Company Overview
Spring Financial Group Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 09 August 2016, so this is a well established company. Spring Financial Group Limited has been in business for 9 years and 7 months. The accounts status is full and the accounts are next due on Monday 30 November 2026.
Registered Address

3Rd Floor Pannell House, Park Street, Guildford, Surrey, GU1 4HN
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Companies House Data
Company NameSPRING FINANCIAL GROUP LIMITED
Company Number10319988
Registered Office Address3rd Floor Pannell House
 Park Street
 GU1 4HN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/08/2016
Accounting Reference Date Day28
Accounting Reference Date Month2
Accounts Next Due Date30/11/2026
Accounts Last Made Up Date28/02/2025
Accounts Account CategoryFULL
Returns Next Due Date06/09/2017
Directors & Members
Show Resigned
Stuart Cheetham - Director
(British, 56 years old, born May 1970)
Appointed 09 August 2016
 Active
Richard Fitch - Director
(British, 55 years old, born October 1971)
Appointed 20 February 2019
 Active
Richard Little - Director
(British, 71 years old, born March 1955)
Appointed 22 February 2023
 Active
Nuray Ugras - Director
(American, 62 years old, born July 1964)
Appointed 22 February 2023
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stuart Cheetham
No companies found
Richard Fitch
MQUBE TECHNOLOGY LTD
Richard Little
ARTCLEAR LTD
CONCIRRUS LTD
ONEID LIMITED
OVER-C LTD
RISKTECH SOFTWARE LTD
Nuray Ugras
No companies found
Balance Sheet Unlock full report
Accounts Date 28-Feb-2025 31-Aug-2018 31-Aug-2017
Balance Sheet
Fixed Assets - - -
Current Assets - - -
Creditors Due Within One Year - - -
Working Cap - - -
Total Assets Less Current Liabilities - - -
Long-term Liabilities - - -
Net Assets 100 100 100
Share Capital & Reserves
Share Cap - - 100
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 100 100 100
Common Size Financial Analysis Unlock full report
Accounts Date 28-Feb-2025 31-Aug-2018 31-Aug-2017
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year - - -
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities - - -
Financial Ratio Analysis Unlock full report
Accounts Date 28-Feb-2025 31-Aug-2018 31-Aug-2017
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 28-Feb-2025 31-Aug-2018 31-Aug-2017
Assets - - -
Debt - - -
Net Assets/Debt 100 100 100
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 6 February 2026 with updates
Termination of appointment of Peter Mann as a director on 30 September 2025
Confirmation statement made on 6 February 2025 with no updates
Termination of appointment of Maxim Bautin as a director on 1 March 2024
Confirmation statement made on 6 February 2024 with updates
Statement of capital following an allotment of shares on 17 January 2024
Memorandum and Articles of Association
Resolutions
Resolutions
Appointment of Mr Nuray George Ugras as a director on 22 February 2023
Appointment of Mr Richard Little as a director on 22 February 2023
Confirmation statement made on 6 February 2023 with updates
Statement of capital following an allotment of shares on 2 February 2023
Statement of capital following an allotment of shares on 15 December 2022
Statement of capital following an allotment of shares on 29 November 2022
Change of share class name or designation
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 20 February 2022 with updates
Memorandum and Articles of Association
Resolutions
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