Company Overview
E.A. Lonergan Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 06 April 1993, so this is a well established company. E.A. Lonergan Ltd has been in business for 32 years and 11 months. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

4 Annadale Avenue, Belfast, BT7 3JH
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Companies House Data
Company NameE.A. LONERGAN LTD
Company NumberNI027399
Registered Office Address4 Annadale Avenue
 BT7 3JH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/04/1993
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date04/05/2017
Returns Last Made Up Date06/04/2016
Directors & Members
Show Resigned
Ciara Lewis - Director
(Irish, 46 years old, born August 1980)
Appointed 01 November 2013
 Active
Edward Lonergan - Director
(Irish, 76 years old, born November 1950)
Appointed 06 April 1993
 Active
Secretaries
Ciaran Faloona - Secretary
(British)
Appointed 06 April 1993
 Active
Other Company Directorships
Ciara Lewis
ALTERITY INVESTMENTS LIMITED
Edward Lonergan
15 STONE STREET LIMITED
ALTERITY DEVELOPMENTS LIMITED
ALTERITY INVESTMENTS LIMITED
BALMORAL GRANGE BELFAST MANAGEMENT LIMITED
CLUB COCHON LTD
DERAMORE (L) LIMITED
DERAMORE (S) LIMITED
DERAMORE DEVELOPMENTS (G.B.) LIMITED
DERAMORE DEVELOPMENTS LIMITED
DERAMORE HOLDINGS (N.I.) LIMITED
DERAMORE INVESTMENTS LTD
DERAMORE PROPERTIES (N.I.) LIMITED
DIAMOND COURT MANAGEMENT LIMITED
FORTY8 NORTH BUSINESS PARK MANAGEMENT LIMITED
LOCHINVER LIMITED
MAYFLOWER COURT (READING) RESIDENTS ASSOCIATION LIMITED
RETIREMENT LIVING (NI) LIMITED
THE ADSUM FOUNDATION
WYNCROFT ESTATES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Balance Sheet
Fixed Assets 2,300,639 2,300,639 3,360,817
Current Assets 219,300 219,300 187,152
Creditors Due Within One Year 93,081 93,081 108,175
Working Cap 126,219 126,219 78,977
Total Assets Less Current Liabilities 2,426,858 2,426,858 3,439,794
Long-term Liabilities 1,897,640 1,897,640 2,108,607
Net Assets 529,218 529,218 1,331,187
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 529,218 529,218 1,331,187
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Tangible Fixed Assets - - -
Fixed Assets 91.3% 91.3% 94.7%
Stocks Inventory - - -
Debtors 0.9% 0.9% 2.9%
Cash Bank In Hand 7.8% 7.8% 2.4%
Current Assets 8.7% 8.7% 5.3%
Creditors Due Within One Year 3.7% 3.7% 3.0%
Net Current Assets Liabilities 5.0% 5.0% 2.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 21.0% 21.0% 37.5%
Capital Employed - - -
Total Assets Less Current Liabilities 96.3% 96.3% 97.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Liquidity Ratio 2.4 2.4 1.7
Solvency Ratio 1.3 1.3 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 5
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Assets 2,519,939 2,519,939 3,547,969
Debt 1,990,721 1,990,721 2,216,782
Net Assets/Debt 529,218 529,218 1,331,187

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Satisfaction of charge NI0273990001 in full
Satisfaction of charge NI0273990002 in full
Satisfaction of charge NI0273990003 in full
Satisfaction of charge NI0273990004 in full
Registration of charge NI0273990005, created on 11 April 2025
Confirmation statement made on 6 April 2025 with no updates
Confirmation statement made on 6 April 2024 with no updates
Confirmation statement made on 6 April 2023 with no updates
Confirmation statement made on 6 April 2022 with no updates
Change of details for Mrs Ciara Teresa Lewis as a person with significant control on 1 January 2022
Director's details changed for Mrs Ciara Teresa Lewis on 1 January 2022
Confirmation statement made on 6 April 2021 with no updates
Confirmation statement made on 6 April 2020 with no updates
Confirmation statement made on 6 April 2019 with no updates
Registered office address changed from Montgomery House 29 - 33 Montgomery Street Belfast BT1 4NX to 4 Annadale Avenue Belfast BT7 3JH on 6 November 2018
Confirmation statement made on 6 April 2018 with no updates
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