Company Overview
Flexe Payments Ltd. is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 08 April 2016, so this is a well established company. Flexe Payments Ltd. has been in business for 9 years and 11 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Second Home Spitalfields, 68-80 Hanbury Street, London, E1 5JL
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Companies House Data
Company NameFLEXE PAYMENTS LTD.
Company Number10113237
Registered Office AddressSecond Home Spitalfields
 68-80 Hanbury Street
 E1 5JL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/04/2016
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date25/05/2017
Returns Last Made Up Date27/04/2016
Previous Company NameChanged Date
FLEXE PAYMENT LTD11 Apr 2016
Directors & Members
Show Resigned
Peter Cook - Director
(Australian, 67 years old, born December 1959)
Appointed 08 April 2016
 Active
Stan Rubin - Director
(British, 64 years old, born July 1962)
Appointed 06 June 2016
 Active
Secretaries
Steven Stamboultgis - Secretary
Appointed 16 November 2017
 Active
Other Company Directorships
Peter Cook
NOVATTI TECHNOLOGIES LTD
Stan Rubin
LIQUIDCHEFS INVESTMENTS LTD
LIQUIDCHEFS LONDON LTD
NOVATTI TECHNOLOGIES LTD
ORTHOWORLD 2000 LIMITED
ORTHOWORLD LIMITED
SMART VOUCHER LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 43,450 43,450 8,003
Current Assets 6,575,353 6,575,353 2,699,668
Creditors Due Within One Year 7,995,748 7,995,748 3,945,934
Working Cap -1,420,395 -1,420,395 -1,246,266
Total Assets Less Current Liabilities -1,376,945 -1,376,945 -1,238,263
Long-term Liabilities 35,820 35,820 0
Net Assets -1,412,765 -1,412,765 -1,238,263
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -1,412,765 -1,412,765 -1,238,263
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 0.7% 0.7% 0.3%
Stocks Inventory - - -
Debtors 39.2% 39.2% 4.5%
Cash Bank In Hand 60.2% 60.2% 95.2%
Current Assets 99.3% 99.3% 99.7%
Creditors Due Within One Year 120.8% 120.8% 145.7%
Net Current Assets Liabilities -21.5% -21.5% -46.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -21.3% -21.3% -45.7%
Capital Employed - - -
Total Assets Less Current Liabilities -20.8% -20.8% -45.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 0.8 0.8 0.7
Solvency Ratio 0.8 0.8 0.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Assets 6,618,803 6,618,803 2,707,671
Debt 8,031,568 8,031,568 3,945,934
Net Assets/Debt -1,412,765 -1,412,765 -1,238,263

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 5 March 2026 with updates
Director's details changed for Mr Stan Rubin on 4 March 2026
Confirmation statement made on 5 March 2025 with updates
Confirmation statement made on 5 March 2024 with updates
Registered office address changed from Unit 9 Salisbury House 29 Finsbury Circus London EC2M 5SQ United Kingdom to Second Home Spitalfields 68-80 Hanbury Street London E1 5JL on 5 March 2024
Confirmation statement made on 9 May 2023 with no updates
Cessation of Peter Cook as a person with significant control on 8 April 2016
Notification of Novatti Group Ltd as a person with significant control on 14 May 2021
Confirmation statement made on 12 April 2023 with no updates
Confirmation statement made on 12 April 2022 with no updates
Cessation of Novatti Group Ltd as a person with significant control on 14 May 2021
Confirmation statement made on 27 April 2021 with no updates
Director's details changed for Mr Peter Cook on 13 May 2021
Secretary's details changed for Mr Steven Stamboultgis on 13 May 2021
Director's details changed for Mr Stan Rubin on 13 May 2021
Notification of Peter Cook as a person with significant control on 8 April 2016
Confirmation statement made on 27 April 2020 with no updates
Registered office address changed from Salisbury House (Unit 009) Finsbury Circus London EC2M 5SQ England to Unit 9 Salisbury House 29 Finsbury Circus London EC2M 5SQ on 21 May 2020
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