination of appointment of Aum Savingsbltd as a director on 13 August 2025
Confirmation statement made on 11 August 2025 with no updates
Appointment of Aum Savingsbltd as a director on 12 August 2025
Termination of appointment of Neel Harshad Khiroya as a director on 12 August 2025
Registered office address changed from Sovereign House, 1 Albert Place, Finchley Central, London N3 1QB United Kingdom to Suite 130, Prospect House 2 Athenaeum Road London N20 9AE on 21 January 2025
Confirmation statement made on 11 August 2024 with no updates
Confirmation statement made on 11 August 2023 with no updates
Notification of Anita Khiroya as a person with significant control on 11 August 2023
Confirmation statement made on 12 November 2022 with no updates
Amended micro company accounts made up to 30 November 2021
Confirmation statement made on 12 November 2021 with no updates
Confirmation statement made on 25 November 2020 with no updates
Confirmation statement made on 25 November 2019 with no updates
Confirmation statement made on 25 November 2018 with no updates
Confirmation statement made on 25 November 2017 with no updates
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