Company Overview
S & B Investments Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 20 December 2019. S & B Investments Ltd has been in business for 6 years and 3 months. The accounts status is unaudited abridged and the accounts are next due on Wednesday 30 September 2026.
Registered Address

18 Birmingham Street, Oldbury, B69 4DS
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameS & B INVESTMENTS LTD
Company Number12373671
Registered Office Address18 Birmingham Street
 B69 4DS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/12/2019
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date17/01/2021
Directors & Members
Hardeep Bains - Director
(British, 40 years old, born September 1986)
Appointed 20 December 2019
 Active
Harjeet Bains - Director
(British, 37 years old, born May 1989)
Appointed 20 December 2019
 Active
Upkar Sandhu - Director
(British, 44 years old, born February 1982)
Appointed 20 December 2019
 Active
Amrit Sawan - Director
(British, 42 years old, born July 1984)
Appointed 20 December 2019
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Hardeep Bains
7B INVESTMENTS LTD
BAINS EYECARE LIMITED
BAINS PROPERTY INVESTMENTS LTD
Harjeet Bains
BAINS PHARMACY LTD
BAINS PROPERTY INVESTMENTS LTD
H S BAINS ENTERPRISE LTD
Upkar Sandhu
BRIGHT STEPS TOGETHER LIMITED
EXODUS MIDLANDS LIMITED
Amrit Sawan
EXODUS MIDLANDS LIMITED
PLASCOM TWO LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 479,198 479,198 479,198
Current Assets 27,579 27,579 20,483
Creditors Due Within One Year 111,496 111,496 112,618
Working Cap -83,917 -83,917 -92,135
Total Assets Less Current Liabilities 395,281 395,281 387,063
Long-term Liabilities 395,277 395,277 387,059
Net Assets 4 4 4
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 4 4 4
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 94.6% 94.6% 95.9%
Stocks Inventory - - -
Debtors 0.2% 0.2% 0.1%
Cash Bank In Hand 5.2% 5.2% 4.0%
Current Assets 5.4% 5.4% 4.1%
Creditors Due Within One Year 22.0% 22.0% 22.5%
Net Current Assets Liabilities -16.6% -16.6% -18.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 78.0% 78.0% 77.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 0.2 0.2 0.2
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 506,777 506,777 499,681
Debt 506,773 506,773 499,677
Net Assets/Debt 4 4 4

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around B69 4DS
LIFESTYLE TODAY (UK) LIMITED
Unit 23, Flexpace Roway Lane, Oldbury, B69 4DS
MANNI AND JAS LIMITED
22 Birmingham Street, Oldbury, B69 4DS
IHS OLDBURY LIMITED
9a Walford Road, Sparkbrook, Birmingham, West Midlands, B69 4DS
MH PREMIER UK LTD
38a Birmingham Street, Oldbury, B69 4DS
KASIA ALLURE LTD
12 Birmingham Street, Oldbury, West Midlands, B69 4DS
GLOSS & GLOW TANNING & BEAUTY LTD
52a Birmingham Street, Oldbury, West Midlands, B69 4DS
RIGHTS & EQUALITY SANDWELL
ASRA SMETHWICK, FENTON STREET, SMETHWICK, WEST MIDLANDS, B69 4DS
Document Filings
Confirmation statement made on 19 December 2025 with no updates
Confirmation statement made on 19 December 2024 with no updates
Confirmation statement made on 19 December 2023 with no updates
Confirmation statement made on 19 December 2022 with no updates
Confirmation statement made on 19 December 2021 with no updates
Confirmation statement made on 19 December 2020 with no updates
Director's details changed for Mr Upkar Singh Sandhu on 13 January 2021
Change of details for Bains Property Investments Ltd as a person with significant control on 13 January 2021
Registration of charge 123736710001, created on 23 December 2020
Incorporation
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free