Company Overview
Cobi Homes Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 12 June 2019. Cobi Homes Limited has been in business for 6 years and 9 months. The accounts status is micro entity and the accounts are next due on Wednesday 31 March 2027.
Registered Address

61 Hill Road, Benfleet, SS7 1HL
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Companies House Data
Company NameCOBI HOMES LIMITED
Company Number12046944
Registered Office Address61 Hill Road
 SS7 1HL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/06/2019
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date10/07/2020
Directors & Members
Raymond Bishop - Director
(British, 48 years old, born July 1978)
Appointed 12 June 2019
 Active
Christopher Cottage - Director
(British, 48 years old, born July 1978)
Appointed 12 June 2019
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Raymond Bishop
BBG PROPERTY LIMITED
Christopher Cottage
43 RUBY STREET SALTBURN MANAGEMENT COMPANY LIMITED
ARCC GROUP LIMITED
COTTAGE COMMERCIAL PROPERTY LIMITED
COTTAGE PROPERTY DEVELOPMENT LIMITED
COTTAGE PROPERTY LIMITED
SGC GLASS LTD
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 158,714 158,714 158,678
Creditors Due Within One Year 10,400 10,400 9,900
Working Cap 148,314 148,314 148,778
Total Assets Less Current Liabilities 148,314 148,314 148,778
Long-term Liabilities 154,021 154,021 154,018
Net Assets -5,707 -5,707 -5,240
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -5,707 -5,707 -5,240
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 6.6% 6.6% 6.2%
Net Current Assets Liabilities 93.4% 93.4% 93.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -3.6% -3.6% -3.3%
Capital Employed - - -
Total Assets Less Current Liabilities 93.4% 93.4% 93.8%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Liquidity Ratio 15.3 15.3 16.0
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Assets 158,714 158,714 158,678
Debt 164,421 164,421 163,918
Net Assets/Debt -5,707 -5,707 -5,240

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SS7 1HL
COTTAGE PROPERTY LIMITED
61 HILL ROAD, BENFLEET, SS7 1HL
Document Filings
Confirmation statement made on 17 June 2025 with no updates
Confirmation statement made on 17 June 2024 with no updates
Confirmation statement made on 17 June 2023 with no updates
Registered office address changed from 5a Loten Road Benfleet SS7 5DD England to 61 Hill Road Benfleet SS7 1HL on 18 February 2023
Confirmation statement made on 17 June 2022 with no updates
Change of details for Cottage Property Development Limited as a person with significant control on 15 July 2021
Director's details changed for Mr Christopher Robert Cottage on 15 July 2021
Director's details changed for Mr Raymond Cameron Marc Bishop on 15 July 2021
Change of details for Bishop Lowes Developments Limited as a person with significant control on 15 July 2021
Confirmation statement made on 17 June 2021 with no updates
Registered office address changed from 2 Cornhouse Buildings Claydons Lane Rayleigh SS6 7UP United Kingdom to 5a Loten Road Benfleet SS7 5DD on 1 November 2020
Confirmation statement made on 17 June 2020 with no updates
Change of details for Cottage Property Development Limited as a person with significant control on 6 September 2019
Director's details changed for Mr Ray Bishop on 26 June 2019
Director's details changed for Mr Chris Cottage on 17 June 2019
Confirmation statement made on 17 June 2019 with updates
Notification of Cottage Property Development Limited as a person with significant control on 12 June 2019
Cessation of Arcc Group Limited as a person with significant control on 12 June 2019
Incorporation
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