Company Overview
The Scottish Federation Of Housing Associations Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Monday 08 March 1976, so this is a well established company. The Scottish Federation Of Housing Associations Limited has been in business for 50 years. The accounts status is small and the accounts are next due on Thursday 31 December 2026.
Registered Address

Libertas House Libertas House, 3Rd Floor, 39 St.Vincent Place, Glasgow, G1 2ER
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Companies House Data
Company NameTHE SCOTTISH FEDERATION OF HOUSING ASSOCIATIONS LIMITED
Company NumberSC059549
Registered Office AddressLibertas House Libertas House
 3rd Floor, 39 St.Vincent Place
 G1 2ER
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/03/1976
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategorySMALL
Returns Next Due Date22/06/2017
Returns Last Made Up Date25/05/2016
Directors & Members
Show Resigned
Stacy Angus - Director
(British, 45 years old, born June 1981)
Appointed 17 September 2025
 Active
Gary Dalziel - Director
(British, 51 years old, born July 1975)
Appointed 12 October 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
Stacy Angus
OSPREY INITIATIVES LIMITED
Gary Dalziel
ARDENGLEN DEVELOPMENTS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Balance Sheet
Fixed Assets 48,857 48,857 67,704
Current Assets 2,293,884 2,293,884 2,374,616
Creditors Due Within One Year 1,886,836 1,886,836 1,918,391
Working Cap 407,048 407,048 456,225
Total Assets Less Current Liabilities 455,905 455,905 523,929
Long-term Liabilities 2,840,000 2,840,000 3,046,000
Net Assets -2,384,095 -2,384,095 -2,522,071
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves -2,384,095 -2,384,095 -2,522,071
Other Reserves 0 0 0
Shareholders Funds -2,384,095 -2,384,095 -2,522,071
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Tangible Fixed Assets - - -
Fixed Assets 2.1% 2.1% 2.8%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 35.1% 35.1% 26.9%
Cash Bank In Hand 61.5% 61.5% 69.2%
Current Assets 97.9% 97.9% 97.2%
Creditors Due Within One Year 80.5% 80.5% 78.5%
Net Current Assets Liabilities 17.4% 17.4% 18.7%
Creditors Due After One Year 121.2% 121.2% 124.7%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability -101.8% -101.8% -103.3%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve -101.8% -101.8% -103.3%
Shareholder Funds -101.8% -101.8% -103.3%
Capital Employed - - -
Total Assets Less Current Liabilities 19.5% 19.5% 21.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Liquidity Ratio 1.2 1.2 1.2
Solvency Ratio 0.5 0.5 0.5
Reserves to Assets -1.0 -1.0 -1.0
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Assets 2,342,741 2,342,741 2,442,320
Debt 4,726,836 4,726,836 4,964,391
Net Assets/Debt -2,384,095 -2,384,095 -2,522,071

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Notification of Richard Simon Meade as a person with significant control on 1 October 2025
Appointment of Mrs Maria Veronica Lyle as a director on 26 November 2025
Cessation of Sally Thomas as a person with significant control on 30 September 2025
Registered office address changed from Libertas House Libertas House 3rd Floor, 39 st.Vincent Place Glasgow G1 2ER Scotland to Libertas House 3rd Floor, 39 st. Vincent Place Glasgow G1 2ER on 14 November 2025
Termination of appointment of Fintan Corrigan Smith as a director on 17 September 2025
Termination of appointment of Martin Wilkie-Mcfarlane as a director on 17 September 2025
Appointment of Ms Stacy Watt Angus as a director on 17 September 2025
Termination of appointment of Dena Macleod as a director on 17 September 2025
Appointment of Mrs Audrey Mary Murphy as a director on 17 September 2025
Appointment of Mr Gary Meek as a director on 17 September 2025
Appointment of Mr Richard Meade as a secretary on 8 September 2025
Termination of appointment of Sally Thomas as a secretary on 7 September 2025
Confirmation statement made on 21 June 2025 with no updates
Resolutions
Appointment of Mr Craig Watson Stirrat as a director on 18 September 2024
Termination of appointment of Jacqueline Anne Mcintosh as a director on 18 September 2024
Termination of appointment of David John Lappin as a director on 18 September 2024
Appointment of Ms Caron Irene Quinn as a director on 18 September 2024
Memorandum and Articles of Association
Confirmation statement made on 21 June 2024 with no updates
Appointment of Ms Jacqueline Anne Mcintosh as a director on 6 December 2023
Termination of appointment of Jason John Macgilp as a director on 23 November 2023
Termination of appointment of Caron Irene Quinn as a director on 11 October 2023
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