Company Overview
Five And Co Consulting Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 11 February 2020. Five And Co Consulting Limited has been in business for 6 years and 1 month. The accounts status is micro entity and the accounts are next due on Thursday 31 December 2026.
Registered Address

2Nd Floor 4 Finkin Street, Grantham, Lincolnshire, NG31 6QZ
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Companies House Data
Company NameFIVE AND CO CONSULTING LIMITED
Company Number12454187
Registered Office Address2nd Floor 4 Finkin Street
 NG31 6QZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/02/2020
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date11/03/2021
Directors & Members
Show Resigned
Timothy Curry - Director
(British, 55 years old, born December 1971)
Appointed 11 February 2020
 Active
Jane Fardon - Director
(British, 61 years old, born April 1965)
Appointed 11 February 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Timothy Curry
MANDATE CONSULTING (UK) LIMITED
Jane Fardon
AVANTI MICROFINANCE
JANE FARDON CONSULTING LIMITED
KAF PROFESSIONAL SERVICES LIMITED
KINGS ACTIVE FOUNDATION
SCARGILL MOVEMENT
THE FEDERATION OF IMAGE CONSULTANTS LIMITED
THE PHILADELPHIA NETWORK LIMITED
VALESCO CONSULTING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 4,586 4,586 4,153
Current Assets 542,279 542,279 461,785
Creditors Due Within One Year 158,613 158,613 91,423
Working Cap 383,666 383,666 370,362
Total Assets Less Current Liabilities 388,252 388,252 374,515
Long-term Liabilities 0 0 0
Net Assets 388,252 388,252 374,515
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 388,252 388,252 374,515
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 0.8% 0.8% 0.9%
Stocks Inventory - - -
Debtors 25.7% 25.7% 21.6%
Cash Bank In Hand 73.5% 73.5% 77.5%
Current Assets 99.2% 99.2% 99.1%
Creditors Due Within One Year 29.0% 29.0% 19.6%
Net Current Assets Liabilities 70.2% 70.2% 79.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 71.0% 71.0% 80.4%
Capital Employed - - -
Total Assets Less Current Liabilities 71.0% 71.0% 80.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 3.4 3.4 5.1
Solvency Ratio 3.4 3.4 5.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 546,865 546,865 465,938
Debt 158,613 158,613 91,423
Net Assets/Debt 388,252 388,252 374,515

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 6 October 2025 with updates
Cancellation of shares. Statement of capital on 8 July 2025
Purchase of own shares.
Cessation of Nicholas John Green as a person with significant control on 8 July 2025
Confirmation statement made on 17 May 2025 with updates
Termination of appointment of Nicholas John Green as a director on 31 March 2025
Confirmation statement made on 17 May 2024 with updates
Memorandum and Articles of Association
Resolutions
Change of details for Mr Nicholas John Green as a person with significant control on 27 September 2023
Change of details for Mrs Jane Elizabeth Fardon as a person with significant control on 27 September 2023
Director's details changed for Mrs Jane Elizabeth Fardon on 27 September 2023
Change of details for Mr Timothy David Curry as a person with significant control on 27 September 2023
Director's details changed for Mr Nicholas John Green on 27 September 2023
Director's details changed for Mr Timothy David Curry on 27 September 2023
Registered office address changed from Chatfield House 119 Manthorpe Road Grantham Lincolnshire NG31 8DQ England to 2nd Floor 4 Finkin Street Grantham Lincolnshire NG31 6QZ on 27 September 2023
Confirmation statement made on 17 May 2023 with updates
Confirmation statement made on 10 February 2023 with updates
Memorandum and Articles of Association
Resolutions
Change of share class name or designation
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