Company Overview
S And B Health Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 03 July 2019. S And B Health Ltd has been in business for 6 years and 8 months. The accounts status is total exemption full and the accounts are next due on Thursday 30 April 2026.
Registered Address

Unit 1 Castle Court 2, Castle Gate Way, Dudley, DY1 4RH
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Companies House Data
Company NameS AND B HEALTH LTD
Company Number12082572
Registered Office AddressUnit 1 Castle Court 2
 Castle Gate Way
 DY1 4RH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/07/2019
Accounting Reference Date Day30
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date30/07/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date31/07/2020
Directors & Members
Show Resigned
Bhapinder Bains - Director
(British, 57 years old, born October 1969)
Appointed 18 January 2021
 Active
Navinder Matharu - Director
(British, 38 years old, born August 1988)
Appointed 17 January 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Bhapinder Bains
MBBN HOLDINGS LIMITED
MEDISHEILD LIMITED
MG INVESTMENTS (MIDLANDS) LIMITED
NBB HEALTHCARE LIMITED
NSB HEALTHCARE LIMITED
S BAINS INVESTMENT LIMITED
S BAINS PROPERTY LIMITED
THE LIMES HEALTHCARE LIMITED
Navinder Matharu
ASCOT PHARMACEUTICALS LTD
HUSH HEALTHCARE LTD
LP SD ONE HUNDRED SIX LIMITED
NBB HEALTHCARE LIMITED
NSB HEALTHCARE LIMITED
S AND B PROPERTY VENTURES LIMITED
SKNM PHARMA LTD
Balance Sheet Unlock full report
Accounts Date 30-Jul-2024 31-Jul-2021 31-Jul-2020
Balance Sheet
Fixed Assets 400,467 400,467 427,563
Current Assets 713,027 713,027 438,683
Creditors Due Within One Year 1,078,371 1,078,371 811,360
Working Cap -365,344 -365,344 -372,677
Total Assets Less Current Liabilities 35,123 35,123 54,886
Long-term Liabilities 35,023 35,023 35,778
Net Assets 100 100 19,108
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 100 100 19,108
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jul-2024 31-Jul-2021 31-Jul-2020
Tangible Fixed Assets - - -
Fixed Assets 36.0% 36.0% 49.4%
Stocks Inventory - - -
Debtors 36.5% 36.5% 17.1%
Cash Bank In Hand 18.6% 18.6% 23.5%
Current Assets 64.0% 64.0% 50.6%
Creditors Due Within One Year 96.8% 96.8% 93.7%
Net Current Assets Liabilities -32.8% -32.8% -43.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 2.2%
Capital Employed - - -
Total Assets Less Current Liabilities 3.2% 3.2% 6.3%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jul-2024 31-Jul-2021 31-Jul-2020
Liquidity Ratio 0.7 0.7 0.5
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jul-2024 31-Jul-2021 31-Jul-2020
Assets 1,113,494 1,113,494 866,246
Debt 1,113,394 1,113,394 847,138
Net Assets/Debt 100 100 19,108

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 17 January 2026 with no updates
Change of details for Medisheild Limited as a person with significant control on 27 February 2026
Confirmation statement made on 17 January 2025 with no updates
Confirmation statement made on 17 January 2024 with no updates
Notification of Medisheild Limited as a person with significant control on 18 January 2021
Notification of N.Matharu Ltd as a person with significant control on 30 November 2021
Cessation of Navinder Singh Matharu as a person with significant control on 18 January 2021
Cessation of Baldev Kaur as a person with significant control on 18 January 2021
Director's details changed for Mr Navinder Singh Matharu on 21 August 2023
Registered office address changed from Harpal House 14 Holyhead Road Handsworth Birmingham West Midlands B21 0LT England to Unit 1 Castle Court 2 Castle Gate Way Dudley DY1 4RH on 21 August 2023
Previous accounting period shortened from 31 July 2022 to 30 July 2022
Confirmation statement made on 17 January 2023 with updates
Confirmation statement made on 17 January 2022 with updates
Termination of appointment of Harmail Singh Sohal as a director on 26 November 2021
Cessation of Harmail Singh Sohal as a person with significant control on 30 November 2021
Termination of appointment of Baldev Kaur as a director on 18 January 2021
Appointment of Mr Bhapinder Bains as a director on 18 January 2021
Registered office address changed from 61 - 63 Alexandra Road Walsall WS1 4DX England to Harpal House 14 Holyhead Road Handsworth Birmingham West Midlands B21 0LT on 15 September 2021
Confirmation statement made on 17 January 2021 with no updates
Registration of charge 120825720002, created on 23 November 2020
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