Company Overview
M.S.M. (Contracts) Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 28 October 1985, so this is a well established company. M.S.M. (Contracts) Ltd has been in business for 40 years and 5 months. The accounts status is full and the accounts are next due on Friday 31 July 2026.
Registered Address

Hughes House, 6 Church Street, Banbridge, Co Down, BT32 4AA
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Companies House Data
Company NameM.S.M. (CONTRACTS) LTD
Company NumberNI018901
Registered Office AddressHughes House
 6 Church Street
 BT32 4AA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date28/10/1985
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryFULL
Returns Next Due Date28/09/2016
Returns Last Made Up Date31/08/2015
Directors & Members
Show Resigned
Peter Carson - Director
(Northern Irish, 53 years old, born May 1973)
Appointed 25 April 2022
 Active
Robert MacKey - Director
(British, 75 years old, born November 1951)
Appointed 28 October 1985
 Active
Gareth MacKey - Director
(British, 39 years old, born May 1987)
Appointed 31 October 2018
 Active
Secretaries
Irene MacKey - Secretary
Appointed 28 October 1985
 Active
Other Company Directorships
Peter Carson
No companies found
Robert MacKey
ATLANTIC VIEW MANAGEMENT COMPANY LIMITED
MSW DEVELOPMENTS LIMITED
SEA SPLASH COURT MANAGEMENT LIMITED
Gareth MacKey
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2014 31-Oct-2013
Balance Sheet
Fixed Assets 4,055,817 4,055,817 3,858,671
Current Assets 3,520,052 3,520,052 2,214,102
Creditors Due Within One Year 3,766,020 3,766,020 2,465,792
Working Cap -245,968 -245,968 -251,690
Total Assets Less Current Liabilities 3,809,849 3,809,849 3,606,981
Long-term Liabilities 635,919 635,919 656,775
Net Assets 3,173,930 3,173,930 2,950,206
Share Capital & Reserves
Share Cap 5,000 5,000 5,000
Profit & Loss Reserves 2,668,467 2,668,467 2,444,743
Other Reserves 500,463 500,463 500,463
Shareholders Funds 3,173,930 3,173,930 2,950,206
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2014 31-Oct-2013
Tangible Fixed Assets - - -
Fixed Assets 53.5% 53.5% 63.5%
Stocks Inventory 11.4% 11.4% 8.0%
Debtors 20.3% 20.3% 21.8%
Cash Bank In Hand 12.4% 12.4% 2.5%
Current Assets 46.5% 46.5% 36.5%
Creditors Due Within One Year 49.7% 49.7% 40.6%
Net Current Assets Liabilities -3.2% -3.2% -4.1%
Creditors Due After One Year 8.4% 8.4% 10.8%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 41.9% 41.9% 48.6%
Called Up Share Capital 0.1% 0.1% 0.1%
Share Capital Allotted Called Up Paid 0.1% 0.1% 0.1%
Profit Loss Account Reserve 35.2% 35.2% 40.3%
Shareholder Funds 41.9% 41.9% 48.6%
Capital Employed - - -
Total Assets Less Current Liabilities 50.3% 50.3% 59.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2014 31-Oct-2013
Liquidity Ratio 0.9 0.9 0.9
Solvency Ratio 1.7 1.7 1.9
Reserves to Assets 0.4 0.4 0.4
Secured Creditors Unlock full report
Mortgages Charges 14
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 13
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2014 31-Oct-2013
Assets 7,575,869 7,575,869 6,072,773
Debt 4,401,939 4,401,939 3,122,567
Net Assets/Debt 3,173,930 3,173,930 2,950,206

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BT32 4AA
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2-10 DUNCRUE ROAD, BELFAST, BT32 4AA
GRANDESIGN RENTALS LTD
23a Church Street, Banbridge, County Down, BT32 4AA
NOEL BURNS HAIRDRESSING LIMITED
11A HIGH STREET, LURGAN, CRAIGAVON, BT32 4AA
HOSPITALITY (BELFAST) LIMITED
9 Church Street, Banbridge, County Down, BT32 4AA
QUAY CARGO SERVICES LIMITED
Hughes House, 6 Church Street, Banbridge, County Down, BT32 4AA
Document Filings
Director's details changed for Robert Stanley Nelson Mackey on 12 December 2025
Change of details for Mr Robert Mackey as a person with significant control on 12 December 2025
Change of details for Mr Robert Mackey as a person with significant control on 11 November 2025
Director's details changed for Robert Stanley Nelson Mackey on 11 November 2025
Secretary's details changed for Irene Mackey on 11 November 2025
Director's details changed for Mr Gareth Mackey on 11 November 2025
Confirmation statement made on 18 August 2025 with no updates
Satisfaction of charge 6 in full
Confirmation statement made on 21 August 2024 with no updates
Satisfaction of charge 11 in full
Confirmation statement made on 21 August 2023 with no updates
Confirmation statement made on 21 August 2022 with updates
Change of details for Mr Robert Mackey as a person with significant control on 29 October 2021
Appointment of Mr Peter John Carson as a director on 25 April 2022
Confirmation statement made on 21 August 2021 with no updates
Confirmation statement made on 21 August 2020 with no updates
Confirmation statement made on 31 August 2019 with no updates
Appointment of Mr Gareth Mackey as a director on 31 October 2018
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