Company Overview
Optima Financial Solutions Group Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 14 November 2016, so this is a well established company. Optima Financial Solutions Group Limited has been in business for 9 years and 4 months. The accounts status is micro entity and the accounts are next due on Monday 31 August 2026.
Registered Address

Calcutt Court, Calcutt, Swindon, SN6 6JR
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Companies House Data
Company NameOPTIMA FINANCIAL SOLUTIONS GROUP LIMITED
Company Number10476617
Registered Office AddressCalcutt Court
 Calcutt
 SN6 6JR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/11/2016
Accounting Reference Date Day30
Accounting Reference Date Month11
Accounts Next Due Date31/08/2026
Accounts Last Made Up Date30/11/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date12/12/2017
Directors & Members
Show Resigned
Kevin Bexley - Director
(British, 63 years old, born February 1963)
Appointed 14 November 2016
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Kevin Bexley
EMRON PUBLISHING LTD.
EXPERT LEADS LIMITED
FMCM LIMITED
GREEN ROOM 101 LIMITED
HANOVER COMMUNICATIONS LIMITED
HGN LIMITED
INNOVISION AUDIT SOLUTIONS LIMITED
IVAR INNOVATIONS LIMITED
JUAN CAN LIMITED
KP AUDIT LLP
MALDORME REAL ESTATE (SCOTLAND) LIMITED
MAYNARD MANAGEMENT LIMITED
MELCOMBE LIMITED
MRI MOORES ROWLAND LLP
MYCELIAL MADNESS LIMITED
OPTIMA 84 FS LTD
OPTIMA F5 LIMITED
OPTIMA FINANCIAL SOLUTIONS AUDIT LIMITED
OPTIMA FINANCIAL SOLUTIONS IT SUPPORT LIMITED
OPTIMA FINANCIAL SOLUTIONS LIMITED
OPTIMA FINANCIAL SOLUTIONS PAYROLL LIMITED
OPTIMA FINSOL LIMITED
OPTIMA FS LIMITED
OPTIMAL FS LIMITED
POWDER GREY SOLUTIONS LIMITED
SANDFORD SYSTEMS LIMITED
SHIPTON HILL LIMITED
SHROOMBOOM LIMITED
SWILLBROOK SERVICES LIMITED
THE BIG RED LIGHT COMPANY LIMITED
THREE STRIKES LIMITED
THRYVE HEALTH CARE LIMITED
UNION METALS LTD
Balance Sheet Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Balance Sheet
Fixed Assets 17,029 17,029 7,309
Current Assets 96,476 96,476 109,060
Creditors Due Within One Year 69,560 69,560 75,843
Working Cap 26,916 26,916 33,217
Total Assets Less Current Liabilities 43,945 43,945 40,526
Long-term Liabilities 43,498 43,498 46,607
Net Assets 447 447 -6,081
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 447 447 -6,081
Common Size Financial Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Tangible Fixed Assets - - -
Fixed Assets 15.0% 15.0% 6.3%
Stocks Inventory - - -
Debtors 83.0% 83.0% 67.1%
Cash Bank In Hand 2.0% 2.0% 26.6%
Current Assets 85.0% 85.0% 93.7%
Creditors Due Within One Year 61.3% 61.3% 65.2%
Net Current Assets Liabilities 23.7% 23.7% 28.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.4% 0.4% -5.2%
Capital Employed - - -
Total Assets Less Current Liabilities 38.7% 38.7% 34.8%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Liquidity Ratio 1.4 1.4 1.4
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Nov-2024 30-Nov-2022 30-Nov-2021
Assets 113,505 113,505 116,369
Debt 113,058 113,058 122,450
Net Assets/Debt 447 447 -6,081

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 7 May 2025 with no updates
Confirmation statement made on 7 May 2024 with no updates
Confirmation statement made on 7 May 2023 with no updates
Confirmation statement made on 7 May 2022 with no updates
Confirmation statement made on 7 May 2021 with no updates
Confirmation statement made on 7 May 2020 with no updates
Confirmation statement made on 2 May 2020 with no updates
Confirmation statement made on 2 May 2019 with no updates
Compulsory strike-off action has been discontinued
Confirmation statement made on 2 May 2018 with no updates
First Gazette notice for compulsory strike-off
Resolutions
Termination of appointment of Gavin Smith as a director on 2 November 2017
Appointment of Mr Gavin Smith as a director on 4 August 2017
Confirmation statement made on 2 May 2017 with updates
Termination of appointment of Gavin Smith as a director on 3 April 2017
Registered office address changed from Elms Farm Upper Minety Malmesbury Wilts SN16 9PR United Kingdom to Calcutt Court Calcutt Swindon SN6 6JR on 22 March 2017
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