Company Overview
F K Lowry Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 23 November 1981, so this is a well established company. F K Lowry Limited has been in business for 44 years and 4 months. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Rosemount House, 21-23 Sydenham Road, Belfast, BT3 9HA
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Companies House Data
Company NameF K LOWRY LIMITED
Company NumberNI015250
Registered Office AddressRosemount House
 21-23 Sydenham Road
 BT3 9HA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/11/1981
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date09/10/2016
Returns Last Made Up Date11/09/2015
Previous Company NameChanged Date
F K LOWRY PILING LIMITED01 Jun 2018
Directors & Members
Show Resigned
Douglas Cook - Director
(British, 61 years old, born March 1965)
Appointed 10 May 2006
 Active
Stephen McElkearney - Director
(Irish, 43 years old, born December 1983)
Appointed 26 January 2026
 Active
Gareth Moore - Director
(Irish, 42 years old, born February 1984)
Appointed 28 October 2024
 Active
Samuel Pyper - Director
(British, 46 years old, born November 1980)
Appointed 01 January 2023
 Active
David Ramsey - Director
(British, 39 years old, born April 1987)
Appointed 01 October 2019
 Active
Secretaries
Show Resigned
Dermott Agnew - Secretary
Appointed 01 April 2021
 Active
Other Company Directorships
Douglas Cook
COLLEGE MEWS APARTMENTS LIMITED
PAED LTD
Stephen McElkearney
BALLYVEAGH ESTATES LIMITED
CLONROSE DEVELOPMENTS (ARDS) LIMITED
CLONROSE DEVELOPMENTS (NEWRY) LIMITED
CLONROSE DEVELOPMENTS (ORMEAU) LIMITED
ERN ASSOCIATES LIMITED
H & J MARTIN CONSTRUCTION LIMITED
Gareth Moore
AMEY FMP BELFAST STRATEGIC PARTNERSHIP HOLD CO LIMITED
AMEY FMP BELFAST STRATEGIC PARTNERSHIP SP CO LIMITED
BALLYVEAGH ESTATES LIMITED
CLONROSE DEVELOPMENTS (ARDS) LIMITED
CLONROSE DEVELOPMENTS (NEWRY) LIMITED
CLONROSE DEVELOPMENTS (ORMEAU) LIMITED
DEW PILING LIMITED
FK LOWRY HOLDINGS LIMITED
H & J MARTIN CONSTRUCTION LIMITED
LOWRY PILING (IRELAND) LIMITED
MARM DEVELOPMENTS LIMITED
Samuel Pyper
No companies found
David Ramsey
AMEY FMP BELFAST STRATEGIC PARTNERSHIP HOLD CO LIMITED
AMEY FMP BELFAST STRATEGIC PARTNERSHIP SP CO LIMITED
CHARLES BRAND GROUP HOLDINGS LIMITED
CHARLES BRAND GROUP LIMITED
CHARLES BRAND UTILITIES LTD
COASTAL CLEAR WATER (HOLDINGS) LIMITED
DRUMHOYLE LIMITED
EAGLEPASS LIMITED
ELMWOOD PROTECTION SERVICES LIMITED
F K LOWRY PLANT LIMITED
FK LOWRY HOLDINGS LIMITED
H & J MARTIN HOLDINGS LIMITED
H&J MARTIN CONSTRUCTION GROUP LIMITED
H&J MARTIN FIT OUT LIMITED
H&J MARTIN GROUP LIMITED
H.& J. MARTIN LIMITED
LAGAN (EDINBURGH) LIMITED
LAGAN 106 LIMITED
LAGAN AGL LIMITED
LAGAN CONSTRUCTION SERVICES LIMITED
LAGAN OPERATIONS & MAINTENANCE LIMITED
LAGAN OPERATIONS AND MAINTENANCE HOLDINGS LIMITED
LAGAN REMEDIATION LIMITED
LAGAN SPECIALIST INFRASTRUCTURE GROUP LIMITED
LAGAN SPECIALIST INFRASTRUCTURE HOLDINGS LIMITED
LAGAN SPECIALIST INTERNATIONAL LIMITED
LAGAN TECHNICAL SERVICES LIMITED
LAGAN TRAFFIC MANAGEMENT LTD
LAGAN TRAFFIC SOLUTIONS LTD
LOWRY PILING (IRELAND) LIMITED
ROSEWOOD BESPOKE JOINERY LIMITED
SMS CONTRACTS LTD
SMS FIBRE LTD
TRIMLINE HOLDINGS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Balance Sheet
Fixed Assets 183,928 183,928 247,858
Current Assets 4,036,247 4,036,247 4,959,578
Creditors Due Within One Year 1,466,098 1,466,098 3,572,800
Working Cap 2,570,149 2,570,149 1,386,778
Total Assets Less Current Liabilities 2,754,077 2,754,077 1,634,636
Long-term Liabilities 6,343 6,343 15,857
Net Assets 2,747,734 2,747,734 1,618,779
