Company Overview
Insure I Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 18 June 2009, so this is a well established company. Insure I Limited has been in business for 16 years and 9 months. The accounts status is unaudited abridged and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Unit 1, Potters Quay, Ravenhill Road, Belfast, BT6 8DN
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Companies House Data
Company NameINSURE I LIMITED
Company NumberNI072940
Registered Office AddressUnit 1, Potters Quay
 Ravenhill Road
 BT6 8DN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/06/2009
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date16/07/2017
Returns Last Made Up Date18/06/2016
Directors & Members
Show Resigned
Gavin Higgins - Director
(British, 63 years old, born May 1963)
Appointed 18 August 2009
 Active
Ashok Songra - Director
(British, 66 years old, born June 1960)
Appointed 01 July 2009
 Active
Suresh Tharmaratnam - Director
(British, 63 years old, born February 1963)
Appointed 01 July 2009
 Active
Secretaries
Show Resigned
Gavin Higgins - Secretary
(British)
Appointed 25 September 2009
 Active
Other Company Directorships
Gavin Higgins
21 CHANNEL WHARF LLP
HII LIMITED
LAING MARKEY LYNESS LIMITED
NIB SOLUTIONS LIMITED
OHRD LIMITED
OLD CHANNEL STAR LIMITED
SHAW H1 LTD
SHAW HANSEN LIMITED
SUREQUOTE ONLINE LTD
Ashok Songra
352 HEAL I LIMITED
352 IMAGING I LIMITED
352 MEDICAL LIMITED
352 SKILLS I LIMITED
352F LIMITED
BELFAST MEDICAL DIAGNOSTICS LIMITED
CHELSEA PRIVATE CLINIC LIMITED
COLLEGE OF DENTISTRY LIMITED
COLLEGE OF MEDICINE AND DENTISTRY LIMITED
COSMETECH CLINICS LIMITED
DENTAL AESTHETICS LTD
DENTAL EXCELLENCE CHELSEA LIMITED
DENTAL EXCELLENCE GROUP LTD
DENTAL EXCELLENCE LTD
DENTAL SPECIALIST CLINIC LTD
F.A.C.E.S (NI) LIMITED
GLAKSY LTD
HEALTH VISION I LIMITED
HEALTHCARE TALENT LIMITED
JUPITER 1 TOPCO LIMITED
KINGSBRIDGE HEALTHCARE GROUP LIMITED
KINGSBRIDGE PRIVATE HOSPITAL BELFAST LIMITED
KINGSBRIDGE PRIVATE HOSPITAL NORTH WEST LIMITED
KINGSBRIDGE TRUSTEES LIMITED
MDASI LIMITED
MEDICAL EDUCATION CENTRE LIMITED
MURANO LIMITED
OHRD LIMITED
POST GRADUATE COLLEGE OF DENTISTRY LIMITED
STUNNING SMILES LTD
THE SMART CARE DOC COMPANY LIMITED
UCG LIMITED
Suresh Tharmaratnam
COLLEGE OF DENTISTRY LIMITED
DATAWORKS MANAGEMENT COMPANY LIMITED
EAST ST FILMS LTD
HEALTH VISION I LIMITED
OHRD LIMITED
SPORT CHANGES LIFE FOUNDATION
THERMIVA LIMITED
TINYLIFE
USNI SPORT LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2021 31-Mar-2020
Balance Sheet
Fixed Assets 1,374,977 1,374,977 35,772
Current Assets 698,673 698,673 846,994
Creditors Due Within One Year 1,107,435 1,107,435 505,112
Working Cap -408,762 -408,762 341,882
Total Assets Less Current Liabilities 966,215 966,215 377,654
Long-term Liabilities 411,579 411,579 0
Net Assets 554,636 554,636 377,654
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 554,636 554,636 377,654
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2021 31-Mar-2020
Tangible Fixed Assets - - -
Fixed Assets 66.3% 66.3% 4.1%
Stocks Inventory - - -
Debtors 11.1% 11.1% 47.4%
Cash Bank In Hand - - -
Current Assets 33.7% 33.7% 95.9%
Creditors Due Within One Year 53.4% 53.4% 57.2%
Net Current Assets Liabilities -19.7% -19.7% 38.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 26.7% 26.7% 42.8%
Capital Employed - - -
Total Assets Less Current Liabilities 46.6% 46.6% 42.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2021 31-Mar-2020
Liquidity Ratio 0.6 0.6 1.7
Solvency Ratio 1.4 1.4 1.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2021 31-Mar-2020
Assets 2,073,650 2,073,650 882,766
Debt 1,519,014 1,519,014 505,112
Net Assets/Debt 554,636 554,636 377,654

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 3 September 2025 with no updates
Memorandum and Articles of Association
Resolutions
Statement of capital following an allotment of shares on 18 February 2025
Director's details changed for Mr Gavin Mark Higgins on 24 October 2024
Confirmation statement made on 3 September 2024 with no updates
Change of details for Mr Suresh Tharma as a person with significant control on 20 March 2024
Confirmation statement made on 3 September 2023 with updates
Change of details for Mr Suresh Tharma as a person with significant control on 4 September 2023
Registered office address changed from Unit 1 Channel Wharf 21 Old Channel Road Belfast Northern Ireland BT3 9DE to Unit 1, Potters Quay Ravenhill Road Belfast BT6 8DN on 17 November 2022
Confirmation statement made on 3 September 2022 with no updates
Registration of charge NI0729400002, created on 17 June 2022
Confirmation statement made on 3 September 2021 with no updates
Registration of charge NI0729400001, created on 17 February 2021
Confirmation statement made on 3 September 2020 with updates
Confirmation statement made on 3 September 2019 with updates
Cessation of 352 Medical Limited as a person with significant control on 12 April 2019
Notification of Suresh Tharma as a person with significant control on 12 April 2019
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