Company Overview
Urban Capital Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 18 January 2017, so this is a well established company. Urban Capital Limited has been in business for 9 years and 2 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 October 2026.
Registered Address

Managers Office, 8A High Street, Wellingborough, NN8 4JU
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Companies House Data
Company NameURBAN CAPITAL LIMITED
Company Number10569573
Registered Office AddressManagers Office
 8a High Street
 NN8 4JU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/01/2017
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date15/02/2018
Directors & Members
Stephen Crouch - Director
(British, 51 years old, born July 1975)
Appointed 18 January 2017
 Active
Stefan Gavin - Director
(English, 44 years old, born November 1982)
Appointed 18 January 2017
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stephen Crouch
VANTAGE HOMES (POTTON) LTD
VANTAGE HOMES GROUP LTD
Stefan Gavin
37 REGENT STREET LIMITED
DRILL HALL LTD
VANTAGE HOMES (POTTON) LTD
VANTAGE HOMES GROUP LTD
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2022 31-Jan-2021
Balance Sheet
Fixed Assets 420,256 420,256 420,429
Current Assets 74,501 74,501 111,344
Creditors Due Within One Year 799 799 23,386
Working Cap 73,702 73,702 87,958
Total Assets Less Current Liabilities 493,958 493,958 508,387
Long-term Liabilities 493,957 493,957 508,386
Net Assets 1 1 1
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1 1 1
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2022 31-Jan-2021
Tangible Fixed Assets - - -
Fixed Assets 84.9% 84.9% 79.1%
Stocks Inventory - - -
Debtors 11.6% 11.6% 17.6%
Cash Bank In Hand 3.5% 3.5% 3.3%
Current Assets 15.1% 15.1% 20.9%
Creditors Due Within One Year 0.2% 0.2% 4.4%
Net Current Assets Liabilities 14.9% 14.9% 16.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 99.8% 99.8% 95.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2022 31-Jan-2021
Liquidity Ratio 93.2 93.2 4.8
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2022 31-Jan-2021
Assets 494,757 494,757 531,773
Debt 494,756 494,756 531,772
Net Assets/Debt 1 1 1

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NN8 4JU
MANOR COURT (WELLINGBOROUGH) RESIDENTS' ASSOCIATION LIMITED
3 WEEKLEY WOOD CLOSE, KETTERING, NORTHAMPTONSHIRE, NN8 4JU
Document Filings
Confirmation statement made on 14 November 2025 with no updates
Director's details changed for Mr Stephen Richard Crouch on 1 November 2025
Confirmation statement made on 14 October 2025 with no updates
Confirmation statement made on 14 October 2024 with no updates
Notification of Gemini Management Ltd as a person with significant control on 1 January 2024
Notification of Stephen Crouch as a person with significant control on 1 January 2024
Withdrawal of a person with significant control statement on 9 April 2024
Confirmation statement made on 14 October 2023 with no updates
Registered office address changed from White Gables Brooks Road Raunds Wellingborough NN9 6NS England to Managers Office 8a High Street Wellingborough NN8 4JU on 20 March 2023
Confirmation statement made on 14 October 2022 with no updates
Confirmation statement made on 14 October 2021 with updates
Confirmation statement made on 17 January 2021 with no updates
Confirmation statement made on 17 January 2020 with no updates
Satisfaction of charge 105695730002 in full
Satisfaction of charge 105695730001 in full
Registration of charge 105695730003, created on 25 October 2019
Confirmation statement made on 17 January 2019 with no updates
Registration of charge 105695730002, created on 17 December 2018
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