Company Overview
Tower Grange Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 07 April 2017, so this is a well established company. Tower Grange Finance Limited has been in business for 8 years and 11 months. The accounts status is total exemption full and the accounts are next due on Thursday 25 September 2025.
Registered Address

23-25 Elbow Lane, Formby, Liverpool, L37 4AB
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Companies House Data
Company NameTOWER GRANGE FINANCE LIMITED
Company Number10714683
Registered Office Address23-25 Elbow Lane
 Formby
 L37 4AB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/04/2017
Accounting Reference Date Day26
Accounting Reference Date Month6
Accounts Next Due Date25/09/2025
Accounts Last Made Up Date27/06/2023
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date05/05/2018
Directors & Members
Show Resigned
Michael Jones - Director
(British, 53 years old, born November 1973)
Appointed 23 February 2022
 Active
Daniel Morton - Director
(British, 44 years old, born July 1982)
Appointed 20 May 2020
 Active
Steven Peck - Director
(British, 54 years old, born February 1972)
Appointed 07 April 2017
 Active
Stephen Sullivan - Director
(British, 53 years old, born June 1973)
Appointed 07 April 2017
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Michael Jones
No companies found
Daniel Morton
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Balance Sheet Unlock full report
Accounts Date 27-Jun-2023 28-Jun-2022 28-Jun-2021
Balance Sheet
Fixed Assets 496,754 496,754 519,230
Current Assets 13,898,085 13,898,085 9,720,649
Creditors Due Within One Year 13,900,496 13,900,496 9,844,299
Working Cap -2,411 -2,411 -123,650
Total Assets Less Current Liabilities 494,343 494,343 395,580
Long-term Liabilities 80,274 80,274 98,250
Net Assets 414,069 414,069 297,330
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 414,069 414,069 297,330
Common Size Financial Analysis Unlock full report
Accounts Date 27-Jun-2023 28-Jun-2022 28-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 3.5% 3.5% 5.1%
Stocks Inventory - - -
Debtors 96.5% 96.5% 93.0%
Cash Bank In Hand 0.0% 0.0% 2.0%
Current Assets 96.5% 96.5% 94.9%
Creditors Due Within One Year 96.6% 96.6% 96.1%
Net Current Assets Liabilities 0.0% 0.0% -1.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 2.9% 2.9% 2.9%
Capital Employed - - -
Total Assets Less Current Liabilities 3.4% 3.4% 3.9%
Financial Ratio Analysis Unlock full report
Accounts Date 27-Jun-2023 28-Jun-2022 28-Jun-2021
Liquidity Ratio 1.0 1.0 1.0
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 27-Jun-2023 28-Jun-2022 28-Jun-2021
Assets 14,394,839 14,394,839 10,239,879
Debt 13,980,770 13,980,770 9,942,549
Net Assets/Debt 414,069 414,069 297,330

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 8 November 2025 with no updates
Previous accounting period shortened from 27 June 2024 to 26 June 2024
Termination of appointment of Michael John Prince as a director on 19 February 2025
Confirmation statement made on 8 November 2024 with no updates
Previous accounting period shortened from 28 June 2023 to 27 June 2023
Confirmation statement made on 8 November 2023 with no updates
Confirmation statement made on 8 November 2022 with no updates
Appointment of Mr Michael Andrew Jones as a director on 23 February 2022
Registration of a charge with Charles court order to extend. Charge code 107146830001, created on 3 March 2021
Confirmation statement made on 8 November 2021 with no updates
Termination of appointment of Stephen Warnock as a director on 22 July 2021
Registered office address changed from C/O Lonsdale & Marsh, 7th Floor Cotton House Old Hall Street Liverpool L3 9TX United Kingdom to 23-25 Elbow Lane Formby Liverpool L37 4AB on 20 February 2021
Confirmation statement made on 11 November 2020 with updates
Notification of Tower Grange Holdings Limited as a person with significant control on 20 April 2020
Cessation of Stephen Warnock as a person with significant control on 20 April 2020
Cessation of Steven James Peck as a person with significant control on 20 April 2020
Cessation of Stephen Sullivan as a person with significant control on 20 April 2020
Appointment of Mr Daniel John Morton as a director on 20 May 2020
Appointment of Mr Michael John Prince as a director on 20 May 2020
Confirmation statement made on 6 April 2020 with updates
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