Company Overview
Ecb Payments Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 02 May 2017, so this is a well established company. Ecb Payments Limited has been in business for 8 years and 11 months. The accounts status is total exemption full and the accounts are next due on Saturday 28 February 2026.
Registered Address

59A Cheetham Hill Road, Manchester, M4 4FS
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Companies House Data
Company NameECB PAYMENTS LIMITED
Company Number10748592
Registered Office Address59a Cheetham Hill Road
 M4 4FS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date02/05/2017
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2026
Accounts Last Made Up Date31/05/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date30/05/2018
Previous Company NameChanged Date
M&M PROPERTY INVESTMENTS EUROPE LIMITED13 Dec 2018
Directors & Members
Show Resigned
Irfan Malik - Director
(British, 39 years old, born December 1987)
Appointed 01 October 2025
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Irfan Malik
ADVANCE PORTFOLIO LTD
BAMBOO MOBILE LIMITED
BLOCKWISE NETWORK LIMITED
CARTEL SOLUTIONS LIMITED
DM MELAAD TV LIMITED
EASY CASH CARD LIMITED
EASY E-MONEY LIMITED
HD CAST LIMITED
IRM HOLDINGS LIMITED
IRM TRADING LIMITED
KALEEM ESTATES LIMITED
LANCASHIRE COMMERCIAL LIMITED
LAVA E-REMIT LIMITED
M & M COMMERCIAL ASSETS LIMITED
MALIK ASSETS LIMITED
MANCHESTER CYBER SOLUTIONS LIMITED
MCR CAPITAL LTD
PERFORMANCE COMMERCIALS LIMITED
RM TRADEX UK LIMITED
SENTIX SOLUTIONS LIMITED
SKY LOUNGE MANCHESTER LIMITED
TEMPLEGATE RECRUITMENT LIMITED
T-REX COMMERCIAL LIMITED
Balance Sheet Unlock full report
Accounts Date 31-May-2024 31-May-2023 31-May-2022
Balance Sheet
Fixed Assets 1,518,545 1,518,545 1,081,182
Current Assets 29,664 29,664 388,055
Creditors Due Within One Year 90,753 90,753 406,376
Working Cap -61,089 -61,089 -18,321
Total Assets Less Current Liabilities 1,457,456 1,457,456 1,062,861
Long-term Liabilities 852,454 852,454 457,859
Net Assets 605,002 605,002 605,002
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 605,002 605,002 605,002
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2023 31-May-2022
Tangible Fixed Assets - - -
Fixed Assets 98.1% 98.1% 73.6%
Stocks Inventory - - -
Debtors 0.7% 0.7% 1.4%
Cash Bank In Hand 1.2% 1.2% 25.1%
Current Assets 1.9% 1.9% 26.4%
Creditors Due Within One Year 5.9% 5.9% 27.7%
Net Current Assets Liabilities -3.9% -3.9% -1.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 39.1% 39.1% 41.2%
Capital Employed - - -
Total Assets Less Current Liabilities 94.1% 94.1% 72.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2023 31-May-2022
Liquidity Ratio 0.3 0.3 1.0
Solvency Ratio 1.6 1.6 1.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2023 31-May-2022
Assets 1,548,209 1,548,209 1,469,237
Debt 943,207 943,207 864,235
Net Assets/Debt 605,002 605,002 605,002

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around M4 4FS
DM GLOBAL MEDIA LIMITED
19 Cheetham Hill Road, Manchester, M4 4FS
T C TRAVEL SERVICES LTD
New Chartford House, Centurion Way, Cleckheaton, West Yorkshire, M4 4FS
MANCHESTER COMMUNITY ADVICE & DEVELOPMENT CENTRE LTD
63 Cheetham Hill Road, Manchester, M4 4FS
KALEEM ESTATES LIMITED
Suite A Harewood House Rochdale Road, Middleton, Manchester, M4 4FS
BLOCKWISE DEVELOPMENTS LIMITED
59 CHEETHAM HILL ROAD, MANCHESTER, M4 4FS
BLOCKWISE NETWORK LIMITED
Unit 2, Methab House, 4 Stocks Street, Manchester, M4 4FS
MANCHESTER COLLEGE OF EDUCATION LIMITED
19 CHEETHAM HILL ROAD, MANCHESTER, M4 4FS
Document Filings
Termination of appointment of Talha Azhar as a director on 1 October 2025
Confirmation statement made on 21 August 2025 with no updates
Appointment of Mr Irfan Reza Malik as a director on 1 October 2025
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Registered office address changed from , 59a Cheetham Hill Road, Manchester, M4 4FS, England to 109 Cheetham Hill Road Manchester M8 8PY on 28 March 2025
Termination of appointment of Irfan Reza Malik as a director on 1 March 2025
Appointment of Mr Talha Azhar as a director on 1 March 2025
Confirmation statement made on 21 August 2024 with updates
Confirmation statement made on 21 August 2023 with no updates
Confirmation statement made on 21 August 2022 with no updates
Termination of appointment of Maxim Kurnikov as a director on 1 July 2022
Termination of appointment of Eduardo Alejandro Benito as a director on 31 August 2021
Confirmation statement made on 21 August 2021 with updates
Confirmation statement made on 12 April 2021 with updates
Confirmation statement made on 13 January 2021 with updates
Termination of appointment of David Paul Young as a director on 22 November 2020
Appointment of Mr David Paul Young as a director on 29 May 2020
Appointment of Mr Eduardo Alejandro Benito as a director on 28 May 2020
Appointment of Mr Maxim Kurnikov as a director on 27 May 2020
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