Company Overview
Church Of Scotland Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 01 October 1888, so this is a well established company. Church Of Scotland Insurance Services Limited has been in business for 137 years and 6 months. The accounts status is small and the accounts are next due on Wednesday 30 September 2026.
Registered Address

121 George Street, Edinburgh, EH2 4YN
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Companies House Data
Company NameCHURCH OF SCOTLAND INSURANCE SERVICES LIMITED
Company NumberSC001777
Registered Office Address121 George Street
 EH2 4YN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/10/1888
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date29/04/2017
Returns Last Made Up Date01/04/2016
Previous Company NameChanged Date
CHURCH OF SCOTLAND INSURANCE COMPANY LIMITED18 Nov 2014
Directors & Members
Show Resigned
Barry Clarkson - Director
(British, 61 years old, born December 1965)
Appointed 07 November 2018
 Active
Alan Kennedy - Director
(British, 71 years old, born September 1955)
Appointed 01 September 2011
 Active
Chiene + Tait Llp - Secretary
Appointed 01 October 2014
 Active
Secretaries
Show Resigned
Chiene + Tait Llp - Secretary
Appointed 01 October 2014
 Active
Other Company Directorships
Barry Clarkson
No companies found
Alan Kennedy
ECO-CONGREGATION SCOTLAND
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Balance Sheet
Fixed Assets 7,365,623 7,365,623 7,885,951
Current Assets 3,991,683 3,991,683 3,083,788
Creditors Due Within One Year 3,836,096 3,836,096 2,858,408
Working Cap 155,587 155,587 225,380
Total Assets Less Current Liabilities 7,521,210 7,521,210 8,111,331
Long-term Liabilities 2,067,507 2,067,507 2,420,329
Net Assets 5,453,703 5,453,703 5,691,002
Share Capital & Reserves
Share Cap 530,000 530,000 530,000
Profit & Loss Reserves 4,923,703 4,923,703 5,161,002
Other Reserves 0 0 0
Shareholders Funds 5,453,703 5,453,703 5,691,002
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Tangible Fixed Assets - - -
Fixed Assets 64.9% 64.9% 71.9%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 2.4% 2.4% 0.8%
Cash Bank In Hand 17.9% 17.9% 0.0%
Current Assets 35.1% 35.1% 28.1%
Creditors Due Within One Year 33.8% 33.8% 26.1%
Net Current Assets Liabilities 1.4% 1.4% 2.1%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 48.0% 48.0% 51.9%
Called Up Share Capital 4.7% 4.7% 4.8%
Share Capital Allotted Called Up Paid 4.7% 4.7% 4.8%
Profit Loss Account Reserve 43.4% 43.4% 47.0%
Shareholder Funds 48.0% 48.0% 51.9%
Capital Employed - - -
Total Assets Less Current Liabilities 66.2% 66.2% 73.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Liquidity Ratio 1.0 1.0 1.1
Solvency Ratio 1.9 1.9 2.1
Reserves to Assets 0.4 0.4 0.5
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2011 31-Dec-2010
Assets 11,357,306 11,357,306 10,969,739
Debt 5,903,603 5,903,603 5,278,737
Net Assets/Debt 5,453,703 5,453,703 5,691,002

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EH2 4YN
THE CHURCH OF SCOTLAND PENSION INVESTMENT FUND TRUSTEE LIMITED
121 George Street, Edinburgh, EH2 4YN
ECO-CONGREGATION SCOTLAND
121 George Street, Edinburgh, EH2 4YN
IONA ABBEY LIMITED
121 George Street, Edinburgh, Midlothian, EH2 4YN
Document Filings
Termination of appointment of Andrew John Linnell as a director on 31 December 2025
Termination of appointment of Kevin Roberts as a director on 31 December 2025
Termination of appointment of Angus Menzies Ross Tod as a director on 14 May 2025
Confirmation statement made on 1 April 2025 with updates
Confirmation statement made on 1 April 2024 with updates
Confirmation statement made on 1 April 2023 with updates
Termination of appointment of Ford Ian Paterson as a director on 23 June 2022
Confirmation statement made on 1 April 2022 with updates
Confirmation statement made on 1 April 2021 with updates
Confirmation statement made on 1 April 2020 with updates
Confirmation statement made on 1 April 2019 with no updates
Resolutions
Appointment of Mr Barry Joseph Clarkson as a director on 7 November 2018
Confirmation statement made on 1 April 2018 with no updates
Confirmation statement made on 1 April 2017 with updates
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