Company Overview
Black And White Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 02 March 2021. Black And White Finance Limited has been in business for 5 years and 1 month. The accounts status is dormant and the accounts are next due on Thursday 31 December 2026.
Registered Address

Bury Manor Offices, Woodcroft Lane, Wick, Bristol, BS30 5SH
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Companies House Data
Company NameBLACK AND WHITE FINANCE LIMITED
Company Number13240262
Registered Office AddressBury Manor Offices
 Woodcroft Lane
 BS30 5SH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date02/03/2021
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryDORMANT
Returns Next Due Date30/03/2022
Directors & Members
Show Resigned
John Bigwood - Director
(British, 59 years old, born February 1967)
Appointed 01 April 2025
 Active
Damien Druce - Director
(British, 47 years old, born January 1979)
Appointed 01 April 2025
 Active
Martyn Smith - Director
(British, 65 years old, born September 1961)
Appointed 02 March 2021
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
John Bigwood
BATH AND WEST FINANCE 1 LIMITED
BATH AND WEST FINANCE 3 LIMITED
BATH AND WEST FINANCE 4 LIMITED
BATH AND WEST FINANCE 5 LIMITED
BATH AND WEST FINANCE 6 LIMITED
BATH AND WEST FINANCE BRIDGING LIMITED
BATH AND WEST FINANCE LIMITED
BATH AND WEST FINANCE PROPERTY LIMITED
BATH AND WEST TECHNOLOGIES LIMITED
MY SLATE LIMITED
Damien Druce
BATH AND WEST FINANCE 1 LIMITED
BATH AND WEST FINANCE 2 LIMITED
BATH AND WEST FINANCE 3 LIMITED
BATH AND WEST FINANCE 4 LIMITED
BATH AND WEST FINANCE 5 LIMITED
BATH AND WEST FINANCE BRIDGING LIMITED
BATH AND WEST FINANCE LIMITED
BATH AND WEST FINANCE PROPERTY LIMITED
BATH AND WEST TECHNOLOGIES LIMITED
MY SLATE LIMITED
Martyn Smith
36/37 ROYAL YORK CRESCENT MANAGEMENT LIMITED
ACORN AGRICULTURAL FINANCE LIMITED
ANGUSTIFOLIA ESTATE LIMITED
APEX CLAIMS MANAGEMENT LIMITED
BATH AND WEST FINANCE 1 LIMITED
BATH AND WEST FINANCE 2 LIMITED
BATH AND WEST FINANCE 3 LIMITED
BATH AND WEST FINANCE 4 LIMITED
BATH AND WEST FINANCE 5 LIMITED
BATH AND WEST FINANCE 6 LIMITED
BATH AND WEST FINANCE LIMITED
BATH AND WEST FINANCE PROPERTY LIMITED
BATH AND WEST TECHNOLOGIES LIMITED
BLUE SKY PROPERTY SOLUTIONS LIMITED
BRIDGETECH LIMITED
BRISTOL & WEST ACCEPTANCES LIMITED
BRISTOL & WEST INVESTMENTS PLC
BRISTOL AND WEST FINANCE LTD
MANAGED FLEET SERVICES LIMITED
MY SLATE LIMITED
OLD CHAPEL WESLEY HOUSE NO. 2 LIMITED
UK ACORN FINANCE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022
Balance Sheet
Fixed Assets - -
Current Assets - -
Creditors Due Within One Year - -
Working Cap - -
Total Assets Less Current Liabilities - -
Long-term Liabilities - -
Net Assets 1 1
Share Capital & Reserves
Share Cap - -
Profit & Loss Reserves - -
Other Reserves - -
Shareholders Funds 1 1
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022
Tangible Fixed Assets - -
Fixed Assets - -
Stocks Inventory - -
Debtors - -
Cash Bank In Hand - -
Current Assets - -
Creditors Due Within One Year - -
Net Current Assets Liabilities - -
Creditors Due After One Year - -
Accruals Deferred Income - -
Provisions For Liabilities Charges - -
Net Assets Liabilities Including Pension Asset Liability - -
Called Up Share Capital - -
Share Capital Allotted Called Up Paid - -
Profit Loss Account Reserve - -
Shareholder Funds - -
Capital Employed - -
Total Assets Less Current Liabilities - -
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022
Liquidity Ratio 0.0 0.0
Solvency Ratio - -
Reserves to Assets - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022
Assets - -
Debt - -
Net Assets/Debt 1 1
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Certificate of change of name
Confirmation statement made on 1 March 2026 with updates
Notification of Bath and West Finance Limited as a person with significant control on 2 March 2025
Previous accounting period shortened from 31 March 2026 to 30 June 2025
Appointment of Mr John Peter Bigwood as a director on 1 April 2025
Director's details changed for Mr Martyn Scott Smith on 1 April 2025
Director's details changed for Mr Damien Rodney Lee Druce on 1 April 2025
Appointment of Mr Damien Rodney Lee Druce as a director on 1 April 2025
Director's details changed for Mr Martyn Scott Smith on 1 April 2025
Termination of appointment of Scott Lawrence Braybrook as a director on 31 March 2025
Confirmation statement made on 1 March 2025 with no updates
Appointment of Mr Scott Lawrence Braybrook as a director on 1 May 2024
Confirmation statement made on 1 March 2024 with no updates
Change of details for Mr Martyn Scott Smith as a person with significant control on 21 March 2023
Director's details changed for Mr Martyn Scott Smith on 21 March 2023
Confirmation statement made on 1 March 2023 with no updates
Registered office address changed from 71-75 Shelton Street Covent Garden London WC2H 9JQ England to Bury Manor Offices Woodcroft Lane Wick Bristol BS30 5SH on 6 March 2023
Confirmation statement made on 1 March 2022 with no updates
Incorporation
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