Company Overview
Rossborough Insurance Services Limited is a Converted / Closed Overseas Company. The company was incorporated on Friday 10 August 2001, so this is a well established company. Rossborough Insurance Services Limited has been in business for 24 years and 7 months. The accounts status is full.
Registered Address

Liberation House Ground Floor, Castle Street, St Helier, JE2 3BT
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Companies House Data
Company NameROSSBOROUGH INSURANCE SERVICES LIMITED
Company NumberFC023456
Registered Office AddressLiberation House Ground Floor
 Castle Street
 JE2 3BT
Company CategoryOverseas Company
Company StatusConverted / Closed
Country of OriginCHANNEL ISLANDS
Incorporation Date10/08/2001
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Last Made Up Date31/12/2018
Accounts Account CategoryFULL
Directors & Members
Show Resigned
James Anderson - Director
(British, 53 years old, born June 1973)
Appointed 04 December 2017
Active
Clive De La Cour - Director
(British, 67 years old, born February 1959)
Appointed 19 September 2001
Active
Nigel Quick - Director
(British, 67 years old, born March 1959)
Appointed 29 November 2010
Active
James Whittingham - Director
(British, 49 years old, born August 1977)
Appointed 01 December 2019
Active
Secretaries
Show Resigned
Alistair Peel - Secretary
Appointed 16 November 2018
Active
Balance Sheet Unlock full report
Accounts Date 31-Dec-2018 31-Dec-2011 31-Dec-2010
Balance Sheet
Fixed Assets 22,460 22,460 35,145
Current Assets 302,668 302,668 220,010
Creditors Due Within One Year 123,029 123,029 79,417
Working Cap 179,639 179,639 140,593
Total Assets Less Current Liabilities 202,099 202,099 175,738
Long-term Liabilities 0 0 0
Net Assets 202,099 202,099 175,738
Share Capital & Reserves
Share Cap 10,000 10,000 10,000
Profit & Loss Reserves 192,099 192,099 165,738
Other Reserves 0 0 0
Shareholders Funds 202,099 202,099 175,738
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2018 31-Dec-2011 31-Dec-2010
Tangible Fixed Assets - - -
Fixed Assets 6.9% 6.9% 13.8%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 40.5% 40.5% 64.3%
Cash Bank In Hand 52.6% 52.6% 22.0%
Current Assets 93.1% 93.1% 86.2%
Creditors Due Within One Year 37.8% 37.8% 31.1%
Net Current Assets Liabilities 55.3% 55.3% 55.1%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 62.2% 62.2% 68.9%
Called Up Share Capital 3.1% 3.1% 3.9%
Share Capital Allotted Called Up Paid 3.1% 3.1% 3.9%
Profit Loss Account Reserve 59.1% 59.1% 65.0%
Shareholder Funds 62.2% 62.2% 68.9%
Capital Employed - - -
Total Assets Less Current Liabilities 62.2% 62.2% 68.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2018 31-Dec-2011 31-Dec-2010
Liquidity Ratio 2.5 2.5 2.8
Solvency Ratio 2.6 2.6 3.2
Reserves to Assets 0.6 0.6 0.6
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2018 31-Dec-2011 31-Dec-2010
Assets 325,128 325,128 255,155
Debt 123,029 123,029 79,417
Net Assets/Debt 202,099 202,099 175,738

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Converted / Closed.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Converted / Closed.  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date. Information provided by Companies House shows Converted / Closed.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around JE2 3BT
No other companies found in the same location
Document Filings
Closure of UK establishment(s) BR006238 and overseas company FC023456 on 3 November 2020
Director's details changed for James Anderson on 1 November 2020
Director's details changed for Clive Jonathan De La Cour on 1 November 2020
Appointment of Mr James Oliver Whittingham as a director on 1 December 2019
Termination of appointment of Charles Douglas Scott as a director on 1 November 2019
Details changed for an overseas company - PO Box 28, 41 La Motte Street, St Helier, Jersey, JE4 8NS, Channel Islands
Director's details changed for Nigel Paul Quick on 10 December 2018
Termination of appointment of Jarlath Delphene Wade as secretary on 16 November 2018
Appointment of Alistair Charles Peel as a secretary on 16 November 2018
Appointment of Jarlath Delphene Wade as a secretary on 6 June 2016
Termination of appointment of Alastair George Hessett as secretary on 6 June 2016
Termination of appointment of Kay Louise Smith as a director on 13 July 2017
Appointment of James Anderson as a director on 4 December 2017
Appointment of Mr Charles Douglas Scott as a director on 4 December 2017
Appointment of Nigel Paul Quick as a director on 29 November 2010
Current accounting period extended from 31 August 2015 to 31 December 2015
Appointment of Kay Louise Smith as a director on 11 November 2014
Termination of appointment of Brendan James Mcmanus as a director on 30 June 2014
Appointment of Mr Brendan James Mcmanus as a director on 11 June 2012
Appointment of Mr Mark Stephen Mugge as a director on 13 February 2014
Termination of appointment of Mark Mugge as a director

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