Company Overview
Low & Bonar Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Saturday 10 August 1912, so this is a well established company. Low & Bonar Limited has been in business for 113 years and 7 months. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

65 Haymarket Terrace, C/O Harper Macleod Llp, Citypoint, Edinburgh, EH12 5HD
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Companies House Data
Company NameLOW & BONAR LIMITED
Company NumberSC008349
Registered Office Address65 Haymarket Terrace
 C/O Harper Macleod Llp, Citypoint
 EH12 5HD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/08/1912
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/12/2023
Accounts Account CategoryFULL
Returns Next Due Date15/06/2017
Returns Last Made Up Date18/05/2016
Directors & Members
Show Resigned
Antoinette Culbert - Director
(British, 43 years old, born November 1983)
Appointed 12 June 2020
 Active
Secretaries
Show Resigned
Other Company Directorships
Antoinette Culbert
BONAR INTERNATIONAL HOLDINGS LIMITED
BONAR INTERNATIONAL S.A.R.L.
BONAR ROTAFORM LIMITED
BONAR SILVER LIMITED
GOLDTIDE LIMITED
LCM CONSTRUCTION PRODUCTS LIMITED
LOW & BONAR EURO HOLDINGS LIMITED
MEHLER TEXNOLOGIES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2023 30-Nov-2014 30-Nov-2013
Balance Sheet
Fixed Assets 233,800,000 233,800,000 237,600,000
Current Assets 192,000,000 192,000,000 186,400,000
Creditors Due Within One Year 87,700,000 87,700,000 88,400,000
Working Cap 104,300,000 104,300,000 98,000,000
Total Assets Less Current Liabilities 338,100,000 338,100,000 335,600,000
Long-term Liabilities 154,000,000 154,000,000 148,900,000
Net Assets 184,100,000 184,100,000 186,700,000
Share Capital & Reserves
Share Cap 47,300,000 47,300,000 47,200,000
Profit & Loss Reserves 105,800,000 105,800,000 102,500,000
Other Reserves 31,000,000 31,000,000 37,000,000
Shareholders Funds 184,100,000 184,100,000 186,700,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2023 30-Nov-2014 30-Nov-2013
Tangible Fixed Assets - - -
Fixed Assets 54.9% 54.9% 56.0%
Stocks Inventory 21.3% 21.3% 20.5%
Debtors 14.7% 14.7% 15.0%
Cash Bank In Hand 6.1% 6.1% 4.2%
Current Assets 45.1% 45.1% 44.0%
Creditors Due Within One Year 20.6% 20.6% 20.8%
Net Current Assets Liabilities 24.5% 24.5% 23.1%
Creditors Due After One Year 36.2% 36.2% 35.1%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 43.2% 43.2% 44.0%
Called Up Share Capital 11.1% 11.1% 11.1%
Share Capital Allotted Called Up Paid 11.1% 11.1% 11.1%
Profit Loss Account Reserve 24.8% 24.8% 24.2%
Shareholder Funds 43.2% 43.2% 44.0%
Capital Employed - - -
Total Assets Less Current Liabilities 79.4% 79.4% 79.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2023 30-Nov-2014 30-Nov-2013
Liquidity Ratio 2.2 2.2 2.1
Solvency Ratio 1.8 1.8 1.8
Reserves to Assets 0.2 0.2 0.2
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2023 30-Nov-2014 30-Nov-2013
Assets 425,800,000 425,800,000 424,000,000
Debt 241,700,000 241,700,000 237,300,000
Net Assets/Debt 184,100,000 184,100,000 186,700,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 22 March 2026 with no updates
Statement of capital on 20 March 2026
Statement by Directors
Resolutions
Solvency Statement dated 20/03/26
Termination of appointment of Marco Altherr as a director on 1 April 2025
Appointment of Mr Jens Reinig as a director on 1 April 2025
Confirmation statement made on 22 March 2025 with no updates
Confirmation statement made on 22 March 2024 with updates
Termination of appointment of Thomas Herr as a director on 1 January 2024
Appointment of Mr Marco Altherr as a director on 1 January 2024
Resolutions
Memorandum and Articles of Association
Cancellation of shares. Statement of capital on 20 June 2023
Statement of capital on 20 June 2023
Statement by Directors
Solvency Statement dated 19/06/23
Resolutions
Confirmation statement made on 22 March 2023 with no updates
Confirmation statement made on 22 March 2022 with updates
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