Company Overview
Lm Affordable Housing Services Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 01 February 2016, so this is a well established company. Lm Affordable Housing Services Ltd has been in business for 10 years and 2 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 October 2026.
Registered Address

2A Silver Street, Malmesbury, Wiltshire, SN16 9BU
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Companies House Data
Company NameLM AFFORDABLE HOUSING SERVICES LTD
Company Number09978845
Registered Office Address2a Silver Street
 SN16 9BU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/02/2016
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date01/03/2017
Directors & Members
Show Resigned
Laurence Mussett - Director
(British, 62 years old, born April 1964)
Appointed 01 February 2016
 Active
Patrick Reilly - Director
(British, 45 years old, born October 1981)
Appointed 24 January 2022
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Laurence Mussett
LAURENCE MUSSETT CONSULTANCY LIMITED
MALMESBURY C OF E PRIMARY SCHOOL
Patrick Reilly
AMBERTON CONSULTING LIMITED
MICAWBER CONSULTING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Balance Sheet
Fixed Assets 1,909 1,909 3,252
Current Assets 500,590 500,590 2,397,604
Creditors Due Within One Year 247,979 247,979 317,740
Working Cap 252,611 252,611 2,079,864
Total Assets Less Current Liabilities 254,520 254,520 2,083,116
Long-term Liabilities 363 363 794
Net Assets 254,157 254,157 2,082,322
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 254,157 254,157 2,082,322
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Tangible Fixed Assets - - -
Fixed Assets 0.4% 0.4% 0.1%
Stocks Inventory - - -
Debtors 24.2% 24.2% 8.2%
Cash Bank In Hand 42.7% 42.7% 91.7%
Current Assets 99.6% 99.6% 99.9%
Creditors Due Within One Year 49.3% 49.3% 13.2%
Net Current Assets Liabilities 50.3% 50.3% 86.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 50.6% 50.6% 86.7%
Capital Employed - - -
Total Assets Less Current Liabilities 50.7% 50.7% 86.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Liquidity Ratio 2.0 2.0 7.5
Solvency Ratio 2.0 2.0 7.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Assets 502,499 502,499 2,400,856
Debt 248,342 248,342 318,534
Net Assets/Debt 254,157 254,157 2,082,322

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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DULY NOTEBOOKS LTD
Old Warehouse, Silver Street, Malmesbury, SN16 9BU
Document Filings
Cessation of Laurence Alan George Mussett as a person with significant control on 1 July 2025
Confirmation statement made on 11 May 2025 with no updates
Confirmation statement made on 11 May 2024 with no updates
Confirmation statement made on 11 May 2023 with no updates
Confirmation statement made on 11 May 2022 with updates
Previous accounting period shortened from 31 March 2022 to 31 January 2022
Confirmation statement made on 29 January 2022 with updates
Notification of Patrick James Reilly as a person with significant control on 24 January 2022
Cessation of Sarah Caroline Wilde as a person with significant control on 24 January 2022
Appointment of Mr Patrick James Reilly as a director on 24 January 2022
Registration of charge 099788450001, created on 24 January 2022
Purchase of own shares.
Cancellation of shares. Statement of capital on 26 October 2021
Termination of appointment of Sarah Caroline Wilde as a director on 26 October 2021
Confirmation statement made on 29 January 2021 with no updates
Confirmation statement made on 29 January 2020 with no updates
Confirmation statement made on 29 January 2019 with no updates
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