Share Capital & Reserves
Share Cap 2,543,655 2,543,655 2,543,655
Profit & Loss Reserves 204,079 204,079 -924,876
Other Reserves 0 0 0
Shareholders Funds 2,747,734 2,747,734 1,618,779
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Tangible Fixed Assets - - -
Fixed Assets 4.4% 4.4% 4.8%
Stocks Inventory 7.9% 7.9% 8.7%
Debtors 75.3% 75.3% 86.5%
Cash Bank In Hand 12.5% 12.5% 0.0%
Current Assets 95.6% 95.6% 95.2%
Creditors Due Within One Year 34.7% 34.7% 68.6%
Net Current Assets Liabilities 60.9% 60.9% 26.6%
Creditors Due After One Year 0.2% 0.2% 0.3%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 65.1% 65.1% 31.1%
Called Up Share Capital 60.3% 60.3% 48.8%
Share Capital Allotted Called Up Paid 60.3% 60.3% 48.8%
Profit Loss Account Reserve 4.8% 4.8% -17.8%
Shareholder Funds 65.1% 65.1% 31.1%
Capital Employed - - -
Total Assets Less Current Liabilities 65.3% 65.3% 31.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Liquidity Ratio 2.8 2.8 1.4
Solvency Ratio 2.9 2.9 1.5
Reserves to Assets 0.0 0.0 -0.2
Secured Creditors Unlock full report
Mortgages Charges 7
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Assets 4,220,175 4,220,175 5,207,436
Debt 1,472,441 1,472,441 3,588,657
Net Assets/Debt 2,747,734 2,747,734 1,618,779

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BT3 9HA
CLONROSE GROUP LIMITED
Rosemount House, 21-23 Sydenham Road, Belfast, Co, Antrim, BT3 9HA
CHARLES BRAND LIMITED
ROSEMOUNT HOUSE, 21-23 SYDENHAM ROAD, BELFAST, BT3 9HA
H & J MARTIN CONSTRUCTION LIMITED
ROSEMOUNT HOUSE, 21-23 SYDENHAM ROAD, BELFAST, BT3 9HA
EAGLEPASS LIMITED
ROSEMOUNT HOUSE, 21-23 SYDENHAM ROAD, BELFAST, BT3 9HA
LAGAN TECHNICAL SERVICES LIMITED
ROSEMOUNT HOUSE, 21-23 SYDENHAM ROAD, BELFAST, BT3 9HA
LAGAN PAVING LIMITED
ROSEMOUNT HOUSE, 21-23 SYDENHAM ROAD, BELFAST, BT3 9HA
F K LOWRY PLANT LIMITED
ROSEMOUNT HOUSE, 21-23 SYDENHAM ROAD, BELFAST, COUNTY ANTRIM, BT3 9HA
LAGAN SALT LIMITED
ROSEMOUNT HOUSE, 21-23 SYDENHAM ROAD, BELFAST, BT3 9HA
LAGAN FACILITIES MANAGEMENT LIMITED
ROSEMOUNT HOUSE, 21-23 SYDENHAM ROAD, BELFAST, BT3 9HA
LAGAN PROJECT MANAGEMENT LIMITED
ROSEMOUNT HOUSE, 21-23 SYDENHAM ROAD, BELFAST, BT3 9HA
Document Filings
Appointment of Mr Stephen Joseph Mcelkearney as a director on 26 January 2026
Confirmation statement made on 23 September 2025 with no updates
Appointment of Mr Gareth Moore as a director on 28 October 2024
Termination of appointment of Niall Francis Mcgill as a director on 28 October 2024
Termination of appointment of Darryl Mcalernon as a director on 28 October 2024
Confirmation statement made on 23 September 2024 with no updates
Confirmation statement made on 23 September 2023 with no updates
Registration of charge NI0152500007, created on 1 February 2023
Appointment of Mr Samuel Pyper as a director on 1 January 2023
Appointment of Mr Darryl Mcalernon as a director on 1 January 2023
Confirmation statement made on 23 September 2022 with no updates
Director's details changed for Mr David Ramsey on 10 January 2022
Confirmation statement made on 23 September 2021 with no updates
Appointment of Mr Dermott Agnew as a secretary on 1 April 2021
Termination of appointment of Jill Harrower-Steele as a secretary on 1 April 2021
Confirmation statement made on 23 September 2020 with no updates
Registration of charge NI0152500006, created on 12 December 2019
Appointment of Mr David Ramsey as a director on 1 October 2019
Appointment of Mrs Jill Harrower-Steele as a secretary on 1 October 2019
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